Payday Cash Advance: OPS Loans 4+

Fast, Secure & Easy


    • 4.9 • 140 Ratings
    • Free

iPhone Screenshots


Others have seen what instant cash advances can do. Get your personal loan and see that too!

Payday Cash Advance – OPS Loans is a money loan app that allows you to apply for money advance and instant loans online, no matter where you are. With very simple requirements, everyone can apply for personal loan with us, even if you have bad credits. Bad things and emergencies can happen anytime to anyone. When you need quick cash, you can apply for a personal loan and payday advance that you can pay when you receive your paycheck. It’s super-fast, simple, and convenient!

You can download and install our app now even if you don’t need money advance. Later, when you’re facing unexpected bills or emergencies, you can get payday advance from us and pay your bills on time to avoid getting into trouble with collection agency. Don’t get further behind! Instead, plan on how to cover all your bills on time with our help.


- Fast & Quick Application Process
Applying for our instant loan is very quick and easy. We will slowly guide you through the process. You will receive approval quickly and we will deposit your money as soon as possible.

- Installment Loans
If you can’t pay back all the personal loans at once, you can pay in installments. Our installment loan scheme will help you manage your finance. Choose for the payment option that suits your situation best.

- Borrow between $100 - $5,000
Our money loan app offers a wide range of options. You can borrow money between $100 - $ 5,000 depending on what you need at the moment.

- Get Money Now and Pay Later
Sometimes you can’t wait until your payday to get money. Using our cash advance app is the quickest and simplest way to get your money before your payday check arrive. You can always pay us when you get your paycheck.

- Simple Requirements
Many people who have bad credits are worried that they can’t get loans or cash advance. However, our requirement is very simple. Almost everyone can fulfil these criteria.

What are the requirements to apply for our payday advance?
- Minimum 18 years old and above
- US Citizens
- Having a valid saving account with direct deposit
- Having a regular monthly income (minimum $1,000 per month)
- Not a member (or a dependent of) Air Force, Army, Coast Guard, Navy, or Marine Corps.

So, what are you waiting for? Are you ready to get our payday advance now? Or do you simply want to take a look now so you can apply for personal loans or installment loans later.


Please help us spread the word about our service! We will really appreciate it if you can invite your colleagues, friends, and family to install our app so they can apply for personal loans when they need quick money in the future!

Repayment Period, Loan terms
Payday Cash Advance: OPS Loans app doesn’t charge any fees for loan applications. By submitting your personal and employment details, you agree to get your information checked and verified. You are not obliged to utilize this service or receive a loan. The residents and citizens of particular states may not be eligible to get a loan.
Repayment period (Minimum and maximum period for repayment) - from 90 days to 2 years. You will be notified of the final number before accepting the loan terms.

Annual percentage rate (APR)
APR range in this app is from 5.99% minimum to 35.99% maximum (maximum APR for qualified consumers). You will be notified of the final number before accepting the loan terms. Credit decisions are based on the income, credit rating, employment of the borrower, as well as other criteria.

Representative Example of APR
If you borrow $3,000.00 over a term of 12 months with an interest rate of 15%, you will pay $270.77 each month (payment frequency: monthly). The total amount payable will be $3,249.30, with a total interest of $249.30, APR: 15.00%.

What’s New

Version 1.1

Bug fixes and enhancements

Ratings and Reviews

4.9 out of 5
140 Ratings

140 Ratings

gaeGhophei0exwgc ,

I like it

I'm a traveler frequently for work which means that my car gets some punishment. When my car stopped working in the last few months, I tried to get an auto loan through this application. I was pleasantly surprised by the quick and efficient service. I received the cash I needed that morning. I have advised everyone to go to this app anytime they are in need of money. Two weeks ago I made an application for a second loan because I'm sure the money I need will arrive in my bank account in a matter of hours.

Devaughn Gallifontsfje ,

Five Star

Unaccustomed to taking money from friends just out of principle, but recently, a traumatic incident took place that led to the fact that the borrower owed several thousand dollars. However, the money was not there at the moment. Friends have recommended this application. It was simple in terms of interface, and I did not have to have to wait for a reply to my request for an extended period of time. It's good to know that there are applications like this, however, I'd be waiting for more than a month at the bank.

Bro4nHenr1wdrh ,

It works

The application is great and has a friendly staff, but I've been waiting for an answer to the application since last night at 19 o'clock. I'm aware that the application process is open during the holidays and lasts for 15 minutes, but of course, I would have made the application for the holidays to process the applications for a specific day or at a certain time, if I looking forward to receiving the application. I had to search for someone yesterday. I woke up at 7:50 am.

App Privacy

The developer, LOANS 4 OPS LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like