Use the Palmetto Citizens app to manage your accounts quickly and securely. This app gives members of Palmetto Citizens the ability to:

• View balances and transaction history.
• Move money between your accounts.
• Transfer money to other PCFCU members, external accounts or other people.
• Manage text and email alerts.
• Deposit checks.*
• Temporarily block and unblock your debit/ATM card.
• Pay bills (to existing payees).
• Make a loan payment.
• Send and receive secure messages to/from the credit union.
• Access the app with fingerprint/facial recognition (eligible devices).
• Update contact and login information.
*Upon approval. Not all accounts are eligible for this service.

Federally insured by NCUA.


What’s New

Version 40.3.8

Thanks for using the Palmetto Citizens app! This update includes performance improvements and other fixes.

Ratings and Reviews

2.4 out of 5
68 Ratings

68 Ratings

Palancelot ,

Great when it works

When this app works, I would rated a nine out of 10. It gives me just about everything I need to be able to take care of my finances. However, more recently I find myself unable to access my accounts at certain times during the day, no matter what I do. Sometimes I think maybe my phone’s acting up, so I’ll restart the phone and it does the same thing. I’ll login, it will go to the choose account screen, I choose, then it’s a blank gray screen. I really wish it would work great, but at this stage it doesn’t.

Mrjk47 ,

A very modern update, but...

The new update is a major overhaul and improvement over the previous mobile banking app. It provides much more info and features that you can find with larger financial institutions. It really brought the PCFCU app into the current mobile banking era.

BUT... unlike the online banking web interface, mobile banking does not allow custom views to be setup, so all of the accounts my name is on are listed in my default view. It seems locked on the assets/liabilities view. I have to scroll down through all the clutter to get to my main account.

It is nice that i can do a quick-view of my main account balances, but it would be useful to have the same ability to set a different default view on mobile, like you can using online banking.

hayleelove ,

This app is making me switch banks

Palmetto citizens app was recently updated. The edeposit feature was the only thing keeping me from moving to a larger bank and closing my account here. When the updated the app this feature is no longer working. There’s a bug that takes you to a blank blue screen after you take a photo of the front of the check. Looks like some midlands tech computer science students made this app in a weekend. It might look prettier but it’s not functional. They shouldn’t have released this and gotten rid of the older more functional version without A/B testing..... that would have immediately shown the problem with one of the most popular features on the app. Palmetto citizens, you’ve lost my business.

App Privacy

The developer, Palmetto Citizens Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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