Plan your 401(k) to live a stress-free life. Financial planning is the biggest stress facing our society today. 1 in 3 Americans has zero dollars in their retirement account. 42% of Millennials have not even started saving for retirement and social security is not going to last.

Unlike other Robo Advisors or established asset managers, we are not selling you any funds or want you to move your assets to Plootus. We are here to assist you in optimizing your 401k, 403b, 457, Thrift Saving Plan (TSP). To take control of your retirement, all you need is sign up with PLOOTUS.

Download PLOOTUS and start saving hundreds and thousands of dollars in the hidden fees charged by various funds. PLOOTUS not only saves you hidden fees but also recommends a diversified portfolio that improves your overall return and significantly increases your retirement assets.

Follow these steps

Step 1: ▪ Link your accounts to see everything in one place ▪
Plootus consolidates all your financial accounts in a secure environment to understand your total income and expenses, asset, liabilities and NetWorth.

Step 2: ▪ Plootus calculates how much you need for retirement ▪
Plootus Algorithm analyses your spending habits and assists you in determining how much money you need for retirement. We analyze 30+ expense categories, consider your location and future expenses like healthcare in providing you with a realistic picture of your retirement needs. The best part is, we don’t ask you to key in any information like other planning tools out there. Our AI ( Artificial Intelligence) provides you answers with minimal inputs and offers full flexibility to make any changes to the future retirement expenses. Go ahead make your travel plans and live a happy retired life.

Step 3: ▪ Investment Strategy ▪
You may either choose your strategy or Plootus recommends an investment strategy that will assist you in meeting your goals. We don’t have a magic wand but it will keep you on a course to a happy retired life. We don’t base your investment strategy purely on your age as most other tools do. We base it on your future needs.

Step 4: ▪Diversified Portfolio ▪
Plootus drives a fine balance between risk and reward and recommends a well-diversified portfolio from your 401k, 403b, 457 or Thrift Savings Plan (TSP). Our patent-pending algorithm saves you thousands of dollars in hidden fees and improves portfolio returns, thereby helping you achieve your retirement goal.

▪ Security ▪
Your security is our first priority. Plootus does not ask information about your social security, DOB (only year of birth) and other personal information. Plootus and its partner/s use SSL technology to safeguard user’s data.

▪ Disclosure ▪

All investments involve risk and past performance does not guarantee future results. While diversification may help spread the risk, it does not assure a profit or protect against loss. Investors should consider their investment objectives and risks carefully before investing.

Plootus brand name is owned by Analyze Future LLC, registered LLC in Delaware, USA.

What’s New

Version 1.6.1

Thank you for your feedback. We are always improving our app to make it easy for the user.

Ratings and Reviews

4.8 out of 5
19 Ratings

19 Ratings

ManishGupta8 ,


This is an awesome app which gives you all flexibility to plan and invest. Especially for novice users like me who dont want to spend time but still want to plan the finances this is a nice application.
I have extensively used quicken (ms money in past) in last 19 years and have tried betterment, wealth front and others like financial engines but none of the other apps gives the same flexibility and features like plootus.

gmelbourne5678 ,

401k app I’m been looking for

Fantastic work . Focused on 401k. Plootus provides best investment options from 401k plan without paying anything to financial advisors. The app also allows me to link my accounts and I can see all my expenses income, assets and liabilities at one place and no need to login to multiple accounts or use mint.

kyle-johson ,

Easy to use

Much easier thank employer rolls. The app calculates the future expenses for retirement period. It requires minimum inputs. The best part is it’s free right now and helps you choose the best of investments 403b account.


Analyze Future, LLC
95.2 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.



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  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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