OCBC Digital 4+

Oversea-Chinese Banking Corporation Limited

    • 4.7 • 633 Ratings
    • Free


OCBC Digital helps you stay on top of your finances the smarter way.

Based on your habits, lifestyle and motivations, we are constantly creating new experiences on the OCBC Digital app. Here’s how we do it:

Invest at your fingertips
• Plan for your dream retirement or your child’s future education with OCBC Life Goals
• Invest easily with a suite of products, such as Unit Trusts, Blue Chip Investment Plan, portfolios of Exchange Traded Funds, Singapore Government Securities (Savings Bonds, SGS Bonds, and T-bills), contribute to your SRS and place Time deposits (SGD and FCY)
• Stay ahead with personalised wealth insights and alerts on the latest market updates relevant to your holdings
• Leave the thinking to us as we help you grow your wealth with RoboInvest

Stay on top of your finances
• Turn insights into action when you receive personalised insights to help you earn more, save more and manage your money better
• Stay on top of your spending with Money In$ights
• Access our financial planning journeys to calculate exactly how much you need to reach your life goals, be it protection or planning for your future.
• View your account balances at a glance
• Quick and easy login, with access to frequently used services
• Pay bills, transfer funds – both locally and overseas, with real-time competitive FX rates
• Manage your account, cards, personal details and other services seamlessly
• Get a consolidated view of your money across banks and government institutions with Financial OneView, enabled by SGFinDex. You can even retrieve, manage, and pay your income tax.
• Make seamless mobile payments at participating merchants and cardless cash withdrawals at OCBC ATMs by scanning the QR code

Easy Apply with Instant Approvals
• Open a new bank account instantly with MyInfo
• Apply for a credit or debit card seamlessly
• Discover flexible and affordable repayment schemes

Prepare for the unexpected
• Be covered from life’s uncertainties with our comprehensive coverage which provides protection against all stages of cancer.

What’s New

Version 16.0

• Add your investment holdings with SGX CDP to Your Financial OneView

• Plan for your retirement and children’s education with SGX CDP investment holdings

• Invest in Digital Gold, Silver from as low as 0.01 ounces

• No more fumbling with small change. Make QR code payments to participating merchants using Scan & Pay!

• Our new scam alert feature allows you to bank with peace of mind and security

Embark on your smart money management journey by updating to the latest OCBC Digital app, available in Chinese as well.

If you think that our developers are doing a good job, please rate us below.

Ratings and Reviews

4.7 out of 5
633 Ratings

633 Ratings

Boeycheesiong ,

Can’t pair my Apple Watch

The AppleWatch icon is there in the app yes, but it’s not working! Every other icon response and only the AppleWatch doesn’t! Tried reinstalling the app. Tried going to other app to test the specific spot in my screen if it’s working.
Everything is fine! So the OCBC’s App AppleWatch Icon is not working!😱

fqtsg ,

Be aware of the trap

I have applied the EasiCredit and then it always appears as the default payment method in the app when I tried to transfer money. It is tricky when try to switch to other payment methods as the selection does not always apply. Thus it happened a couple of times that I used my EasiCredit to transfer money. It will never remind you of the overdue of the payment until you are charged of a big late late fee of $120 (for an expense of $20 last time). And there is no option to automatically pay it using GIRO like what I usually did for the credit cards. The design is Not user friendly. Feels more like a trap. So be aware of it when you try to use their service.

pangolin2021 ,

Impossible to activate OneToken

Trying to move secure token to a new phone but no matter which method I try, I get an ‘activation was not successful’ message. Spent an hour on hold on the phone to ask how to fix and they said they just needed to deactivate on my old phone and to try in 5 mins and it would work, but it didn’t. Otherwise the app is ok but this is very frustrating!

App Privacy

The developer, Oversea-Chinese Banking Corporation Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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