Peach - pay down debt 4+

Pay down debt with every swipe

Habitual Money, Inc.

Designed for iPhone

    • 4.8 • 25 Ratings
    • Free

iPhone Screenshots


When you make a purchase with a linked card, Peach rounds up the transaction to the nearest dollar and automatically applies the balance to repaying outstanding debt. Round-ups are sourced from a your checking account and then transferred to the bank that issued your loan. Additionally, the Peach debit card offers cash-back rewards that are automatically directed to repaying your debt. You continue living your life as you wish and Peach works in the background to get you out of debt.

Peach consolidates all of your financial information in one place so you can see your outstanding loans in a single screen and understand your different types of debt. It removes all of the headaches of the debt repayment process by handling payments on your behalf in the background. It also has a built-in debt calculator that shows how small changes in monthly payments can save you money and accelerate your debt-free date.

We don’t just help you get out of debt, we help you stay out of debt too. Use Peach for spend tracking to see where every dollar goes. Set your budget, create personalized spend categories, and use our adaptive smart rules to review your transactions in seconds. By having a completely customized view of your finances, you can manage how you spend, save, invest, and borrow money.

What’s New

Version 2.0.8

New home screen, bug fixes, stability.

Ratings and Reviews

4.8 out of 5
25 Ratings

25 Ratings

tixzl ,

Prepare to be impressed

I never write reviews for anything... but when I do it's probably for some terrible food service or for an amazing app like this one. Its very hard to do simple things but definitely not this app. The beautifully designed UI makes it easy to understand all my financials in one place. The best part is that I am able to track my countless spending and build better habits with their content and budgetting functionality. After trying out so many other apps on the market, I find this one to be perfect for what I need.

M Fee ,

Super easy and intuitive!

I’m constantly surprised by how much I’ve spent in a month- all of the little purchases can really creep up. I’ve tried managing my expenses and debt using a bunch of apps but none of them ever really get the job done. Peach is the first app that I’ve used that has made staying on top of my finances easy. It has a beautiful UI and is super easy and intuitive to set up- would definitely recommend to anyone who wants to have a better relationship with their bills, loans, and / or finances in general!

kelsey458 ,

Finally Something Customizable!

This is a great way to force yourself to be involved with purchases and how they impact you budget… which I know sounds like something I should already know but honestly little purchases here and there really sneak up on me. Plus since you review and set categories for all your transactions you know for a fact everything is marked right.

For example instead of just food spend I have a category for groceries, Uber Eats, and restaurants separately so I know which one I blew my budget on 😅

App Privacy

The developer, Habitual Money, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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