Piere: AI Money Assistant 4+

Plan your finances with AI

Univers Tech

Designed for iPhone

    • 4.5 • 455 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots

Description

Piere is the easy-to-use money management app built for this century. Uncover an average of $3,200 hiding within your existing finances with our AI-powered Xray feature, that looks deep into your finances to generate a personalized plan, revealing exactly how much money you can gain by following a couple easy steps.

Piere is more than just a personal financial management app: we’re the intelligent, modern way to bring all your accounts into one place to create actionable plans with AI for growing your wealth, track your net worth, budgets, investments, and expenses with unmatched simplicity.

Gain control of your finances with the simplest money management tools available anywhere: in just 2 taps Piere generates a personalized budget or spending plan that’s ready in seconds, while Xray continuously monitors your transactions, balances, and income to propose virtually limitless plans for improving your financial position and growing your money.

PERSONALIZED FINANCIAL GROWTH PLANS

Xray from Piere™ is your AI-powered personal financial assistant that continuously monitors your income and spending, then recommends detailed financial plans for unlocking savings and growth opportunities from your existing money. From your very first Xray within Piere, you’ll see exactly how much money you can gain by following the simple steps in each plan.

ALL YOUR ACCOUNTS IN ONE PLACE

Piere brings all your accounts into one simple view for a comprehensive view of your finances – bank accounts, credit cards, loans, mortgage, investments, stock, debt, 401K, IRA, and so much more.

AUTOMATED BUDGETING

Piere’s two-tap budgeting is the easiest to use – anywhere. In just 2 taps, Piere scans your transactions and proposes a detailed budget that’s centered around what matters most in your life. Plus, we make it possible to avoid hours of customizing your budget with simple budget rollover rules that create next month’s budget for you automatically.

NET WORTH AND REPORTS

Unlock virtually limitless spending, merchant, and financial reports with an always growing list of available filters and controls. Track your net worth with an interactive visualization that responds to real-time changes in your finances, along with filters to fine tune how time, assets, and liabilities impact your growth.

FINANCIAL ALERTS AND NOTIFICATIONS

Stay on top of your financial health and security when Piere alerts you as soon as it detects large transactions or other impactful activity within your accounts. Weekly and monthly spending summaries are delivered to keep your goals on track, while giving you the power to enable only the alerts that are most important to you.

MANAGE YOUR DEBT

Piere is partnered with The National Foundation for Credit Counseling to offer you insights and budgets that can help you regain or maintain control of your money. The unique combination of this expertise along with actionable financial plans presented by Xray™ are your powerful ally on the path to sustainable financial health.

WE’RE LASER FOCUSED ON INFORMATION SECURITY

Piere is SOC II Type 2 compliant, meaning we’ve undergone the same financial security verification and auditing process as the nation’s largest banks. We employ multiple layers of security to ensure that your data is always protected, encrypted, and private.

TOS: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s New

Version 3.6.6

Introducing Xray from Piere™! The personalized AI in Xray scans your finances to identify specific ways that you may not be using your existing money to its full potential. In seconds, Xray presents you with a personalized action plan, highlighting exactly how much money you can gain–on average $3,200–by following a couple of simple steps.

Ratings and Reviews

4.5 out of 5
455 Ratings

455 Ratings

blahmax ,

Looking good so far. Fingers crossed.

The app seems promising. Incorporating AI features is good. Net worth graph being interactable is great; just like Mint. Please also make Net Cash, Net Income, Net cash flow, Net Spending graphs over time and make them interactable. These are features that Mint had. Your baseline is Mint. If you don’t atleast have Mint features, you’re dead on arrival. Don’t even bother to start a subscription service without Mint features.

You have a lot of competition. Empower is my favorite as of now because of the deep insights they provide for free. Monarch is the closest to Mint but expensive. Rocket Money is somewhere in between - moderate price and reasonable features. What is your USP? Nail it hard, advertise your USP hard. Do your market research well.

I joined now because they have a lifetime free subscription for users who join now. It is to be seen if they survive. It is to be seen if they still honor the lifetime subscription for initial users. So fingers crossed. Hope you do well, hope you listen to users for feedback.

Developer Response ,

Thanks for your feedback! We are constantly updating the app and releasing new features, so stay tuned for updates including the reports that you mentioned.

banos4 ,

super intelligent & great Mint alternative

Piere boasts an intelligent platform and they really live up to the hype! at first i didn’t really understand the “reconciliation” feature but when i saw it in action i was hooked. it solved my main problem with Mint which was the tedious task of recategorizing transactions and having to manually “hide from budget and trends”. with Piere i can go out with friends and share the transaction right from within Piere which is already cool but the HUGE feature is Piere knows when my friends pay me back! For example, the other day i went to brunch and spent around $120. my 3 friends Venmo’d me back a total of $90. Piere automatically “reconciles” those Venmo’s against my $120 purchase to show i really spent $30. it’s genius and i can’t believe Piere is the only one who thought to solve this problem. if you currently have Mint or just want an accurate budget every time then i highly recommend using Piere! it saves SOOOO much time

Developer Response ,

Thanks for the review, and we all enjoyed reading how much you appreciate reconciliations.

That feature works both ways, too, so the recipient also sees the benefit.

iibpii ,

Still in Beta mode, but very promising Mint replacement

The app is still being streamlined and improvements are coming out weekly/monthly.

So far what I like: User interface (design, transaction icons with company logos, color layout), auto budget feature that helps create your budget, ability to change categories with “apply to all transactions” of the same likes. Has essentially all of the necessary account and institutions I need, except Apple Savings. Used MX for account verification but they’ve also said they will be integrating Plaid.

What could be improved: Ability to track property asset values with Zillow or Redfin, ability to associate a physical asset (home or car) with a loan account. Apple Card stability- adding this account is extremely difficult and I’m not sure which end is at fault (Apple or MX). Adding a shared account for couples would be a game changer, which Monarch currently allows.

Developer Response ,

Hi there,

Thank you so much for your detailed feedback! We're glad that you appreciate our user interface, and we're excited to let you know that the features you mentioned are already on our roadmap! Currently, you can add a physical asset by navigating to “add account,” scrolling to the bottom of the page, and selecting “add account manually.” This will ensure it's included in your net worth calculations. Regarding your Apple Card, please feel free to email us at contact@piere.com, and I'd be to look into this for you. -Melissa

App Privacy

The developer, Univers Tech, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Sensitive Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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