Discover the insights you need to make the most of your money. Whether you want to see the bigger picture of your net worth, zoom in on your cash flow or simply monitor your credit score, you can do it all in one place with the NerdWallet app.

Download this personal finance app today to make more smart money moves with personalized financial insights and clear next steps.


Know how much you have to spend or save each month
We factor in your income, expenses and upcoming bills so you know exactly how much you can save or spend.

Spot trends in your spending
After linking your accounts, get detailed financial insights and graphs on your spending habits from month to month, so you can make smarter money moves for your cash flow.


Get a complete view of your finances
See how much money you have between your connected accounts and assets, as well as a breakdown of your savings, investments, retirement accounts and more with our net worth feature.


Stay on top of your credit
Get alerts about changes to your credit score, know where you stand on all the most important credit report factors and get personalized tips to build your credit score.


Get the most from your credit cards
See your highest-earning credit card per category so you can get ahead of your finances with everyday purchases.

Maximize your savings with extra cash back
You don't need a rewards credit card to earn rewards. Quickly link any qualifying card and start earning an additional 2-10% cash back at participating stores, online and nearby.

Download this personal finance app today and see why NerdWallet: Money Manager & Finance Tracker gets love from NBC, CNN, Fox, the New York Times, the Wall Street Journal and many, many more publications.

What’s New

Version 8.2.0

Here’s what you’ll find in this update:
- Bought a holiday gift but split the cost with a friend? Paid a bill on the 30th but it went through on the 1st? You can now edit transactions in your cash flow.
- The usual bug fixes and improvements

Ratings and Reviews

4.8 out of 5
76.2K Ratings

76.2K Ratings

IAME.O.Houston ,

The truth for me at least.

I was working hard as hell at a fast food restaurant for about 2 years when I met a guy who taught me about credit. He recommended this app, I quickly download it and started my journey on building my credit. I use to think “why have credit? why worry about credit?, why would I put myself at risk of owing money to a bank or personal lender, I have heard so many bad things.” But the guy I met explained to me vividly how to go about building and maintaining my credit to insure that “in the worst case scenario you’ll be taken care of, but only if you use credit for credit not to splurge. Don’t use it as a means to obtain cash you don’t have at hand. Use it as a means that ensures that as you progress in life, even if things turn sour you’ll be okay but only if you maintain you’re credibility. This app will help you, I’m certain.” This helped me out a lot, I watched my credit go from 552 to 688 in a matter of 8 months of being responsible and paying back what was owed and maintaining current or new credit accounts. I give NerdWallet a 1,000,000 star rating.

Developer Response ,

Thank you so much for your rating and review, and especially for sharing your inspiring story! It's always great to hear about successes like yours. Keep up the good work, and please let us know if you have any suggestions or ideas for us. You can share any time at, we're always listening!

5/5 - Read ,

Nerd Wallet

I normally calculate my finances on my IMac, however, I have multiple bank accounts so it’s nice to see how much money I have with all my accounts combined. I can get the balance for each account by logging in into each app, but to make it simpler it’s easier to use only one (nerdwallet). What I appreciate is I also have my few credit card accounts & an investment account so it saves me lots of extra time. It also shows you credit score (only one unfortunately) which normally there are 3 credit bureaus. If you pay everything w/ debit and credit card it’ll automatically post your transactions to the select fields: (grocery, travel, gas, payments, etc). It’s simple to use if you have multiple accounts. If you’re seeing this; take this golden nugget: never max out your credit card but purchase all items w/ credit cards. You’ll at least get some $ back that you were already going to spend. Save yourself at least some money. Best of luck, I haven’t read any other reviews but only going based off my own personal belief.

Developer Response ,

Thank you so much for the detailed review and 5-star rating, we really appreciate it!

Mackenzie9823 ,

I LOVE NerdWallet!!

As someone who just graduated college and started earning income, paying bills, and building my credit, this app has made my life so much easier. I am able to stay on top of my finances and see everything in one place. The best part is I can connect all my different accounts (acorns, Robinhood, checking/savings, retirement, car loan, etc) and know exactly how much is in each account. This is the first time I’ve gotten a full picture of how much money I have and how much money I owe. I also love that I can see which categories my spending goes towards and recategorize purchases if I need to (something that a lot of other budgeting apps I’ve tried don’t let you do). This has helped me come up with a realistic budget and savings goals. The personalized advice has helped me raise my credit score by over 40 points in the last 4 months. This app is awesome- I can’t believe it’s free. Thanks so much for the amazing service you provide.

Developer Response ,

Thank you so much for the positive feedback, Mackenzie! We are delighted to be part of your financial journey and so happy that you are finding great value in the NerdWallet app and the services available through it. We'll keep working hard to make it even better - if you have ideas or suggestions for us, please feel free to send them along to - we're always listening!

App Privacy

The developer, NerdWallet, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

You May Also Like