Nexo is the world’s most trusted licensed and regulated digital assets institution. With 2M+ customers, the Nexo account is the perfect crypto service for any client.

→ Borrow — Add crypto to your account and instantly borrow cash without selling your assets using Nexo’s flexible credit lines. Available in 40+ fiat currencies across over 200 jurisdictions.
→ Earn — Get up to 12% interest on your idle crypto and fiat with Nexo’s Earn on Crypto & Fiat suite.
→ Card — Try the first-ever card that lets you spend without selling your crypto and get instant cashback of up to 2%.
→ Exchange — Buy, sell, and convert all supported crypto & fiat assets
→ Token — The NEXO Token brings you premium yields for Nexo’s Earn suite, discounts on credit line interest, dividends, and much more.
→ Security — Nexo accounts are fully insured and secured to the highest industry standards.

How it works:

→ Add Crypto to Your Nexo Account

• Your Nexo account is secured through BitGo, the leader in crypto custodianship, and benefits from top-tier insurance.

→ Borrow Cash & Stablecoins Instantly, Using Crypto as Collateral

• Instant credit from $10 to $2,000,000. Bigger sums available on request
• Dynamic credit lines: when your crypto appreciates in value, your available credit grows
• Withdraw to your local bank anywhere across 200+ jurisdictions
• Guaranteed instant approval, no credit checks
• Interest from just 6.9% per year (APR)
• Flexible repayments, no minimums, no installments

→ Earn Interest on Idle Assets

• Earn up to 12% interest on crypto, stablecoins, USD, EUR and GBP.
• Interest paid out daily
• No lock-ins, you’re free to withdraw your assets at any time
• No minimum or maximum limits

→ Spend Using the Nexo Card

• Global access to your Nexo credit line
• Instant cashback, paid in BTC or NEXO Tokens
• Supports Apple Pay & Google Pay
• No minimum monthly repayments
• #ZeroFees: No monthly, annual, or inactivity fees.

→ Buy, Sell & Convert on the Nexo Exchange

• Swap directly from the Nexo Wallet App
• Instant execution on your orders
• Fixed price - what you see is what you get
• Exchange at best rates with no hidden fees

→ Get Bonuses, Discounts & Dividends with the NEXO Token

• Invest in the world’s first dividend-paying asset-backed token
• Enjoy bonuses and discounts with Nexo’s Loyalty program
• Qualify for dividends! Nexo shares 30% of its net profit with token holders through dividends
• Over $9 million has already been distributed in dividends

Download the Nexo Wallet App today and join our community of more than one million happy Nexo clients!

What’s New

Version 2.1.1

We have fixed some bugs to make your Nexo experience even smoother.
No big changes, just a polish.

Let us know what you think at or contact our 24/7 Customer Support.

Ratings and Reviews

3.6 out of 5
535 Ratings

535 Ratings

Mr. Willcott ,

No interest notifications for 2/5/21

There are things I like about this new update, but things that I don’t care for, as well. I love the exchange feature. It adds a lot to the app. But I don’t like that it came at the expense of transaction records for staking interest. There is no longer a section devoted to it. Granted, we can get the amounts in the notifications drop down menu in the upper right corner, but it gives out less information than the old version did. Also, as of 2/5/21, I didn’t get any notifications for interest payments, so I can’t update my portfolio records. The best way to fix this is to bring back the Transactions tab at the bottom. Just make all of them a little bit smaller to allow another tab, and run it like you used to. Relying on notifications for interest payments just isn’t the most fool-proof method. Other than that, nice app.

Update (2/9/21):

The new update does not address the problem. It told me that there were 12 updates up top, but when I clicked on it, all I got was a blank list with a message “no new notifications”. All past notifications aren’t showing, along with any new notifications. Please just bring back the Transaction section in some form or another. I don’t think that notifications were ever intended to function as a permanent transaction history log.

Developer Response ,

Hi, thank you for the provided feedback. We will take into consideration every aspect out of it.

HumboldtDryGoods ,

Awesome for crypto beginners.

Nexo is similar to vault projects on defi but is simple to use with many features of defi built
In to one app that ultimately builds a credit line u can borrow against, new investors to crypto need to understand the benefits of being able to borrow in times of need while never touching their underlying assets, speak to your tax professional for details but keep in mind that when u sell crypto u pay taxes but when u borrow against it that’s treated as a simple loan. Much better for long term investors who want to build a retirement portfolio with crypto but still be able to tap in to it for financial emergencies or that vacation. Not to mention you can also borrow against your gains to buy more crypto, as a way of taking profit without selling assets until they fully mature. This allows you to multiply your exposure to market movement on the way up with little chance of liquidation due to the ratios of collateral Nexo forces u to maintain, even with the huge dip that happened in the last few months none of my holdings where liquidated and I was able to buy more crypto during the dip and achieve extra profit in this way! I also get free crypto in the form of dividends payments. I love nexo!

Developer Response ,

Hi. Thank you for your kind words and 5-star review. We are deeply appreciative of it. :)

Dr Low End ,

Nearly perfect

As I write my review a day after crypto markets started their latest meltdown, Nexo has got their platform firing on all cylinders. Binance hasn't responded to my support request from OVER A MONTH AGO, Coinbase has been experiencing a liquidity crisis and randomly kicking me off just when checking prices, but Nexo hasn't failed me yet. Their support is lightning fast and very helpful. They have a live chat on desktop. Idk any others that have that yet, and they're quite good at resolving problems. Instantly exchange currencies with minimal slippage and earn fat interest while you park your funds there. It's wild. Only gripes I have are to please give us dark mode, and please give us data charts so we don't have to switch to another platform to notice market trends! Actually one more thing - PLEASE enable U2F security keys for multi-factor authentication. Take your already robust security measures and crank them up to 11 for those of us that want it! No matter what, keep up the fantastic work! edit: meant to make this 5-star. My gripes are minor

Developer Response ,

Hi. Thank you for the 5-star review! We appreciate it sincerely. :)
Please be aware that we're improving with every update. Your suggestion will be taken into consideration. Don't hesitate to contact if you have any more recommendations. Have a nice day!

P.S. Dark mode specifically is coming soon :)

App Privacy

The developer, Nexo Services OU, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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