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Unlock credit card-style rewards on your debit or credit cards! Get automatic cashback!

Pei is a free app that allows you to receive up to 20% cash rewards on any debit or credit card. With over 110,000 locations nationwide, you can now receive cash rewards anytime you visit a Pei merchant. No coupons, no in-app purchases, and no loopholes — straight credit card-style cashback on your debit and credit cards!

Earning with Pei is easy — simply link the debit or credit cards on which you’d like to receive rewards, spend as you would, and start seeing the cash rewards adding up!

Pei offers rewards at stores like Target, Trader Joe’s, H&M, AMC Theaters, Game Stop, Sephora, and so many more.

Pei believes that current in-store loyalty rewards suck. Rewards should be exciting, enticing, and engaging. We don’t get that with punch cards. Credit card-style rewards offer a pandora’s box of benefits — just as long as you can afford annual fees and high interest rates. By offering credit card-style rewards on any debit or credit cards from over 110,000 locations, we put the power back into the hands of those who support businesses (that’s you!). More rewards means more money, more money means more financial security.

Pei values your security and privacy above all else.

+Pei uses bank–level 256–bit encryption for end–to–end encrypted communication, meaning your information is secure every step of the way.

+Pei takes your privacy and security a step further by utilizing 2–factor authentication when linking your cards.

+Pei anonymizes all data and works directly with your financial institution to verify cashback.

+All data is encrypted at rest and uses HTTPS with Transport Layer Security (TLS) for privacy and security when in transit.

+Pei will also contact you about unusual account activity for protection against fraud.

What’s New

Version 1.3.26

Say Hello to a new Pei!

- New Daily Deal Offers
- New app layout
- Interactive Charts
- Face ID
- Bug Fixes
- More offers!

Ratings and Reviews

4.7 out of 5
4.2K Ratings

4.2K Ratings

Blarvva ,

Instant Favorite

I use a lot of cash back apps as a practice. When I found out about Pei prior to release I was pumped- and that has not changed. First, and probably most importantly to the average user, it earns cash/crypto back FAST. Instantly became a favorite- it’s ridiculously easy to set up, and I don’t have to activate deals or make sure to check it before a purchase to get my Pei points. It connected to my card and aside from checking in now and again to see where I’m at, it just works in the background of my daily life. Secondly, the one time I did have a question for support, the response I got was incredibly customer-centric and it was human- nothing robotic about it at all. These guys have absolutely nailed it!

person92746 ,

Had it over a year, disappointed in the direction.

This used to be a lovely app, but as soon as I reach the minimum I’m gonna be done with it as they just keep making it worse for the customer. Here’s my points.

1. Referral bonus is 2.50, used to be 15, then 10, then 5, and the way it’s heading they’re probably gonna get rid of it.

2. 5X loyalty and cashback percentages. You used to be able to get 50 cents for the loyalty bonus, now you’ll be lucky to get 2 cents. That’s ridiculous. And there were places offering $2 for 20 spent and higher cashback but now they got rid of the $2 for 20 and most places offer up to 1.5 percent if it’s unknown. Mainly get 1 to 1.2 percent at most places. Used to have 20%, 5%, 10%, but now those seem to be online things no one wants.

3. The biggest issue for me is the cash out requirements. Used to be $15 dollars, which took quite a while to get too especially because they’re points stay pending for a good while, but now while decreasing every way you can earn points, they raised the minimum to $25 dollars. I’m betting they’re hoping most people just forget about this and leave they’re stuff connected so they can continue earning the same amount while paying less.

Overall, once I reach the new high minimum cash out, I will be disconnected my cards and personally email them to delete my account so they won’t profit off me anymore. Thank you for reading this review.

JherenKharr ,

Horrible customer service.

I signed up for this app a few weeks ago; I linked cards and everything seemed to be working fine the first couple of days until I received a notification to verify my email address. That’s when I noticed I had a typo in my email address, and the nightmare began.

Changing my email in app was quite an arduous process that I’ll spare the details; when all was said and done, my cards had been unlinked from my account (not of my doing) and any tap within the app brought up an ‘unknown error’ screen making the app unuseable. Pei’s chat tech support advised me to file a ticket. I did so, detailing every step I took to change my email, and provided a screenshot of the error message.

After 10 days of no response, I followed up the ticket with a short email advising of status. A few days later, Pei staff sent an email stating that the ticket was automatically closed since no account exists. I replied if they even reviewed my case, sharing both the incorrect and correct email addresses. Pei replied back immediately that this response was ignored since it was to a closed ticket, and I’d need to create another ticket.

On a whim, I attempted to sign up again via the website since ‘no account exists’ but could not because my account does indeed exist. So here I am, effectively with no one able to help resolve my situation. Hope you all never have to contact Pei to change any account info ever.

App Privacy

The developer, Pei, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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