Possible Finance provides instant installment loans up to $500* that build credit history. Applying doesn't require a credit check and you can apply, get approved, and receive funds all within a few minutes! Join thousands of satisfied customers who are using Possible Finance to avoid harmful overdraft fees & expensive loans while also building credit history!

Possible Finance is the most affordable short-term borrowing option available. Compared to other short-term borrowing options, you have much more time to repay and each payment is designed to be manageable. There are multiple repayments rather than having to repay all at once, and the repayments are spread across your next few paychecks so you have time to catch your breath. There are even flexible payment options directly within your control in the app.

At Possible Finance, we don’t need to look at your credit score to get you money quickly. Rather, our app links directly with your existing bank account to help make an intelligent decision. Don’t have pay stubs or physical checks needed for a payroll advance? No problem! Possible Finance automatically understands your income so you don't have to submit any additional paperwork to verify income. This is great for contractors or gig economy workers!

Applying takes under a minute and you do it by following a few simple steps on your phone! Once approved, funds can be sent instantly to your debit account so that you immediate have access to the money. Possible Finance is the fastest way to get money!

With Possible Finance, you get immediate cash assistance as well as an affordable way to improve your credit score. We'll report repayments to TransUnion and Experian, making this the most affordable way to improve and repair your credit score!

“I have a hard time even finding words that accurately describe how pleased I am with the service provided by Possible Finance....It’s like borrowing money from a good friend that increases your credit score! Seriously the best experience I’ve ever had with a lender and being app/mobile based just adds convenience to an already perfect transaction! I will not go anywhere else for installment loans from now on! 110% recommend!!”

Possible Finance is currently available to Texas, California, Ohio, Washington, Idaho, and Utah residents only. We're quickly launching in additional states, and you'll be added to the waitlist for your state by registering for an account.

*Max amounts vary by state

What’s New

Version 1.1.9

Possible Finance is now available in OH, TX, CA, WA, ID, & UT. New states available soon!
NEW: Get money instantly via debit card. Now you can receive funds within seconds by linking your Visa debit card.

Ratings and Reviews

4.8 out of 5
9.1K Ratings

9.1K Ratings

statp311 ,

Cody & Natalie

First - I want to start off saying.. this app is 5 ⭐️⭐️⭐️⭐️⭐️ Stars. Customer service, time efficient, and reliable. I couldn’t be more happy from a company. I recommend this to anyone who is trying to build their credit, need cash quickly for emergencies, trips, family expenses etc.. I feel safe and secure using this app. I worked with Natalie a few weeks ago who was so helpful with me and getting my issues taken care of and made a priority! She really made me feel like I was a valued customer and she cared about helping me. I then worked with Cody and he was so quick to respond to my emails! He work with me in every way he could to help me get another loan. Also! This is my second loan! I originally applied for a $200 loan in February which I paid off and my credit score when up within 3 months. I just got approved for another $200 loan today and I’m very excited to use the benefits of building my credit with it. Thank you both for all your help and dedication to your customers. Please tell your boss to take you out for a coffee or lunch, you deserve it! 👍🏼

Developer Response ,

It's amazing to hear about your credit journey! Thank you for your kind words.

rubiben ,

Stay Away

These guys are really bad! Stay away. So I had a loan from them For $90 thinking I was a payday loan not an actual loan. It was broken down to 4 payments every two weeks. I made one payment on due date then on my next due payment I had a problem by my bank account so I reschedule for a later date because there was an option for another 2 weeks later. By the next due date I still had a problem with bank account so I try to reach them so I can cancel my payment I can send them a money order but they did not respond. They responded after my bank declined it so I got a fee from my bank. So I told them I would send a money order for remaining balance. They told me that they will mark my account as paid off and on time. One week later I get a email saying there will be a payment due and coming out of my account. I email them that I had paid this account in full, got a response saying don’t worry it was a computer error it won’t charge your account, but it did so I got another fee from account. After I had paid this off. And I found out the next week they reported my credit report being 30 days late after they told me it was paid off and on time. So I emailed them, they told me that they made a mistake and that by law they had to report as being 30 days late. After they told me it was paid off and on time. I have evidence on my email about all this so please stay away from this application they are bad business!

ervannmcdoogle ,

Cried with joy, amazing company!

I am so impressed with this company. My boyfriend got a small loan to help build his credit before we move in together. Shortly after he was unable to work and unable to talk. I did what I could to manage his finances during his recovery, I hit a lot of road blocks along the way talking to companies for his other bills. But when I contacted Possible Finance it was different. I emailed them telling them the situation and they emailed me back the same day. They said they could defer the payments for a couple months and said that if he needed more time to contact them again to work something out. The ease of contact and their generosity made me cry reading the email. Such a weight was lifted off my shoulders and I didn’t have to jump trough hoops. They listened to me and helped me during a very difficult time and I will never forget their kindness. I recommend them to anyone who needs extra help, they are way better than the payday loan places. And they are run by people who just want to help other people!
100% recommend


Possible Financial Inc
37.5 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© Possible Financial Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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