iPhone Screenshots


Planto is the top AI driven financial manager in HK with 100k+ downloads! Set budget, check your monthly expenses automatically, see all of your transfers, keep tap on your MPF performance and even get personalized reminders for your credit card due dates.

Achieve simple personal finance in 3 steps:

1. Understand your financial profile

Tell us a bit about yourself by setting your budget and automatically get clarity on where your money goes by linking to one or more of 40+ bank, e-wallet and MPF accounts.

2. Identify what you want

Want to get your dream home, save up for your first million, travel the world or get out of debt? Set any goals by simply telling Planto what you want to achieve and receive a saving plan/spending budget, personalized just for you.

3. Stay on track and work towards your goals

Automatically consolidate all your accounts - from income, expenses to savings and loans into one place. Planto even turn them into useful insights such as expenses by category, spending/saving patterns and smart reminders.

Planto is built to be different from other personal finance management apps.
-> No manual inputs needed
Not a traditional book keeping or expense manager app, Planto reduces the time and effort required to track your finances by:
* Linking to 20+ bank and e-wallet accounts, showing your credit card transactions, investments, mortgages, loans and MPF within minutes
* Showing your transactions by categories and by dates
* Providing you analytics on your spending patterns and top vendors

-> Simple and actionable financial planning
Planto offers simple advice with no financial jargons through:
* Proposing an actionable plan on your home purchase or any other goals by telling you how much to save and providing various insights to aid your money saving decision
* Providing alerts on credit card due dates and finance charges
* Offering tips and tricks through our in-app content articles

-> Say goodbye to hours of research
Planto makes it quick and easy for you to plan towards your goals by:
* Aggregating all relevant public data in one place
* Giving you a transparent plan by including all the details and costs associated with the goal

Thank you for choosing Planto and we hope you enjoy your financial journey with us.

Privacy Policy: https://www.planto.hk/en/privacy-policy/
Terms of Use: https://www.planto.hk/en/terms/

What’s New

Version 2.11.0

Bug fixes and performance improvements.

Ratings and Reviews

4.1 out of 5
10 Ratings

10 Ratings

Igiq ,

Great App for managing finance

This a great app with a great minimal design. Overall look is great. However, to my mind, it should be an easier way of adding expenses to the manual accounts (like cash, etc).

_eirrac ,

Great app

It really helps to manage my account and track my spending

Shixcy ,

The app crash, cannot use

This update makes the app cannot open and it crashes once I open it. I already uninstall it

Developer Response ,

Hi there,
I’m sorry to hear this is happening - can you please reach out to us on our official WhatsApp +852 6178 0504 so we can help you out and get the best out of Planto!

App Privacy

The developer, Planto, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Contact Info
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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