PLANET by L&T Finance-Loan app 4+

Welcome to PLANET by L&T Finance, a trusted NBFC loan app with 80 lakhs+ users. As one of India's most reliable finance loan apps, we ensure a quick and secure experience. As part of the L&T group, a trusted financial service, we make loans easier for you. Discover simplicity with PLANET for instant loan approvals.

What makes PLANET by L&T Finance stand out:


● Find your loan needs under one roof
● Track and manage your loans
● Fulfil your dreams with personal loans from our instant personal loan app
● Access your transaction history anytime and be in control of your loan finance
● Get documents like Welcome Letter, Statement of Account, Repayment Schedule, Interest Certificate, NOC Kit and more with just a few taps

● View and update your profile and bank mandate details anytime, add a personal touch with a photograph

● Pay your EMIs using a Debit Card, BHIM UPI, Wallets and Netbanking
● Secure transactions enabled by a four-digit MPIN & biometric login
● Select your preferred language from the list and discover the app’s features


Your standard finance tool:


● Instant Loan Features: If quick solutions are what you're after, our instant loan app ensures rapid processing & credit score checks, leading to faster disbursements. Banking on our efficient system, we ensure you don't have to wait long for your funds. You may access your loan details anytime.

● A financial push: Want to get a new bike or TV? With PLANET by L&T Finance, acquiring a bike loan, a TV loan or a personal loan is very convenient. Dubbed as the definitive "bike loan app", we streamline the process, making it straightforward and user-friendly.

● Comprehensive Financial Suite: More than just an NBFC loan app, PLANET by L&T Finance is your all-in-one app for all loan types. Whether you need personal loans, two-wheeler loans (2 wheeler loan app), micro loans, or any other loan aid - we've got a broad spectrum of financial solutions tailored just for you.


Highlights of our Personal Loan services:


● Finance Amount: ₹50,000 to ₹25Lakh
● Repayment Tenure: 12 to 60 months
● Rate of Interest / Annual Percentage Rate (APR): 10.5% to 26% reducing
● Processing Fees: 0% to 3%


For example


● Loan Amount: ₹ 10,00,000/-
● Rate of Interest: 12% p.a. on reducing basis
● Tenure: 48 months
● Processing Fee (PF): 2% (₹ 20,000/-)
● Broke Period Charge (BPC): 0.7% flat (₹ 7,000/-)
● In this case, the following will be the actual loan details
● Net disbursement amount - ₹ 9,80,000/- (Loan amount – PF)
● Estimated EMI: ₹ 27,225/-
● If the customer has opted for any insurance product, value of such insurance product will be added to the loan and the EMI will increase accordingly.

● Privacy Policy URL - https://www.ltfs.com/privacy-policy


*T&C Apply


PLANET by L&T Finance rise as a one stop solution for all your financial needs specializing in reliability and efficiency. Our commitment to serving your needs, be it through our personal loan app feature or the comprehensive suite of services, sets us apart. Join PLANET by L&T Finance family and enjoy a seamless journey towards achieving your financial goals. We want to be your very own "loan dene wala app" and an honest finance partner.


Get started with 7 easy steps to install the app:
1. Download & open the app
2. Allow permissions as per your wish
3. Select your preferred language from the list and discover the app’s features
4. First time users are required to register
5. Enter your registered mobile number
6. Verify your mobile number with an OTP and set the PIN of your choice
7. Log in to your account and avail the offers


For feedback, mail us at ltfs-mobileapp@ltfs.com