
Piere: AI Money Assistant 4+
Plan your finances with AI
Univers Tech
Designed for iPhone
-
- Free
- Offers In-App Purchases
iPhone Screenshots
Description
Piere is the easy-to-use money management app built for this century. Uncover an average of $3,200 hiding within your existing finances with our AI-powered Xray feature, that looks deep into your finances to generate a personalized plan, revealing exactly how much money you can gain by following a couple easy steps.
Piere is more than just a personal financial management app: we’re the intelligent, modern way to bring all your accounts into one place to create actionable plans with AI for growing your wealth, track your net worth, budgets, investments, and expenses with unmatched simplicity.
Gain control of your finances with the simplest money management tools available anywhere: in just 2 taps Piere generates a personalized budget or spending plan that’s ready in seconds, while Xray continuously monitors your transactions, balances, and income to propose virtually limitless plans for improving your financial position and growing your money.
PERSONALIZED FINANCIAL GROWTH PLANS
Xray from Piere™ is your AI-powered personal financial assistant that continuously monitors your income and spending, then recommends detailed financial plans for unlocking savings and growth opportunities from your existing money. From your very first Xray within Piere, you’ll see exactly how much money you can gain by following the simple steps in each plan.
ALL YOUR ACCOUNTS IN ONE PLACE
Piere brings all your accounts into one simple view for a comprehensive view of your finances – bank accounts, credit cards, loans, mortgage, investments, stock, debt, 401K, IRA, and so much more.
AUTOMATED BUDGETING
Piere’s two-tap budgeting is the easiest to use – anywhere. In just 2 taps, Piere scans your transactions and proposes a detailed budget that’s centered around what matters most in your life. Plus, we make it possible to avoid hours of customizing your budget with simple budget rollover rules that create next month’s budget for you automatically.
NET WORTH AND REPORTS
Unlock virtually limitless spending, merchant, and financial reports with an always growing list of available filters and controls. Track your net worth with an interactive visualization that responds to real-time changes in your finances, along with filters to fine tune how time, assets, and liabilities impact your growth.
FINANCIAL ALERTS AND NOTIFICATIONS
Stay on top of your financial health and security when Piere alerts you as soon as it detects large transactions or other impactful activity within your accounts. Weekly and monthly spending summaries are delivered to keep your goals on track, while giving you the power to enable only the alerts that are most important to you.
MANAGE YOUR DEBT
Piere is partnered with The National Foundation for Credit Counseling to offer you insights and budgets that can help you regain or maintain control of your money. The unique combination of this expertise along with actionable financial plans presented by Xray™ are your powerful ally on the path to sustainable financial health.
WE’RE LASER FOCUSED ON INFORMATION SECURITY
Piere is SOC II Type 2 compliant, meaning we’ve undergone the same financial security verification and auditing process as the nation’s largest banks. We employ multiple layers of security to ensure that your data is always protected, encrypted, and private.
TOS: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s New
Version 3.6.29
Introducing Xray from Piere™! The personalized AI in Xray scans your finances to identify specific ways that you may not be using your existing money to its full potential. In seconds, Xray presents you with a personalized action plan, highlighting exactly how much money you can gain–on average $3,200–by following a couple of simple steps.
Ratings and Reviews
Looking great so far!
Another Mint user frantically searching for an alternative. I’m eagerly awaiting the desktop version because the mobile app is a bit of a challenge, in small ways. If I have to nitpick, I would love bolder type on the category headings so I don’t have to hunt down glasses, hah. I would also love to be able to tap on a field to edit vs trying to tap just the right spot on the edit icon to get it to pull up. That tried my patience, esp w trying to edit a transaction title. Also, it would be really helpful to be able to set an individual budget item over x number of months so it accumulates until the expenditure. Ie, I only get a water bill every other month, same with haircut.
Love being able to see and categorize all transactions. Can change dates and title if needed too, perfect. For now, it’s really helpful and has a Mint feel.
I do agree tho that trends for income and spending and ability to filter by category are crucial to the long term success of this app. I used Mint for not only personal but also small business taxes, so I really need those functions to tally up the totals. And I would happily pay a small monthly fee if it meant getting all that functionality back.
Just did my personal finances for now, will hold off on business to see how this develops but am excited about the direction it’s taking and appreciate the value you are placing on our feedback. Keep going!
Developer Response ,
Hi there,
Thanks for your detailed review! We value your feedback and are actively enhancing the app based on user priorities. The desktop version is on our roadmap, and we encourage you to vote for these features on our request board if you haven't already. Your input helps shape our future updates. -Melissa
Sadly, disappointing
I was really excited to use this app. It’s amazing to me that there really isn’t a good option for budgeting, paid or otherwise. I started with Mint, which was pretty good, but I had a lot of problems keeping accounts connected. Then Empower, when I simply couldn’t connect half my accounts. First day with Piere (the 18th of the month), I had some minor issues connecting certain accounts, so I reached out to support. In the ticket submittal form it said something like ‘could take up to 48 hours for a response’. Two days later, no response. Three days later, all of a sudden a number of my accounts had become disconnected, and I am not able to reconnect them. I was on the 7-day trial before my card would be charged $60. Sent out another support request.
So far, I am now on day 5 of having the app, and have not seen a single response to any of the support requests I submitted (3 total). Not even an auto-generated ‘hey, we got your request, we’ll be back with you soon’ (I mean, don’t these folks work with AI?). In the meantime, they have managed to send me 1-3 marketing emails every day!
Pretty disappointed. I canceled my free trial, because I didn’t want to forget or be an hour late, getting charged for an app that I can’t make work. I’m guessing that if they can’t respond to support request, getting them to refund my money would be very challenging. I would not recommend Piere.
BEST Mint Alternative
Like many others, I’ve been struggling to find a Mint alternative. I used EveryDollar for 2024 but found the “micro-management” of counting every dollar was a bit much and, to be honest, completely unattainable. Real life never follows an EveryDollar budget. Plus, you spend $80 for a year’s subscription and then your husband bans you from looking at credit card transactions all of Nov and Dec because of Christmas shopping-and you feel like a sixth of your subscription was just wasted. I wanted FREE so I didn’t have to feel like I was wasting money on something that was supposed to help me save money. Well, I finally stumbled upon Piere, and this is exactly what I’ve been searching for! It’s free, simple, syncs bank transactions, has an aesthetic look, and allows for unlimited customizable budget categories. This is literally all I ever need. Piere Plus is available for those who want it, but I don’t! THANK YOU for making a free app that gets the job done!!! Plus the AI budget creator in the free Plus trial was incredibly useful for building my budget based off my real life spending! Saved me a lot of brainwork.
App Privacy
The developer, Univers Tech, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Sensitive Info
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Univers Tech, LLC
- Size
- 82.4 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.2 or later.
- iPod touch
- Requires iOS 13.2 or later.
- Mac
- Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2022 Univers Tech LLC
- Price
- Free
- In-App Purchases
-
- Piere Plus+ Monthly $9.99
- Piere Plus+ Annually $59.99
- Piere Plus+ Annually $49.99
- Piere Plus+ Annually $79.99
- Piere Plus+ Monthly $9.99
- Piere Plus+ Annually $79.99
- Piere Plus Annually $79.99