Neu Money: Build Your Credit

Credit card with no SSN

Only for iPhone

Free

iPhone

Neu helps you access and build credit your way. Apply instantly with no Social Security Number required (If you have one you must provide it)—perfect for anyone new to the U.S. credit system. Choose between No Interest and No Annual Fee—a clear and straightforward way to begin establishing your credit history. Neu is designed to support people who are starting their credit journey. Our credit cards are for those with no credit history like students and people who are new to the U.S. banking system. We provide a simple structure, transparent terms, and real human support. With responsible use and on-time payments, Neu helps you build your credit profile steadily over time. Apply online in minutes, get a quick decision, and start building your credit history with real, human customer support. Enjoy unlimited 3% cashback on airfare. CHOOSE THE NEU CARD THAT BUILDS CREDIT YOUR WAY Neu Card 1—No Interest: - 0% APR*—forever - One simple $7 monthly fee - $350 and up credit limit - Provides predictable costs and peace of mind for those starting out Neu Card 2—No Annual Fee: - No annual fee—ever - Fixed APR* for life of the card—up to 29.99% - $350 and up credit limit - Best suited for individuals who want a fee-free account and clear their balance monthly. BENEFITS OF BOTH CARDS: - Starting credit limit from $350 and up, with potential increases through demonstrated on-time payments - Unlimited 3% cashback rewards on airfare - No foreign transaction fees - Apply online in under 5 minutes, most receive a quick decision - Add to Wallet and tap to pay - Fraud protection with account-freeze capability - Real human customer support - Designed to help you begin building your credit history responsibly, whether you are a student, a first-time cardholder, or newly establishing credit in the U.S. This makes Neu an excellent option for anyone looking to build credit—including first-time card holders like students, first-time cardholders, and individuals with no credit history and new to the U.S. financial system. *Annual Percentage Rate See full rates and fees: https://neumoney.app/terms-and-conditions/ Neu Card made by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. This is not a deposit product.

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

UX enhancements and security improvements

Version 1.1.43

The developer, Neu Money Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

  • Seller
    • Neu Money Inc.
  • Size
    • 188.2 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 14.0 or later.
    • iPhone
      Requires iOS 14.0 or later.
    • iPod touch
      Requires iOS 14.0 or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
  • Languages
    • English
  • Age Rating
    18+
  • Copyright
    • © 2025 Neu
  • Developer Website
  • Privacy Policy

    • Supports

    • Wallet

      The simplest way to get all your passes in one place.

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