Plootus- 401k Simplified 4+

Online retirement planning

Analyze Future LLC

Designed for iPad

    • 4.6 • 22 Ratings
    • Free



Plan for your 401k, 403b, 457, Thrift Saving Plans (TSP) retirement plans for FREE. Enter your employer name & our money-saving app will pick the best investment options.

We offer Premium investment advice for FREE. Start your Retirement planning today. Plootus is a revolution in the retirement saving apps’ world. We are not your typical Robo advisor.
Effortlessly plan your 401k and other retirement plans in a fast, convenient way. Start your retirement savings today with our easy-to-use and money-saving app that uses AI to meet your retirement goals. Optimize your retirement plans such 4O1k, 4O3b, 457, and Thrift Savings Plan (TSP). Plootus patent-pending algorithm drives a fine balance between risk and reward, and recommends a well-diversified investment portfolio for your 401(k), 403(b), 457 or Thrift Savings Plan (TSP), and plan for stress-free retirement life.
We are democratizing and empowering every individual to plan effortlessly for retirement planning. We’ve made planning easy and FREE. Retirement/ finance calculator, income calculator assists you in calculating where and how much to invest to achieve best returns based on your investment strategy and also save thousands of dollars in hidden fees. Thus, making it fast and easy to allocate your investments in your 401k plan. With Plootus you are in charge and can be your own financial advisor. You don’t need to pay typical investment advisor exorbitant fees.
Let us be your retirement savings app and save you thousands of dollars in the hidden fee charges. We care for your retirement that’s why we provide a free diversified portfolio. Our objective is to reduce the overall risk and improve the returns so you can significantly increase your retirement assets. Plootus is a one-stop-shop personal investment app where you enjoy premium services for FREE.
If you are a beginner, just enter your employer and you are ready to go! Select your strategy and investment portfolio allocation for your 401k, 403b, 457, or TSP plan is ready for you. No one in the industry offers you this advice for FREE.
If you are one who wants to go deeper, you can link your financial accounts in a secure environment to understand your total income and expenses, asset, liabilities, and NetWorth. Our patent-pending algorithm analyses your spending habits and assists you in determining how much money you need for retirement based on your location. We analyze 30+ expense categories, consider your location and future expenses like healthcare in providing you with a realistic picture of your retirement needs. The best part is, we don’t ask you to key in any information like other planning tools out there. Our AI (Artificial Intelligence) provides you answers with minimal inputs and offers full flexibility to make any changes to the future retirement expenses. Go ahead make your travel plans and live a happy retired life.
Plootus is a holistic workplace benefits solution that drives a fine balance between risk and reward and recommends a well-diversified portfolio from your 401k, 403b, 457, or Thrift Savings Plan (TSP). Our patent-pending algorithm saves you thousands of dollars in hidden fees and improves portfolio returns, thereby helping you achieve your retirement goal.

We do not sell your personal information. At Plootus, we keep your best interests in mind. Please refer to our privacy policy.
Easily manage your workplace benefits such as 401k, 403b, 457, TSP Plans with Plootus. We take your account security seriously use advanced measures such as customer verification and use SSL technology to safeguard user’s data.
Investors should consider their investment objectives and risks carefully before investing. Learn more about these risks before investing. Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy/sell any security. Plootus is a retire smart app that helps to make the right investments for your betterment online.
Plootus brand name is owned by Analyze Future LLC, registered LLC in Delaware, USA.

What’s New

Version 2.6

Bug fixes. Better Features and UI

Ratings and Reviews

4.6 out of 5
22 Ratings

22 Ratings

ManishGupta8 ,


This is an awesome app which gives you all flexibility to plan and invest. Especially for novice users like me who dont want to spend time but still want to plan the finances this is a nice application.
I have extensively used quicken (ms money in past) in last 19 years and have tried betterment, wealth front and others like financial engines but none of the other apps gives the same flexibility and features like plootus.

turtleface77 ,

Doesn’t do anything

Original: I downloaded the app, loaded a tiny bit of information, it doesn’t ask for much. It gave a hypothetical number that it grabbed out of somewhere which doesn’t come close to any of the other estimators I use. It doesn’t give guidance on anything like it says it does in the description. Will have to check it out on a desktop before I delete the app. But thinking this will end up being a useless app.

Update: I received a response from the developer about my original post. Said they've improved things. I downloaded it, tried it again. Still not with downloading.

Developer Response ,

We apologize for any inconvenience. We have recently updated our app and it provides guidance and suggestion to plan for your retirement. Plootus suggests investment options based on your investment strategy for your 401k plan. We are working hard to add more employers 401k and 403b plan daily. Please let us know if you cannot find your employer. Thank you, Plootus team

Atharv-9 ,

Easy to use

Much easier thank employer rolls. The app calculates the future expenses for retirement period. It requires minimum inputs. The best part is it’s free right now and helps you choose the best of investments 403b account.

App Privacy

The developer, Analyze Future LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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