Planned - AI Financial Coach
Financial Wellness & Budgeting
Only for iPhone
Free · In‑App Purchases
iPhone
If you earn good money but still feel stressed about finances, Planned was built for you.
Most finance apps just dump data on you and leave you to figure it out. Planned works differently. Your built-in AI coach learns your full financial picture and gives you personalized guidance on what to focus on, what to ignore, and what to do next. No generic tips. No financial jargon. Just clear advice that fits your life.
WHY PLANNED IS DIFFERENT
You've probably tried a budgeting app before. Maybe it worked for a week, then life got busy and you fell behind on logging things. Or it showed you charts but never told you what to actually do with them.
Planned isn't a passive tracker. It's closer to having a knowledgeable friend who happens to understand money really well. Someone you can ask "am I doing okay?" and actually get a straight answer from. The coach pulls from your real connected accounts, so the advice is based on what's actually happening with your money, not generic rules about saving 20% of your income.
If you've tried Mint, YNAB, Copilot, or Monarch and found them useful but missing something, that something is probably coaching. Planned fills that gap.
YOUR AI FINANCIAL COACH
Chat with your coach anytime. Ask about spending, saving, debt, or long-term planning and get answers grounded in your real numbers. Whether you're paying off debt, building an emergency fund, or just trying to stop wondering where your paycheck went, your coach is always available.
The advice updates as your situation changes. Got a raise? Planning a big purchase? Feeling behind on retirement? Just ask. Your coach gives you a direct answer, not a link to a blog post.
WHO PLANNED IS FOR
Planned works best for people who earn a reasonable income but still feel like they're not making the most of it. People who want to make smarter decisions but don't have the time or inclination to become a personal finance expert. People who've tried other apps and found them either too manual, too complex, or too shallow.
If you've ever thought "I should really get my finances together" and then done nothing because you didn't know where to start, that's exactly who we built this for.
YOUR FINANCIAL HEALTH SCORE
Planned is the only app that scores your financial health across 10 categories. Not just your spending, but the full picture.
Emergency fund coverage tells you how many months of expenses you could cover if your income stopped tomorrow. Debt-to-income ratio shows whether your debt load is manageable or quietly becoming a problem. Savings rate tracks whether you're actually building wealth or just keeping up. Income growth, credit health, cash flow balance, tax efficiency, investment diversification, and retirement readiness round out the picture.
Each category gets a score. You see exactly where you stand and what to improve first, instead of staring at a dashboard and guessing.
TRACK EVERYTHING IN ONE PLACE
Connect all your accounts securely through Plaid. Bank accounts, credit cards, loans, and investments sync automatically and transactions are categorized without any manual entry. You always know where your money is going without spending Sunday afternoon updating a spreadsheet.
SMART BUDGETING THAT ACTUALLY WORKS
Build a budget that holds up in real life, not just in a spreadsheet. Get proactive nudges when you start drifting and clear weekly priorities so you always know your next move. The budget adapts as your spending changes rather than becoming something you avoid looking at.
NET WORTH AND WEALTH TRACKING
Watch your net worth grow over time. Visual dashboards track progress across savings goals, debt paydown, and overall wealth so the numbers actually mean something. Seeing the trend move in the right direction is what keeps you on track.
Terms of Use: http://getitplanned.com/terms
Privacy Policy: http://getitplanned.com/privacy
- Social sign-in: You can now sign in with Google and Apple. Getting into Planned takes one tap.
- Improved auth experience: Cleaner sign-up and login screens, better error messages, and a more consistent flow.
- Subscription reliability: Fixed an issue that could cause duplicate subscription syncs, plus better handling of trial and paywall states.
- Coach & notifications: Faster coach suggestions and new alerts for subscription status changes.
- General fixes: Smoother unsubscribe flow and various stability improvements.
The developer, Get It Planned Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Get It Planned Inc.
- Size
- 60.7 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Monthly - Early Supporter $8.99
- Yearly $149.99
- Monthly $14.99
- Copyright
- © Get It Planned, Inc.