Complete Money Management


Designed for iPhone

    • 4.5 • 631 Ratings
    • Free

iPhone Screenshots


XtraPOWER creates a seamless experience that tracks all of your spending activity with PAYOMATIC. Have immediate access to transactions made in any PAYOMATIC location & on your inPOWER Card. Get personalized offers and discounts based on your activity. Have your PAYOMATIC store transaction receipts emailed to you. Link your inPOWER Card to see every card transaction and real time balance, share money** 24/7 with speed, convenience and security. Set up Direct Deposit to your inPOWER Card and get paid up to 2 days faster!*

The XtraPOWER Experience:

See all of your PAYOMATIC and inPOWER Card activity, anytime, anywhere.

Just open the XtraPOWER app and get your offers.

Have your PAYOMATIC store transaction receipts, and your inPOWER monthly statement delivered to your inbox.

Get access to your money earlier* when you get direct deposit to your inPOWER Card.

See your current inPOWER Card balance in seconds.

Share money between your inPOWER Cards, to your bank account or to your friend's inPOWER Card.**

Find New York’s biggest check casher in minutes!

* Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.

** Fees may apply. See the Cardholder Agreement for details.

The inPOWER Prepaid Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard cards are accepted. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the circle's design is a trademark of Mastercard International Incorporated.

What’s New

Version 1.6.0

We've updated security features on the app to keep your info safe and secure.

Ratings and Reviews

4.5 out of 5
631 Ratings

631 Ratings

MikeENY. ,

1st load&more

So far so good, and it was fairly quick and easy I did like that👍😃.
I will recommend it to my friends and others.
Hey ☝️will there be any commission in doing so? Cause I’ll recommend the sh!|%s out of it! LOL thanks stay loyal so will I.

This my second review of the card and the only reason I don’t give it a 5 ⭐️⭐️⭐️⭐️ is only because when I had the ex card and it was time to pay the rent I was able to take out $700+ or more if I needed it but with the empower card I can only take 300 out then 200 far the day I have to travel and spend car fare to go PAYOMATIC and get it from there which is very inconvenient for me at times if you can fix that little problem you’ll get that 5th ⭐️from my all day.
Keep working and thanks for responding & tryin to work with us.

Developer Response ,

Thanks for the great review!

leslyn2 ,

Money deposited to card

This is the worst experience I ever had with a card money was load to this new card after visiting a PAYOMATIC and told that a previous excella card was no longer being used at PAYOMATIC I was told by the Cashier that the execella card would be converted to the IPower card and to which this conversion Was done by the cashier however I made two deposit at the PAYOMATIC using the new IPower card only to my disappointment to find out that money was taken from my card without my consent I immediately called IPower to report that funds were missing from my account.I was told by the Representative that some of the money was split and deposit to the old Excella card that I was told by PAYOMATIC that they are no longer using and to which I never produced so how can that be and they said to give them 3 business days to fix same but some of the funds is still unaccounted for I will no longer be using this card anymore

tarek dajani 2020 ,


I’m really lucky to have this card. I’m able to use it for my PayPal and Venmo apps. And I’m able to purchase things online with the use of a billing address. Usually prepaid debit non bank issued cards don’t give you billing address privaledge. And it is accepted for most all purchases.

Developer Response ,

Hi tarek dajani 2020. Thanks for the great review. We're happy to hear you are enjoying the card and the app.
- the PAYOMATIC Team

App Privacy

The developer, PAYOMATIC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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