PayPal - Send, Shop, Manage 4+

All in one app for all my financial needs I trust PayPal for all my online purchases knowing PayPal has my back if there is issue with my account/fraud. I also use the app to make purchases whenever there is a Cashback deal available it also automatically searches for any active coupons/promos and applies it to your order. There’s package tracking including within app so I’m able to keep update with the progress of my shipments. Paypal offers a savings account with a high APR, Crypto market/wallet tho it’s limited just offers the main bigger know cryptos, PayPal rewards/Cashback, PayPal Credit, PayPal Mastercard, send & receive payments, also able to use PayPal balance as a debit account (you will receive a debit card) another option available is to enroll in direct deposit or deposit funds at several convenient locations. All those features are viewable and easy to navigate in a nice clean user interface. Customer service has been superb I haven't had any issues since opening an account with Paypal it only has made managing and utilizing my finances a breeze. The only recommendation I have for Paypal is to start an actual checking bank account with some real benefits and ill would fully commit and integrate everything over what they offer now is a balance account that functions as a checking account.

like every other app in the world, paypal has its ups & downs. for pros, it’s easy to set up. it’s never hard to navigate. it’s useful with making quick payments. it’s helpful to those in need of a direct deposit account. it’s a well organized app to use for money purposes. paypal is also quick with sending replacement cards for those like me who lose stuff like that REALLY easily. the transactions are also not difficult to track down if there is ever a confusion about one whether it leads to a dispute claim or not. just gotta be careful who you share paypal account information with if chosen to do so. for cons: i have heard about multiple paypal accounts getting hacked. as for me, it’s happened to me before but only due to my own fault of sharing someone in my family’s card info with another person, so i can not say much as far as that subject goes. once your a paypal subscriber, if you have email notifications on i assure you they are endless, so tread carefully. i’m not sure how deleting, or managing for that matter, accounts works since i have mine in case i ever need to use it to pay a friend who solely uses the app to receive payments some day (although i haven’t used mine in so long i probably could delete it now). anyways, that’s all the pros & cons i can think of. just like all the other apps used for money purposes (venmo, cash app etc.) paypal has the good & the bad.

PayPal in general is not a a competitive financial institution to handle any and all payment methods in my opinion. There services overall can handle all my financial needs from Merchant, Business To Personal services. Nothing is ever perfect in life, but they take a nonstop resolution approach if needed until the matter is solved. I never second guess there intent is updates or changes to the terms , because I’m assured of the good hands of business that stands behind my business and personal life of finance. There is not need for 3rd parties because they have it all worked out. I love the convenience and the benefits they have to offer my business. They are well respected worldwide, by myself and my peers. One can’t compare them to any other financial institution standing or not. They are one of a kind that stands alone in front line as a Leader while others follow but will never catch up. I do use other institutions for other purposes, but have come to a final conclusion that i only need PayPal, the ones that I never have to call and inquire or complain. An institution that is thorough with all aspects of business and demonstrates the willingness to help you succeed and maintain stability, as well as, venture capitalists growth is what I feel PAYPAL portrays in my world. My past present and future plans are to always recognize them as my guidance to success.