Protect Your Online Payments

Pay With Privacy, Inc.

Designed for iPad

    • 4.6 • 7.1K Ratings
    • Free



Stop exposing your credit or debit card information and protect your online payments with Privacy. Join over 250,000 users who have saved millions of dollars by using Privacy to block unwanted charges from compromised cards, overcharging, hidden fees, and forgotten subscriptions.

Getting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and request your first virtual card. Start shopping and enjoy the added layer of protection Privacy provides to protect you from payment card theft and fraud.

- Shield your true financial information: Our Privacy Cards mask your debit card or bank account number to help protect you from card theft and fraud. Pay with greater privacy and security anytime, anywhere on desktop or on mobile.

- Create merchant-locked and one-time-use cards: Our cards automatically "lock" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction.

- Take complete control over your spending: Set customizable spending limits to prevent overcharging and block hidden fees—perfect for managing subscriptions and recurring expenses. If a transaction goes over the limit, we will automatically decline it.

- Leverage real-time transaction monitoring: Receive notifications any time a Privacy Card is used. Easily pause, unpause, and close Privacy Cards any time with just one push of a button.

Privacy’s core product is free to use on domestic transactions, because, like other card companies, we collect transaction fees from merchants. Privacy Cards can be used at most merchants that accept credit and debit cards.

The security of our users’ personal information and data is critical to everything that we do at Privacy. You can review our security policies at

Read about us in Forbes, Wirecutter, and The Wall Street Journal!

For support, questions, or more information, please contact us at

What’s New

Version 3.2.3

Bug fixes and improvements

Ratings and Reviews

4.6 out of 5
7.1K Ratings

7.1K Ratings

DanEnph ,


I’ve been using privacy for over three years now. Started as a free user then moved to premium as I switched all my bills to it. I use the service for all online payments now. I used to get hit by fraud a few times per year and it’s an annoying process to go through. Now I’ve dropped to one fraud in 3 years. Privacy has caught multiple fraudulent attempts and stopped them cold. Since cards lock to merchants I don’t even need to kill a compromised card. It’s even fun to watch the scammers try to use it and fail! The app works amazingly well and it’s easy to use . I like how it tracks transactions per card so you can see how much you are spending. I’d like to see some more reporting capabilities in the future is my only suggestion. Like spit out reports of how much spend per card per month/year/custom. The cash back with premium pays for the fee and even some extra cash which never hurts. Customer service was great too the one time I used them. I recommend it to all my friends. Thank you for a great service Privacy!

Developer Response ,

Thank you for your support! We’re proud to have played a critical role in your financial management and payment security for the past three years. Your feedback is invaluable, and we will continue working hard to provide the best possible service.

J.Caz ,

Welp. I am a client. Extraordinary company!!!

I started using Privacy because I have a lot of accounts that I don’t want one main card to be associated with. At first it took a little getting used to their customer service, but once it was all set and done I have not had any issues with the cards locking them unlocking them or setting them up. This is the easiest way to protect yourself and your credit cards from being manipulated on the web. I use privacy cards for bills, school stuff, even work stuff.

They may not work with cell phone providers or certain companies, but that is a tiny issue with such big wins. The convenience of having a credit card that has access to one account rather than having a multitude of cards, and possibly not maintaining them correctly is a breath of fresh air and a lot easier than I’ve ever met imagined. I am a total fan. This is an awesome company.

gplatko ,

Stellar service, subpar app

Privacy is an absolutely fantastic service that I use religiously to manage my service subscriptions and send anonymous donations. I use its burner card feature to ensure I don't get charged for forgetting about my free trials. Everyone should use it, it's a no-brainer.

Compared to their web interface, I've noticed occasional interface hiccups when trying to change card details in the past - popups not respecting the keyboard, the interface not updating after I change the spend limit on a card, small stuff like that. Part of this is undoubtedly caused by my old SE being a bit of a design edge-case, but the service's design is excellent and these issues are all that's holding it back from being a perfect example of how to bring a service from web to iOS.

I'll continue using Privacy as long as I can either way, it's absolutely fantastic. Hopefully as time goes on, the app's stability will improve and the experience will get even better.

App Privacy

The developer, Pay With Privacy, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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