This update makes the app gentler and more reliable: - Dark mode is back, crisp and readable. - Fixed an overage wrongly shown after archiving a project. - Smoother onboarding (keyboard, progress bar, buttons). - Fixed the Appearance screen and income display. - More reliable available-amount calculations. - Rethought notifications, with no pressure or guilt.

This version brings stability fixes, strengthened security and various improvements for a more reliable experience.

This version brings stability fixes, strengthened security and various improvements for a more reliable experience.

This version brings stability fixes, strengthened security and various improvements for a more reliable experience.

We polished the getting-started flow (clearer, more stable) and your daily budget: you now choose which envelopes really count. Plus display and calculation fixes for numbers you can trust.

We polished the getting-started flow (clearer, more stable) and your daily budget: you now choose which envelopes really count. Plus display and calculation fixes for numbers you can trust.

We polished the getting-started flow (clearer, more stable) and your daily budget: you now choose which envelopes really count. Plus display and calculation fixes for numbers you can trust.

Plan & Multiply 4.5.1 — stability and polish This release fixes several freezes and crashes you reported: - No more frozen screen at the end of setup. - Fixed startup crashes on some devices. - Auto-balancing between envelopes no longer crashes. - Your dashboard updates as soon as you log your first expense. Faster startup and a smoother experience on smaller phones. Thanks for your feedback.

Plan & Multiply 4.4.0 — Kim, your coach, gets smart Kim adapts to you Based on your daily left-to-spend, Kim encourages or protects you — always with your real numbers. Backup and sign-in Keep your plan even if you switch phones: create a free account and find your budget anywhere. Goals and balance Give your projects a face, track every contribution, rebalance Bills, Daily and Goals in one tap. More stability Many fixes and polish. Thanks for your feedback!

Plan & Multiply 4.4.0 — Kim, your coach, gets smart Kim adapts to you Based on your daily left-to-spend, Kim encourages or protects you — always with your real numbers. Backup and sign-in Keep your plan even if you switch phones: create a free account and find your budget anywhere. Goals and balance Give your projects a face, track every contribution, rebalance Bills, Daily and Goals in one tap. More stability Many fixes and polish. Thanks for your feedback!

Plan & Multiply 4.3.0 — Redesigned navigation + statement import New navigation Three clear modes — Now, Future, Opportunities — to move from daily life to your goals in one tap. Statement import (PDF) Import a bank statement as a PDF and your transactions are read automatically. 3 imports free. Goals, reimagined Give your projects a face with a photo, track every contribution, watch your dream move forward. Kim, your coach Ask your question, Kim answers with your real numbers and suggests the next step. Pocket balance Out of balance? Rebalance Bills, Daily and Goals in one tap. More stability and polish. Thanks for your feedback!

Plan & Multiply 4.2.2 — Kim becomes your budget coach New — Kim, your AI coach Kim no longer just answers, she walks alongside you. Ask her your question ("I want to save for a holiday", "where is my money going?", "how do I get out of overdraft?"): she replies with your real numbers, without judgement, and suggests one small concrete step. She acts inside the app — with your confirmation Create a project, set money aside, tidy up your envelopes… Kim prepares the action, you confirm with a tap. You're always the one who decides. Your conversations are kept Pick up where you left off whenever you like: your chats with Kim are saved on your device. Find them again, continue, or start a new conversation. Help with the app stays free Understanding a feature or reporting an issue: free and unlimited, anytime. Design & stability Wealth and statements rethought, warmer screens, and crash fixes here and there. Thank you for your feedback — it shapes the app.

Plan & Multiply 4.2.1 — steer your money, calmly New — "Available money" See at a glance what's left to allocate, and move it in one tap across your bills, everyday spending and projects. An unexpected expense? A project to speed up? The app shows you where to draw from, without breaking your balance. Reliable edits Editing a bill, an envelope or a project now works smoothly, with a clear confirmation every time you save. Clearer dates When you add a bill, its next due date shows up right away. No more doubt about the charge day. Your data follows you On reconnect, your latest backup is restored automatically. Stability Crash fixes and polish throughout. Thanks for your feedback — it shapes the app.

Plan & Multiply 4.2.0 — steer your money, calmly New — "Available money" See at a glance what's left to allocate, and move it in one tap across your bills, everyday spending and projects. An unexpected expense? A project to speed up? The app shows you where to draw from, without breaking your balance. Reliable edits Editing a bill, an envelope or a project now works smoothly, with a clear confirmation every time you save. Clearer dates When you add a bill, its next due date shows up right away. No more doubt about the charge day. Your data follows you On reconnect, your latest backup is restored automatically. Stability Crash fixes and polish throughout. Thanks for your feedback — it shapes the app.

v4.1.3 — clearer closure + invitation fixes • Period closure screen now shows your planned charges total alongside the paid total. No more confusion when charges are skipped. • Warning before closing if some charges are still unvalidated — confirm or validate them first. • Shared Mode invitation: the Accept button now gives visual feedback (it used to fail silently when sign-in was needed). • Shared Mode invitation: the Decline button no longer leads to a black screen. • Sync form: when the server returns an error, the diagnostic code is now visible and tap-to-copy so support can help faster. • Stability: fixed a crash that could occur when opening the Fixed expenses screen. • Thanks to QA and users who flagged these.

v4.1.2 — month closure made reliable • Fixed end-of-month closure that could throw "UNIQUE constraint failed" and block the close. • Retrying to close an already-closed month no longer duplicates carried revenues or savings transfers. • Broken /paywall link now redirects to the Premium screen instead of a 404. • Thanks to the users who reported it.

v4.1.1 — your overview card is calmer and easier to read • Redesigned summary at the top of Bills, Spending and Savings: a progress ring shows at a glance what's paid, what's still due, and what you can set aside. • 3 styles available in Settings → Appearance: Ring (default), Segmented bar, Savings focus. • Invite links shared by message or email: they open the app directly — no more "page not found". • 2 crashes fixed: iPad share and account deletion. A calmer budget. Less red, more peace of mind.

v4.1.0 — understand Plan & Multiply at a glance • Clearer wording: Bills, Spending, Savings (instead of Fixed / Flexible / Future). Easier to read. • Daily budget now front and center on the dashboard: you instantly see what you can still spend today. • Smoother onboarding: ticked tasks no longer struck through, hint added if you hesitate at the "click" step. • Monthly alerts in Analytics: we surface categories that spiked vs last month, right at the top. • Analytics wording aligned: "Spending", "Net Worth", "My external accounts".

v4.0.5 — fixes • The « + » button (add an expense, bill or envelope) responds instantly again. • Stability and smoothness fixes.

v4.0.0 — new onboarding + transaction actions back • Redesigned onboarding: "Here's your week with P&M" (morning push, T-2 charge alert, weekly review). • Swipe left to delete a transaction, right (or tap) to edit — on envelopes AND projects. • "New project" sheet: keyboard no longer hides the buttons. • Fixed charges: edit the debit day (batch add or manual). • Distribution: €/% toggle on all 3 pillars (Fixed / Flexible / Future). • Paywall: 2 variants (comparison table + scenarios). • Fix: global budget no longer stuck at 0 € after adding income. • Fix: iOS widgets now show real amounts. • Fix: created debt no longer displays as an empty goal. • Fix: manual contribution and linked fixed charge now in sync.

v4.0.3 — stability hotfix + local currency support • Fixed a boot crash on certain unsupported system languages (Turkish, Arabic, etc.). • Fixed a boot crash after update (related to a duplicate DB index). • Onboarding: suggested amounts now adapt to your local currency (DZD, TRY, BRL, MXN, COP, etc.) instead of showing generic euros. • Income, Fixed expenses, and Recap screens use the correct currency symbol based on your country. • Improved general stability — fewer chances that an unexpected exception kills the app.

v4.0.0 — new onboarding + transaction actions back • Redesigned onboarding: "Here's your week with P&M" (morning push, T-2 charge alert, weekly review). • Swipe left to delete a transaction, right (or tap) to edit — on envelopes AND projects. • "New project" sheet: keyboard no longer hides the buttons. • Fixed charges: edit the debit day (batch add or manual). • Distribution: €/% toggle on all 3 pillars (Fixed / Flexible / Future). • Paywall: 2 variants (comparison table + scenarios). • Fix: global budget no longer stuck at 0 € after adding income. • Fix: iOS widgets now show real amounts. • Fix: created debt no longer displays as an empty goal. • Fix: manual contribution and linked fixed charge now in sync.

v4.0.0 — new onboarding + transaction actions back • Redesigned onboarding: "Here's your week with P&M" (morning push, T-2 charge alert, weekly review). • Swipe left to delete a transaction, right (or tap) to edit — on envelopes AND projects. • "New project" sheet: keyboard no longer hides the buttons. • Fixed charges: edit the debit day (batch add or manual). • Distribution: €/% toggle on all 3 pillars (Fixed / Flexible / Future). • Paywall: 2 variants (comparison table + scenarios). • Fix: global budget no longer stuck at 0 € after adding income. • Fix: iOS widgets now show real amounts. • Fix: created debt no longer displays as an empty goal. • Fix: manual contribution and linked fixed charge now in sync.

v4.0.0 — new onboarding + transaction actions back • Redesigned onboarding: "Here's your week with P&M" (morning push, T-2 charge alert, weekly review). • Swipe left to delete a transaction, right (or tap) to edit — on envelopes AND projects. • "New project" sheet: keyboard no longer hides the buttons. • Fixed charges: edit the debit day (batch add or manual). • Distribution: €/% toggle on all 3 pillars (Fixed / Flexible / Future). • Paywall: 2 variants (comparison table + scenarios). • Fix: global budget no longer stuck at 0 € after adding income. • Fix: iOS widgets now show real amounts. • Fix: created debt no longer displays as an empty goal. • Fix: manual contribution and linked fixed charge now in sync.

v3.10.3 — Stability and fixes • Fixed a launch crash on iOS 16 (first secure 3.10.x iOS ship). • Premium buttons not responding from some screens: fixed. • Removed a silent crash after sharing membership changes. • Charge/envelope creation: less Premium friction during entry. • Available reserve now visible in the Today & Savings top bar. • Onboarding 3F split: total blocked unless = 100% + "Balance" button. • Minor reliability improvements (catch-up, projection, charge validation).