Get mobile access to your OneMain account right at your fingertips. You can log in and get your full account details.
OneMain offers personal and auto loans for a wide range of purposes including:
• Bill Consolidation
• Home Improvement
• Auto Purchase or Repair
• Unexpected Expenses
• Major Purchases
Customer Commitment and Borrower’s Bill of Rights
We commit that we will put your financial well-being first, making responsible loans and never compromising your trust.
We respond Monday-Friday between 9 am & 5 pm EST
The OneMain Financial mobile app can only be used by current customers to service their loans. We do not offer the ability to submit new loan applications through the iOS mobile app.
Loans offered by OneMain Financial have a minimum repayment period of 24 months and a maximum repayment period of 60 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 35.99%. Minimum loan amount offered is $1,500 and maximum amount is $20,000.
Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.
Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.
OneMain Financial charges loan origination fees. Depending on the state where you open your loan, the origination fee may be either a flat amount or a percentage of your loan amount. Flat fee amounts vary by state, ranging from $25 to $400. Percentage-based fees vary by state ranging from 1% to 10% of your loan amount subject to certain state limits on the fee amount.
Example Loan: A $6,000 loan with a 24.99% APR that is repayable in 60 monthly installments would have monthly payments of $176.07.
Ratings and ReviewsSee All
Not remembering login information
This app is not remembering login information. I have the sliders turned on to remember my login information and it is not. Also this app should have the option to use FaceID and automatically log you in to your account once it is set up. Please update this app. I have deleted this app and reinstalled it also I have had to factory reset my phone a few time and set it up as new because of other issues and still this app does not remember login information or log you in automatically.
The app basically allows you make a payment. You can not update bank info. You have to call in. You can not get a final payoff amount. You have to call in. Nearly anything you would want to do regarding a loan with these clowns requires a call to their office. Which almost totally negates the purpose of an app, or the internet for that matter.
The company is extremely frustrating to deal with. I tried to call in to make a final payment on my wife’s account and they refused to cooperate. Mind you our bank account is in both of our names, and the payment would have been the final one. Clearly this wasn’t fraud. But they still refused to take the payment. It wasn’t until the balance was down to 3 cents that they finally allowed me to pay. Mind you, they won’t give a payoff amount online, they require you to call in. When you call in, they have little interest in helping.
Developer Response ,
Hello. If you need technical assistance, please call 877-806-7694. Thanks and have a great day. -AS
If you are looking for a simple and easy way to manage your loans, look no further than this app! I love how it is user-friendly and easy to navigate, I love how it looks clean and runs perfectly, and I love how it opens my OneMain Financial account, and places all my financial and loan information right at my fingertips. I also enjoy both the credit score and rewards features, as they let me see my credit score and rewards grow. I will say it again, if you are looking for a simple and easy way to track your payments, manage your statements, and take care of all your other financial responsibilities, this app is perfect for all that and more.
With Family Sharing set up, up to six family members can use this app.