PaySika 4+

Free debit payment card


    • 2.8 • 52 Ratings
    • Free

iPhone Screenshots


Get your debit card (virtual or physical) with PaySika and make your payments online or offline with peace of mind. Manage your finance in one place with the PaySika application.

What is PaySika?

It's a youth based neo-bank based for Francophone Africa.

By opening your PaySika payment account in less than 2 minutes, you get a free viable and secure virtual debit card. You also have the possibility to have a physical card to make your payments in any local shop.

Wondering how you can top it up?

Your PaySika cards are rechargeable via mobile money. That is to say, you can top them up yourself with a mobile money account or in any mobile money kiosk in the area.

And as you can top up, you can also make withdrawals from your PaySika debit card without any worries.

The question that comes to your mind is: what advantages will you have with PaySika?

You should know that we don't consider you as simple users, but as co-creators and we are listening to you, because our goal is to offer you an application that serves you every day.

So, with PaySika, you will have the pleasure to:

- Create not one but several virtual cards, you are the boss.

- Make payments in one click on any online site, you choose.

- Block and unblock your virtual and physical cards without worries. The decision is yours!

- Manage your money in real time, 24 hours a day, without restriction through your PaySika mobile application.

- Receive real time notification of every action you take so nothing will escape your notice.

- Send money securely to a friend on their PaySika card.

- Make payments abroad like you do locally without any problem with an unbelievable rate.

- Withdraw your money at home or abroad without any problem.

- Link your PaySika card easily to another payment account and make or receive payments without problems.

- Receive your royallties or money by linking your PaySika card to any online platform (trading or betting platforms)...

So how much will it cost to be comfortable with PaySika?

With your PaySika application, access more, spend less

- Your first virtual card is free.

- One free physical card + FCFA 3,000 for logistics costs

- No maintenance fees.

- No monthly fees.

- No fees on failed transactions.

- No PaySika debit card top up fee.

Why the PaySika physical card?

You should know that with your PaySika physical card, you will be able to pay for an item or any service in a local shop.

You can carry your PaySika physical card with you anywhere in the world and pay internationally at a reasonable price.
It also allows you to withdraw money from any ATM in the world.
Get your PaySika payment account by downloading the application now!

What’s New

Version 2.3.2

Fix card creation failed

Ratings and Reviews

2.8 out of 5
52 Ratings

52 Ratings

Cjbigdollar ,

Boring app

This app is really boring the kyc is taking a month then I can’t load more than 3000frs says the card is free but I put 1000 they ask another for me to be able to see my card and another 1000 again to just be browsing and it’s still pending and I can’t even use the account because m’y kyc for the second time it 3 weeks have not been able to be verified

Eritrea2106 ,

BEST APP for Virtual Credit Card

Thank you so much for bringing this app to us the public and the users. I have always had issues having a virtual credit card I can use online to make my transactions without having to use my real credit card with no success at all but since I found Paysika, it has been very successful and easy to use. I love it. I use everywhere online and it goes through whereas other apps would tell me card declined. It works like magic just like a real physical card.
Only problem I have is you cannot withdraw your money back into your mobile money account but that is not really a problem very minor for me as I don’t need it. I haven’t encountered any major problems since I’ve been using the app.
Customer service is very responsive and very very helpful. I will recommend this app any day, any time.

Autonomous3 ,

Verification Problems

It’s Difficult to be verified in this app even after submitting your application correctly. I think you should really work on that system and the Idea of NIU is not usual because not everyone owns that and to get the free NIU in the site if at a point confusing.😭😭

App Privacy

The developer, PaySika, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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