NIH Federal Credit Union 4+

NIH Federal Credit Union

Designed for iPad

    • 4.8 • 5.3K Ratings
    • Free



The NIH Federal Credit Union’s FREE mobile banking app is secure, convenient and easy to use anytime, anywhere. Our mobile banking app lets you manage your credit cards, share accounts, and loans all from your mobile device. Check account balances, pay bills, deposit checks, view transaction history, set up notifications — and much more..

Features include:
• View account balances and payment activity
• Make instant account transfers
• Pay bills and manage payees
• Deposit checks from your device
• Transfer funds between NIHFCU and other accounts you own
• Open new accounts and apply for loans
• View e-Statements
• Manage your debit and credit cards
• Set up push notifications to receive important account information

Message and data rates may apply from your wireless carrier.

Federally insured by the NCUA.

What’s New

Version 4007.2.1

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

Ratings and Reviews

4.8 out of 5
5.3K Ratings

5.3K Ratings

Leo Wise ,

Junk after Summer 2019 upgrade

This app used to be flawless and very convenient banking application, deserving 5 stars. Now, after upgrade in August 2019, an essential feature - bill paying - stoped working, which made it almost worthless for me. One star. Please return previous (before summer 2019) version.

After completion review (above) I discovered that not only bill payment option is not working in the upgraded app, but also bill depositing. Therefore, no really useful feature is working after this upgrade. New (added) features has no value for me, as probably for the most customers of NIHFCU. It is very sad, that reliable and useful application now is completely useless.

I will be happy to “upgrade” my review as soon as really working revision is issued.

NineEther ,


The NIHFCU has been my main banking source for more than 30 years. The convenient locations, excellent online banking, reasonable loan rates, excellent customer service & much more offered by the CU has made my long time banking experiences hassle free. Recently retired from NIH, I look forward to continuing my banking services at the NIHFCU. Thank you

dingleberry72 ,

The worst app ever

Since its inception, I have have been randomly locked out of my account twice for no apparent reason, meaning I have to call in to reset it. When I go to pay my credit card bill or HELOC, I can no longer pay “Other Amount.” You have to choose the minimum due or the whole thing. What if I want to pay a different amount, but not exactly one of their preset options? The transfer feature is more annoying, but I have not been able to pinpoint yet what I dislike about it (likely because logging in is nearly impossible since it keeps locking me out). Sometimes the fingerprint works, sometimes I have to go through the process of resetting that. Not sure why. For some reason seeing a clear list of transactions for each account is now not clear. This new online platform is the worst.

App Privacy

The developer, NIH Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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