Niyo Money 4+

Invest in direct mutual funds


Designed for iPad

    • 4.5 • 13 Ratings
    • Free



Goalwise is now Niyo Money
Get set! We're bringing you a power-packed suite of wealth products for an unparalleled investment experience. It's going to be so smart, simple, and effortless, it's #InvestingYoullLove.

Invest in the best zero-commission direct Mutual Funds for free for all your financial goals.

Don’t have the time or expertise to select Mutual Funds on your own again and again?
Do you keep wondering if the Mutual Fund you have selected is the right one or should it be replaced?
Is your portfolio cluttered with Mutual Funds bought years ago which you have never reviewed or replaced?
Even after investing in Mutual Funds, you are not sure if you will be able to achieve your future goals like wealth creation or retirement?
Do you feel you need to keep watching the business news in order to invest properly?

Do you wish someone could just take care of all this for you so you could have peace of mind and do things you want?

Well now you can!

Goalwise is a fully managed goal-based investment advisory platform that takes care of all the above for you.

You don’t have to be an expert to invest in Mutual Funds with Goalwise.

We do all the research for you and the Goalwise app provides you the best fund recommendations based on our time-tested data-driven Mutual Fund selection strategy and according to your goals. Once you start investing, if there are any changes required in any of your investments, we notify you of the same and get you back on track in a few clicks.

What’s more - with Goalwise you invest in the best zero-commission Direct Mutual Funds completely online for free. There are no transaction charges or any hidden fees.

It is ideal for first time investors looking to get started quickly as well as for experienced investors looking for goal-planning and automation.

Invest for all your goals

- Save Tax by investing in handpicked ELSS Mutual Funds
- Build an emergency fund by investing in Liquid Mutual Funds which provide instant redemption
- Build Wealth by investing in handpicked Equity and Debt Mutual Funds as per your risk profile
- Get better than FD returns at low risk. Invest in short-listed liquid funds or ultra short-term debt funds.
- Plan and invest separately for your long term goals like retirement or children’s education with target and duration based recommendations

You can plan and invest for each goal separately and see projections, set risk profile and track their progress.

Invest in zero commission Direct mutual funds for free
- Zero commissions, No transaction fees or any hidden charges
- Only direct mutual funds - earn up to 1.5%+ returns as compared to regular Mutual funds
- Sell anytime - money gets credited to your bank account directly
- Switch to direct funds from other platforms for free

Main Features:

Zero confusion with our fully guided investing - Zero research required. For each goal, we provide a recommended set of funds which you can invest in easily. Every year, we update the list of funds to the latest best performing funds and you can easily rebalance your investments in just a few clicks.

Periodic review and rebalancing of funds - We periodically review our list of recommended funds and replace the under-performing ones with better performing funds so that you are always invested in the best funds. Any changes are carried out just with a few clicks.

Highly customisable - everything, including goal settings, fund selection, asset allocation and risk profile can be customised to suit the needs of every individual investor.

Flexible SIPs - Start, stop or skip your SIPs without any penalty

Great looking dashboard with goal-tracking

Knowledgeable and friendly customer support

Download the Goalwise app and get the fully guided investing experience that you were always wishing for. :)

What’s New

Version 1.3.3

Minor bug fixes and improvements

Ratings and Reviews

4.5 out of 5
13 Ratings

13 Ratings

reviewAdmin ,

Great and Simple

App is very responsive and very clear to use. Never faced any bugs or anything.

Update: Every time I want change single fund or invest into goal I have to manually select funds each and every time. Why not just save selected funds to save into goal and show on next investment?

Developer Response ,

Hi, thanks a lot for sharing the feedback. We'll share this with our product team right away. If you wish to simply add/remove funds from your SIP, you can follow these steps:

Home page → Mutual Funds → Goal in which you have SIP running → SIP Center → SIP Actions → Custom SIP.
Here you can add/remove any funds and also change any amounts.

Please feel free to reach out to us at care@niyomoney for any assistance, and we'll be happy to help :)

App Privacy

The developer, Goalwise, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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