iPhone Screenshots


Hi, I’m Olivia (as seen on Planet of the Apps)! Here’s what I do best:

- Every morning, I notify you with a spending target for the day based on your financial situation.
- During the day, I chat with you about how to play it smart when spending your money.
- At any time, you can ask me if it is a good idea to buy something you want or need.

People who chat with me frequently have an additional $200-$300 a month in their pockets. That’s 10x more than any other finance or savings app.

Ready for Smarter Spending? Find More Money, Have More Freedom!

Whether you identify as someone who is living paycheck to paycheck, or you'd just like to get smarter with your money in general, you've come to the right place! I am here to help YOU become the MASTER of your money :D

I find (based on what you share with me) patterns in how you typically spend your money. Then, I use that information to provide you with quick and easy steps that will help you spend less on the same things, freeing up money to put towards paying down debt, savings, or purchasing something you love (hello vacation). All you have to do is listen closely and follow along!

I also create challenges for you based on where you need the most help. These challenges are designed to help you change your habits and take better control of your finances over time! If you’re looking for a way to reach financial freedom, we can work together to achieve it :)


My brain uses advanced Artificial Intelligence algorithms to monitor and learn from your spending habits. The more you share with me about your financial situation, the more personalized the insights I can share with you about your finances.

- Follow a daily spending target I give you to hit your savings goals!
- Play financial trivia and master core personal finance topics
- Track your income and expenses
- Receive personalized insights on how to smartly spend your money
- Take on challenges to win awards and virtual prizes
- Level up by proving that you've mastered key concepts and successfully changed some spending habits

So, what are you waiting for? Start your journey to financial freedom today!

What's not to love?

Connect with me here:
Instagram - www.instagram.com/oliviaai_
Facebook - https://www.facebook.com/oliviatalksfinance/
Twitter - https://twitter.com/oliviaai_
Medium - www.medium.com/@OliviaTalksFinance

What’s New

Version 2.4.0

• I improved compatibility with iOS 13.
• I made some layout improvements.
• I made a few other minor adjustments and improvements.

Ratings and Reviews

4.8 out of 5
131 Ratings

131 Ratings

Lanouz ,

Several Steps Closer To Saving For A House!

There’s something about an AI telling you how much you spent, where your money is going and how much you’re saving that really gets to you. Before Olivia, I was saving small dollars here and there but with the daily updates from her about how I’m doing to reach my savings goal, I’ve had to become more conscious about how I’m spending my income. Doesn’t feel good when she sends a sad face emoji or a disappointed gif when you fail to meet your goal this month. It’s the equivalent of having my mother giving me that disappointed look when I buy something extravagant that I don’t need at all but just wanted for the sake of having it...

You want to keep track of expenses and save money? Olivia has got your back!

el.chip ,

I love this app

Before installing Olivia, I knew that I had to save more, but I wasn’t consistent about it. Olivia has helped me set a budget and stick to it and I’ve been able to save a lot more. Also, it has helped me better understand where my money goes. It really was eye-opening. It’s probably the best thing that I’ve done for my future self. The app looks really cool and it’s easy to use and the advice I got from it has been tremendously helpful. And it’s free!

thechristymarie ,

Know where your money is going

Olivia has helped me become more aware of my spending habits by breaking down for me where my money is going and pointing out different patterns. The more she learns about me, the more I learn about what I CAN do to help myself (and get better at saving money)! Also, if I ever have a question about how she works or how to tweak my settings go get her to do what I want her team has been super helpful. ☺️


Olivia AI, Inc.
105.9 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Dutch, Portuguese

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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