Possible Finance provides instant installment loans up to $500* that build credit history. Applying doesn't require good credit and you can apply, get approved, and receive funds all within a few minutes! Join tens of thousands of satisfied customers who are using Possible Finance to avoid harmful overdraft fees & expensive loans while also building credit history!

Possible Finance is the most affordable short-term borrowing option available. Compared to other short-term borrowing options, you have much more time to repay** and each payment is designed to be manageable. There are multiple repayments rather than having to repay all at once, and the repayments are spread across your next few paychecks so you have time to catch your breath. There are even flexible payment options directly within your control in the app.

At Possible Finance, we don’t just look at your credit score to get you money quickly. Rather, our app links directly with your existing bank account to help make an intelligent decision. Don’t have pay stubs or physical checks needed for a payroll advance? No problem! Possible Finance automatically understands your income so you don't have to submit any additional paperwork to verify income. This is great for contractors or gig economy workers!

Applying takes under a minute and you do it by following a few simple steps on your phone! Once approved, funds can be sent instantly to your debit account so that you immediate have access to the money. Possible Finance is the fastest way to get money!

With Possible Finance, you get immediate cash assistance as well as an affordable way to improve your credit score. We'll report repayments to TransUnion and Experian, making this the most affordable way to build and repair your credit score!

“I have a hard time even finding words that accurately describe how pleased I am with the service provided by Possible Finance....It’s like borrowing money from a good friend that increases your credit score! Seriously the best experience I’ve ever had with a lender and being app/mobile based just adds convenience to an already perfect transaction! I will not go anywhere else for installment loans from now on! 110% recommend!!”

Possible Finance is currently available to California, Texas, Florida, Ohio, Washington, Idaho, and Utah residents. We're quickly launching in additional states, and you'll be added to the waitlist for your state by signing up..

*Max amounts vary by state and subject to lender approval
**Loan structure can vary by state. For example, in California, a single payment loan can be converted into multiple payments

What’s New

Version 2.0.5

Happy new year!
Bug fixes!

Ratings and Reviews

4.8 out of 5
21.8K Ratings

21.8K Ratings

lee9422 ,

Best loan company!

I first found out about possible finance thru an instagram ad, I was weary about it but I did a lot of research and and read plenty of great reviews, I needed extra funds to pay rent so I decided to give it a try, I have horrible credit unfortunately and quickly got approved for the exact amount I asked for $200 (deposited next day) the payment plan was perfect total of 4 flex-pays drafted on each payday for 2 months with a fixed yet reasonable interest fee, after making my first 2 payments my score went up nearly 46 points!!!! Honestly I never thought I would have let my score drop down tremendously and seeing the # raise up definitely something I’m so happy and excited about, this company has been a blessing, I’ve read some “not so great” reviews but to be quite honest this company started not long ago as far as I read, and working for a company myself that is starting new departments within, new companies are bound to have some downfalls as they’re building up, don’t let those negative feedbacks stop you from trying this company out, possible finance will be my go too when I need a small loan, especially to help fix my credit!

Big Pookue ,

The app idea great but is constantly broken

This app was amazing the first time I used it. I needed an emergency loan and I literally had all the money I needed in my account within 15 minutes. The payments were easy, I could reschedule with no problems, and it boosted my credit! But now, I needed to pull another loan for a backup for a trip thinking it wouldn’t be a problem, however I kept getting errors in the state selection screen saying “ oops! We are having problems”....that was almost two weeks ago...Since then, nothing has been fixed and I even emailed asking what the problem was. They messaged me back saying they are updating in the California section of the app and cannot Lend to CA residents till it’s fixed(and also said she did not know when it will be fixed in a seemingly passive aggressive way) it was totally understandable at first. Every app has problems and sometimes needs updating. But two weeks??? And on top of that, now It’s giving me log in errors too! What if I had a payment due today and couldn’t even log in to pay it off?? I love this app, the idea of it is amazing and it helps a lot of people in emergency situations and (IMO the best part), it builds credit! But the functionality is horrible and very disappointing. I would rate this app 10 stars if I could, but I have to give it a 2 due to all the problems :/ Come on guys, you would blow all the other money lending apps on here out of the water if you could just figure out your app problems!

rubiben ,

Stay Away

These guys are really bad! Stay away. So I had a loan from them For $90 thinking I was a payday loan not an actual loan. It was broken down to 4 payments every two weeks. I made one payment on due date then on my next due payment I had a problem by my bank account so I reschedule for a later date because there was an option for another 2 weeks later. By the next due date I still had a problem with bank account so I try to reach them so I can cancel my payment I can send them a money order but they did not respond. They responded after my bank declined it so I got a fee from my bank. So I told them I would send a money order for remaining balance. They told me that they will mark my account as paid off and on time. One week later I get a email saying there will be a payment due and coming out of my account. I email them that I had paid this account in full, got a response saying don’t worry it was a computer error it won’t charge your account, but it did so I got another fee from account. After I had paid this off. And I found out the next week they reported my credit report being 30 days late after they told me it was paid off and on time. So I emailed them, they told me that they made a mistake and that by law they had to report as being 30 days late. After they told me it was paid off and on time. I have evidence on my email about all this so please stay away from this application they are bad business!


Possible Financial Inc
31.5 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Arabic, Burmese, Cambodian, Chinese, Danish, Dutch, Estonian, Filipino, Finnish, French, German, Hebrew, Hindi, Indonesian, Italian, Japanese, Korean, Laotian, Malay, Norwegian Bokmål, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Swedish, Thai, Traditional Chinese, Vietnamese

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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