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Description

Porte is the mobile banking experience built for you. We’ve combined user feedback with the most popular banking features so that you’re able to manage your money your way.
With no monthly account fees⁴, charitable giving ⁵, and Direct Deposit that pays you up to 2 days faster³, you’re on your way to financial freedom.

Some of the many reasons why Porte should be your first choice:
• No monthly account fee⁴
• Premium matte black Porte VisaⓇ debit card
• Faster Pay- Get paid up to 2 days faster with Direct Deposit³
• Got cash? Add money at over 130,000 convenient reload locations⁶
• Open an Optional Savings Account with up to 3.00% APY¹
• No ATM fees at over 30,000 MoneyPass® ATMs²
• Lock/unlock your card all within the app
• Apple Pay®
• Real-time balance notifications⁷
• Charitable giving⁵

Download today and get ready for a banking experience built around you.

For California residents, click here (https://www.portebanking.com/privacy/ca/) to learn what personal information we collect and how it is used.

¹ The optional Savings Account linked to your PORTE deposit account is made available to Accountholders through MetaBank, N.A., Member FDIC. To open a Savings Account, consent to receive communications from us in electronic form is required. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.
• If the Average Daily Balance is $15,000.00 or less, the interest rate paid on the entire balance will be 2.97% with an annual percentage yield (APY) of 3.00%.
• If the Average Daily Balance is more than $15,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $15,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $15,000.00 or less will be 2.97%. The APY for this tier will range from 3.00% to 0.50%, depending on the balance in the account.
The interest rates and APYs of each tier may change. The APYs were accurate as of 2/1/2020. No minimum balance to open Savings Account or obtain the yield(s). However, you must receive direct deposit(s) totaling at least $1,000 within one (1) calendar month to be eligible to open a Savings Account. Savings Account funds are withdrawn through the Porte Account (maximum 6 such transfers per calendar month) and transaction fees could reduce the interest earned on the Savings Account.

² No ATM owner surcharge or ATM Cash Withdrawal Fees for domestic ATM withdrawals at MoneyPass® ATMs (“in-network ATMs”). Visit the Porte Mobile App for a list of in-network ATMs. All other ATMs may apply an owner’s surcharge fee in addition to the ATM Cash Withdrawal Fee disclosed in your Deposit Account Agreement. Balance Inquiry Fees apply.

³ Based on comparison of our ACH processing policy vs. posting funds at settlement.

⁴ Other fees may apply. See your Deposit Account Agreement for details.

⁵ After selecting a charity through your Mobile App, Populus will donate 0.05% of every debit card purchase transaction, subject to certain terms and conditions, made with your Porte Debit Card to a charity selected by you through the Mobile App. Netspend, MetaBank, N.A., and Visa are not affiliated in any way with this offer and do not endorse or sponsor this offer.

⁶ Fee may be assessed by reload location and may vary from location to location.

⁷ No charge for this service, but your wireless carrier may charge for messages or data.

PORTE is a deposit account established by MetaBank®, National Association, Member FDIC. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

What’s New

Version 2.14

In our 2.14 release, we've added enhanced transaction search and filter capabilities, in addition to performance enhancements to make the app run faster.

Ratings and Reviews

4.8 out of 5
1.6K Ratings

1.6K Ratings

monico2019 ,

Finally said bye to my traditional bank

Been with a traditional bank since my first job. It was just the one my parents used, so I did too. Now, I have a banking account actually fits my needs and helps with my savings goals. The app is easy to navigate and aesthetically pleasing, and the savings APY is really great. Plus, I have an adopted pup and love that I can support the Humane Society just by using my card as I normally would. Pretty cool to have a banking account that gives back to causes like that. As far as the card, it’s matte black and gold, which is so different than any other I’ve seen. I’m very happy that I switched to Porte! 🖤

Developer Response ,

This is such great feedback! We’re happy to hear that you’re liking Porte's Saving Account and #DoorToChange features.

Ruthannah W ,

Seems promising so far

I moved my savings into this account due to the high APY and will continue to regularly contribute to it. Overall the app seems relatively user friendly, but I would also appreciate having a way to access my account from a computer in case I am unable to use my phone for whatever reason. Also, the amount of interest earned should be more prominently displayed, perhaps right next to the account balances. I know it shows up on the quarterly statements, but showing it as soon as the user signs in provides a powerful psychological incentive to keep saving regularly.

Another idea is to give this account the ability to be linked to budget tracking sites like Mint (by Intuit) or NerdWallet. This has been my biggest complaint about a lot of these mobile banking apps and Porte doing this would really help set them apart.

Developer Response ,

Your feedback helps us continue to make Porte better. The goal is to continue to innovate and launch new features based on what our customers want to see. We’ll share your suggestion with the team!

DamiDoRight ,

Negligence

Long story short, their app produces a direct deposit enrollment form with their old routing number on it. THEY WILL NOT FIX THE PROBLEM IMMEDIATELY AND GET YOUR MONEY TRANSFERRED TO THEIR NEW ROUTING NUMBER. That’s too reasonable & logical of a thing to do.

They said they changed to a new routing number after April 17th, 2021. I didn’t open my account with Porte well after April 17th, 2021. However the direct deposit enrollment form on their app is still producing a downloaded form with their pre-April 17th routing number on it. Subsequently, my money was sent to the (old) routing number & account on the form. My money was deposited into their subsidiary, Metabank. These Porte people can’t even contact Metabank to correct the problem and get my funds transferred to their new routing number. This is a nightmare.

It is May 8th, 2021 and they haven’t even updated the app to keep it from producing the direct deposit enrollment form with their old routing number they stop using April 17th, 2021. This is negligence.

Developer Response ,

Damian, we'd like to apologize again for the issue you've experienced with your in-app Direct Deposit form. We wanted to let you know that it has been fixed, and you should now be able to access your updated Direct Deposit form in the Porte app. Thank you for bringing it to our attention!



Additionally, our Customer Support team is currently in touch with you to assist with your account. Please continue to speak with them directly at humansupport@cs.portebanking.com or (800) 267-7080 so they can help and make sure all your questions are addressed! We appreciate you.

App Privacy

The developer, Populus Financial Group, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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