Nodcredit 4+

Nodens Nigeria Limited

    • 2.7 • 41 Ratings
    • Free



NodCredit offers both employed and self-employed, business persons and corporates quick loans starting from N10,000 to N50,000 for first time borrowers. Returning customers can access upto 300,000.

Our Interest ranges from 1% – 16% per month. For multiple tenors accessible to returning customers we charge on reducing balance at lower interest.

# SIMPLE STEPS to get a loan on NodCredit:
1. Install NodCredit app
2. Sign up with your BVN. BVN spooled data will be used to pre-populate some of your personal data
3. Add your card (N20 will be charged for card tokenization) and bank account details
4. Apply for your loan
5. Wait for a few minutes.
6. If your loan is approved. You receive cash instantly in your provided bank account.

- Pause Option: you can defer your repayment date for 30 days if you run into any financial difficulties. You can defer for as many times as possible.
- Custom repayment schedule - unlike the other lenders, we allow you settle your loan in split payments, pay parts of your loan whenever you have it.

# NIGERIA: Loans range loans from 10,000 to 300,000 with terms from 62 days to 180 days.
With an equivalent monthly interest of 1% – 16% and APR (Annual Payment Ratio) of 12% - 96%.

- If your loan is for 3-months and your borrowed N150,000, if NodCredit charges you a returning customer interest rate of 10% per month on your reducing balance. You will pay;
- 1st month: N65,000
- 2nd month: N60,000
- 3rd month: N55,000
This is a gross interest rate of 20% and an equivalent monthly interest of 6.6% for each month on your fixed balance of 150,000.

PS: Remember you can also pause the pause and defer payments for another month.

What’s New

Version 1.3.7

Bug fixes and performance improvements

Ratings and Reviews

2.7 out of 5
41 Ratings

41 Ratings

oluwablizzy ,

Late disbursement and bad customer service

Your loan page has been showing that you’re not currently disbursing loan for a while now.. How long will it take you to be disbursing loan into customers account, or why do you think people apply for an instant and reliable loan? You’re one of the best loan platform and we don’t want this to spoil your reputations, please go ahead and resolve that before you lose customers…

Marvellous O ,


Pls be careful with this app ,I paid them part of loan they gave me after they received the money ,they sent receipt to my email to show they actually received the money but they don’t minus it from what I owed them and reached out to them severally to complained about this but nothing is done by them till now..they’re just adding more problem to human’s life .

tstern1100 ,


Why do you people have to suspend my account even after paying back the loan earlier enough before the due date. I took a loan for a month and paid back in a week. Did my earlier repayment warrant my account suspension??

App Privacy

The developer, Nodens Nigeria Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contacts

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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