Okinus offers no credit needed, lease-purchase financing for nationwide retailers offering furniture, optical, jewelry and HVAC contractors. Features include the ability to apply for financing, managing your existing account(s) and to find a local retailer.

At Okinus, our ambition is to provide qualified credit-challenged consumers with an exceptional lease-purchase experience: an easy application, technology of their choice, clear and secure payment methods, customer service with a smile, and fast delivery.

Okinus' mobile app makes it easy to apply and mange your lease(s).

Okinus allows 90 day early payment options with no penalty to pay early.


What’s New

Version 1.1.7

- Update Chat Functionality
- Fix bugs

Ratings and Reviews

2.8 out of 5
58 Ratings

58 Ratings

clau1180 ,

Payment glitch?

Tried to make a payment through this app and it didn’t do anything. I contacted their support chat and never got an answer. I’ll just have to call because I don’t want to submit the payment again and be charged double.

NiaKels ,

Horrible App

If I could I wouldn’t give any stars for this app. I made 2 payments in one month and neither of them are showing processed. Anytime I try and check my balance or payment history it kicks me out of the app completely. This is so annoying considering the fact that I like to stay organized and up to date on my payments. This is really the last straw especially since I’m already upset that this company doesn’t allow you to make payment on your own schedule, they automatically draft from your bank account.

Hey There Ang ,

Great customer service

Jessica was Very knowledgeable and helped me with my request even gave her name most representatives do not , but great experience with these customer service representatives

App Privacy

The developer, Okinus, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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