iPhone Screenshots


If you're a Nationwide customer and you enrolled in the SmartRide Mobile Program (available only in Arizona, Arkansas, Connecticut, Delaware, Georgia, Kentucky, Maryland, Michigan, Mississippi, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Virginia, Rhode Island, Washington, Washington D.C., and West Virginia) you can continue your participation by downloading and registering the SmartRide Mobile App.

Driving safely is no easy feat. If you’re a driver committed to staying alert, avoiding distractions, and following the rules of the road, we’re going to reward you for it. SmartRide gives you personalized feedback to help you make even safer driving decisions. The safer you drive, the higher the discount you could get. This app uses location services in order to collect your driving data. Continued use of GPS running in the background can dramatically decrease battery life.

* View your driving trends
* Get personalized feedback about your driving
* View your trips on a map
* View your estimated discount during participation
* View your final discount at the end of the program

What’s New

Version 2.4.0

Performance Improvements & Bug Fixes

Ratings and Reviews

2.4 out of 5
323 Ratings

323 Ratings

BirdyJG ,

Needs improved

There’s been times where is said my 4-cyl Nissan Rogue accelerated, however it’s impossible to do that in the type of vehicle when there is so much lag. And more importantly, as some who uses this phone as a medical device, this app can be draining on the phones battery when it’s tracking me every single place I go. So, I in particular, have to choose between using a medical device or saving money by using this app. If I don’t go on my phone daily to confirm the trips, then I could mess myself up confirming a trip where I’m a passenger and not a driver. And as others have said, sometimes it’s recording a trip to a location but not returning and if I’m with my husband then we both get the trips and mileage even if I state I’m the passenger.

Peakseeker88 ,

It’s as great as you’d expect from your insurance

Been using for about a month and so far I’m not getting the bugs with hard brakes or acceleration. I do live in a smaller town with little traffic and a short commute, which I feel is kind of ideal considering the demands of the program. The main bugs I’ve noticed are with recording trips that aren’t mine and auto marking them as mine (I take a daily parking shuttle to my job) and the idle time either recording really high or just being way too strict. I sit at two lights in my commute and occasionally a few more if I go into town or to the store. I’m still always more than double the green amount it seems. I can’t imagine living in even a little more urban area and trying to use this without a lot of issues even as a safe driver. Otherwise I find it pretty easy to use and track. It doesn’t really take much effort. I’m not sure how you have to drive to get their advertised 40% but it must basically be down the block and back daily. I’m guessing most people land between 15-25%. Still better than nothing. Hope you don’t have anywhere to go!


Reports erroneous data

I have used the mobile app on my phone for a couple months now and have noticed that it incorrectly logs rapid acceleration/hard braking events. On occasions where I have had to accelerate and merge into oncoming traffic, it counted each event as 2 events. As for other acceleration/hard braking events, it seems to be a bit screwy but I think the app is detecting nearby WiFi networks and dropping the app and then reconnecting and counting that as multiple events for each time it drops/connects. It has recorded events where there has been no change in speed. As for the total number of miles it records I have not verified that against reality but since the app is on a mobile phone and goes wherever you go in whatever vehicle you are in, with a friend, public transportation, etc, you need to be diligent verifying it’s your trip and/or you are driving your car insured by your policy. Otherwise the mileage and whatever happens on that trip will be counted against you. The device that is installed in the vehicle might be a better choice.

Developer Response ,

Hello. Sorry to hear you've had a bad experience. Please email Customer Advocacy at advocate@nationwide.com with your contact information and we will have someone reach out to you. Thanks!


Nationwide Mutual Insurance Company
11.2 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad Air Wi‑Fi + Cellular, iPad mini 2 Wi‑Fi + Cellular, iPad Air 2 Wi‑Fi + Cellular, iPad mini 3 Wi‑Fi + Cellular, iPad mini 4 Wi‑Fi + Cellular, iPad Pro (12.9‑inch) Wi-Fi + Cellular, iPad Pro (9.7‑inch) Wi‑Fi + Cellular, iPad (5th generation) Wi‑Fi + Cellular, iPad Pro (12.9‑inch) (2nd generation) Wi‑Fi + Cellular, iPad Pro (10.5‑inch) Wi‑Fi + Cellular, iPad Wi‑Fi + Cellular (6th generation), iPad Pro (11‑inch) Wi‑Fi + Cellular, iPad Pro (12.9‑inch) (3rd generation) Wi‑Fi + Cellular, iPad mini (5th generation) Wi‑Fi + Cellular, iPad Air (3rd generation) Wi‑Fi + Cellular, and iPad (7th generation) Wi‑Fi + Cellular.



Age Rating
This app may use your location even when it isn't open, which can decrease battery life.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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