Pencilton helps teens receive, manage & spend their pocket money. With Piggy Bank, Spend Analysis, Savings Goals & more, money can be spent safely anywhere via the PencilCard, which is a debit card built for Teens. Parents can introduce teens to money in a fun, interactive way through goal-based savings, budgeting, reward-based chores at home, etc.

Currently in limited release, please note that the PencilCard needs to be purchased once you download, to be able to use the app to load, manage & spend money. Free accounts with Virtual Cards, UPI & more coming soon.

Teens can monitor their spending, set savings goals, plan their own budget, request money when needed and make real-world decisions related to money.

They can also get the PencilCard, a safe debit card, within minutes without the hassles of a bank account. PencilCard gives teens their very own debit card to manage their pocket money expenses along with savings & safely spend anywhere across India.

Introducing teens to money the right way, the Pencilton way.

- Get their very own debit card that works anywhere across India.
- View all transactions.
- Manage their own monthly budget.
- Manage Piggy Bank to store and plan Savings.
- Create their own Savings Goals.
- Finish Pencilton Tasks to earn points and level up. Each level has new exciting challenges & rewards.
- Request money from parents when needed.

- Get an overview of pocket money spent.
- Set Goal-based Savings Targets.
- Create Automated Monthly Pocket Money.
- Set Daily Spend Alerts.
- Block Card at the click of a button.
- See category-wise spend breakup.
- See teens' progress through different levels of Pencilton Tasks that introduce them to various concepts of money.
- Give chores (e.g. buy groceries) as Tasks with bonus Pocket Money.

- Pencilton uses Rupay cards that ensure the highest privacy & security.
- Pencilton & our partner bank together ensure the highest security of money stored on our cards.

What’s New

Version 2.1.2

Order physical cards

Ratings and Reviews

5.0 out of 5
1 Rating

1 Rating

abrar18794 ,

Much needed in today’s Digital Age!

Pencilton is easy to use and with a host of useful features! Easy to keep track of my transactions as well with its wallet feature.

App Privacy

The developer, Onaru Ventures Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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