Niyo: Global cards for travel 4+

Card & Digital Savings Account

Niyo Solutions Inc

    • 4.4 • 291 Ratings
    • Free

iPhone Screenshots

Description

Trusted by over 1M travellers worldwide, Niyo isn't just your usual card with zero forex markup. As a comprehensive international banking solutions platform, Niyo is the perfect destination for all your travel needs. With Niyo, you can get a zero forex markup card online, maximise your savings, use as UPI payment app, apply for visa and insurance—all while earning rewards as Niyo Coins.

Why Choose Niyo?
Zero Forex Markup
Free International ATM Withdrawals
Visa Application
Comprehensive Travel Insurance
Use as UPI payment app
Mobile banking app for international travel
Rewards & Benefits
24x7 Chat Support
Superfast Card Delivery
Best card for students - Save big on studying abroad

What it means to travel the Niyo way:

Zero Forex Markup - With Niyo's zero forex markup cards, you can shop to your heart's content in 180+ countries without worrying about exchange rates or hidden fees. Every purchase will feel like a steal with savings up to 5%.

Free International ATM Withdrawals—With a Niyo zero forex markup card, your ATM withdrawal fees will be refunded as Niyo Coins, making your trips more rewarding than ever!

Global Lounge Access - Lounge like a boss across 1300+ locations with global lounge access on every 50K spent abroad with any card every quarter.

The Niyo app covers every step of your journey, from securing your visa to booking flights and offering immersive experiences.

Visa Application - Get your visa on time at the lowest prices every time on the Niyo app. Also, earn 40% Niyo coins on every visa purchase. And if you don’t get your visa on time, we have a 100% service-fee-back guarantee.

Travel Insurance - With Niyo's comprehensive yet cheapest international travel insurance, you're covered for medical emergencies, trip cancellations, lost baggage, without the worry of any financial burden.

Online Booking: Flight Tickets - Our app offers a wide range of flight options at competitive prices and exclusive deals and discounts to help you save on your airfare, all while earning Niyo Coins with every booking. More than just a zero forex markup card, right?

Experiences - Niyo's partnerships with leading experience providers allow you to discover and book various activities tailored to your interests, ensuring every moment of your journey is filled with unforgettable memories.

Foreign Currency Delivery - Niyo is much more than a Zero Forex card. Skip the hassle of currency exchange queues with Niyo's foreign currency delivery service. Simply place your order on our app, and we'll deliver the currency of your choice directly to your doorstep.

24x7 Chat Support - Our experts are just a message away if you have any questions about your zero forex card benefits and offerings, need help with a transaction, or require travel advice.

Rewards & Benefits - Earn Niyo coins on every domestic spend with your debit and credit cards. Even better, you earn accelerated coins on all travel bookings on the Niyo app to book your next trip!

UPI with Niyo Pay - Manage your payments on the go with Niyo Pay, compatible with all major brands. Niyo Pay works with any bank in India that supports BHIM UPI. Simply link your bank account to your UPI ID on this app. Each transaction is secured with your 4 or 6-digit number UPI PIN.

The Niyo way to study abroad
Niyo helps students studying abroad save up ₹100,000 every year and earn up to 7.5% interest on their savings account balances.

Fast & Reliable Card Delivery—We understand that time is of the essence during travel planning, so we ensure your Niyo zero forex card reaches you within 3-5 days.

So, fellow travellers, get your Niyo Zero Forex Markup Card, download the Niyo app, pack your bags, and let your adventures begin!

TnC Apply. DCB Bank and SBM Bank issue all cards. These cards are available exclusively on the Niyo App and are linked to the respective savings accounts. Niyo itself is not a bank and doesn’t claim a banking licence.

What’s New

Version 3.1.1

We're always on the move and making improvements to Niyo Global. To make sure you don't miss a thing, keep yourself on the newest version of the app!

Ratings and Reviews

4.4 out of 5
291 Ratings

291 Ratings

Taman D ,

Great for International Travel!

I’ve been using the Neo Global Card for a few months now, and it has truly transformed my travel experience. The no foreign transaction fees and competitive exchange rates save me a lot of money while abroad. The app is intuitive and makes it easy to track spending and manage multiple

It’s a fantastic card for anyone who travels frequently, and I highly recommend it!

Developer Response ,

Hey Taman! We're thrilled to hear that your experience with the Niyo Global card and app has been smooth and satisfactory. Providing top-notch products is our utmost priority. -IT

A3as ,

Worst experience ever in my life

The story was so big which I cannot write over here. Coordination is soo poor. No prior notifications no emails of getting charged by NiYO credit card. And I was charged with total interst of 1 lakh rupees around. If I had know that I was getting charged I would have paid it. Everything was mess, I am totally vexed up with this service and never in my life I shall use Niyo. Now again they will ask me to tell the entire stuff and finally blame me that it’s you who didnot check. My account was on hold no emails, I was not notified How can a student pay 1 lakh rupees credit bill, when this bank is helpful for students. Simple one: I created fd to pay through credit card. I already had money to pay but Niyo debit was not working. But credit tution fee was not deducted from FD. And I was charged every month 40k as interst. Imagine if anyone in my place and if you know that u are getting charged for 3 months every month 40k, and already which you paid What would have you done ? I am truly hating this and very very disappointed

Developer Response ,

Hello there! It equally pains us to see so much going on here with you. We can understand the situation that you have faced and sincerely regret the inconvenience caused. Please be informed that the monthly bill generates upon usage and you get 16 days from the bill generation date to pay off the amount to reinstate the Credit Card limit. So, you enjoy a free credit period while your FD earns interest for you! The late fee is only charged when the user does not pay the total billed amount within the due date, the customer will be charged a late payment fee of ₹150 + GST and 3% interest on the unpaid billed amount. We would like to make things clear to you on the usage of the secured credit card but are unable to trace your details, you can always reach out to us on our Live chat round the clock or drop us an email at global.escalation@goniyo.com for assistance required. We will be more than happy to assist you.- PR

Daksh Sethia ,

Best for international student

I’ve been using it seamlessly in the united states and they charge almost negligible amount of conversion and forex charges. Highly recommend the niyo dcb card

Developer Response ,

Hi Daksh, thank you for your wonderful feedback! We’re thrilled to hear that you’ve been using the Niyo DCB card seamlessly in the United States and that you appreciate the low conversion and forex charges. Your recommendation means a lot to us! If you have any further questions or need assistance, feel free to reach out. Safe travels! -PG

App Privacy

The developer, Niyo Solutions Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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