Public: Stocks, Options, Bonds 4+
All-in-one investing.
Open to the Public Investing, Inc.
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- Free
Screenshots
Description
Invest in stocks, options, bonds, crypto, ETFs, and more with AI-powered fundamental data and analysis. Plus, lock in a 6% or higher yield with a Bond Account.
LOCK IN 6% OR HIGHER YIELD* WITH A BOND ACCOUNT
Discover a new way to invest in a diversified portfolio of corporate bonds. Right now, you can lock in a 6% or higher yield* with regular interest payments.
EARN REBATES ON STOCK AND ETF OPTIONS TRADE
You can earn a rebate of $0.06–$0.18 per stock and ETF options contract traded (based on monthly trading volume) with no commissions or per-contract fees.
EARN 4.35% APY** ON YOUR CASH
With our High-Yield Cash Account, you can earn 4.35% APY** on your cash. There are no fees and you get up to $5M FDIC insurance.
ALPHA: AI FOR INVESTORS
Get real-time investing context before you even know you need it with Alpha, AI for investors.
INVESTMENT ANALYSIS
Evaluate multiple assets at once, compare analyst ratings, explore earnings data, and more.
PORTFOLIO MANAGEMENT
Track your cost basis, access extended-hours trading, schedule recurring investments, and more.
Public (c) 2024 Investors First(TM)
Public is Available to U.S. residents 18+ and subject to account approval.
All investing involves risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account offered by Public Investing, member FINRA & SIPC. Brokerage services for alternative assets offered by Dalmore Group, LLC, member FINRA & SIPC. Cryptocurrency trading services offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings not protected by FDIC or SIPC. Brokerage services for treasury accounts offering 6-month T-Bills offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services offered by Jiko Bank, a division of Mid-Central National Bank.
SECURITIES INVESTMENTS: NOT FDIC INSURED; NO BANK GUARANTEE; MAY LOSE VALUE.
See public.com/#disclosures-main for more info.
Investors must review the Options Disclosure Document (ODD): public.com/ODD. Options are risky and not suitable for everyone. Fee Schedule: public.com/disclosures. Rebate varies from $0.06-$0.18 based on monthly trading volume and subject to change. Terms of the Rebate Program: public.com/disclosures/rebate-terms.
A High-Yield Cash Account is a secondary brokerage account with Public Investing. Funds in this account are automatically deposited into partner banks where they earn a variable interest and are eligible for FDIC insurance. Neither Public Investing nor any of its affiliates is a bank. Learn more: public.com/disclosures/high-yield-account.
* A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC and includes 10 investment-grade and high-yield bonds. As of 11/7/24, the average, annualized yield to worst (YTW) across all ten bonds is greater than 6%. A bond’s YTW is not “locked in” until the bond is purchased and is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Bond Accounts are not recommendations of individual bonds or default allocations. Public Investing charges a markup on each bond trade. Visit public.com/bond-account to learn more.
**As of 11/26/24. Annual Percentage Yield (APY) is variable and may change without notice.
Alpha is an artificial intelligence investment exploration tool powered by GPT-4—a generative large language model offered by OpenAI. Any material generated by Alpha is not and should not be construed as investment research, advice, or recommendation to buy or sell a security, nor should the information provided serve as the exclusive basis for investment decisions.
Supporting documentation furnished upon request.
Public Holdings Inc
228 Park Avenue South, Suite 97716
New York, NY 10003
What’s New
Version 4.12.4
Bond Accounts are officially live on Public! Discover a new way to invest in corporate bonds and earn regular interest payments. Right now, you can lock in a 6% or higher yield.
Also, in this release, margin investing is now available: Unlock more buying power and advanced options strategies with margin rates as low as 5.75%.
Happy investing!
Loving Public?
Share the love by giving us a review on the App Store!
Need assistance?
Visit help.Public.com
Ratings and Reviews
Must have for millennials
First off, I have never left a review before even though I’m glued to my phone all day. I downloaded the public app a few weeks ago. My account was not approved instantly (typo on my part, I found out later) and after a few days I emailed the support team and asked for help. They responded in like, an hour, gave me instructions to get trading, and was then approved right away.
Anyone under 40 with disposable income should, IMO, be investing directly investing in the market instead of relying on 401ks and other group plans. This app lays out all the info in a very intuitive fashion and within a week I was able to, with ZERO prior knowledge, navigate the app effectively, and the community of investors on the app are a fantastic source of investing advice.
This is not a day trading app and the various transactions can take time, but by keeping money in your account without spending it allows you to execute buy and sell orders quickly, though the money may take a few days to get back to your public account. I am usually able to make two transactions per stock, per week, which is more than enough to react to any big market changes. The fact that you can invest whatever amount you want is huge. Amazon’s stock at $2.5k may be too much, but Public allows you to purchase slices of stock in increments as low as $5.
I would HIGHLY recommend this to anyone with some extra cash and half a brain.
Developer Response ,
Hey Jtf199876! Thank you so much for your incredibly thoughtful review! It is so great to hear that you are loving the app! The entire team is thrilled to hear that the app has been helpful for your investing journey and that you are loving the community! We truly are so grateful for the awesome, growing community and are so happy to have you on the team! We would love to chat more with you, so please give us a shout in the app or via email at support@public.com. It mean's so much to us that you took the time to share this and we've always got your back! 💪 Happy investing 🤗
Outstanding and reliable platform
I have tried a number of investing apps over the years, and wasn’t completely satisfied with any of them until I came across Public. I’ve been a member for a little over a year, and I am astounded at not only the ease of use of this platform, but the numerous updated and upgrades the company has made in its offerings to the public. I love the fact this is a one-stop shop for all sorts of investment vehicles. The only thing I cannot do here is open an IRA, but so what? I can open an IRA anywhere, but I can’t do just about everything else anywhere else like I can on Public. I have had no issues with the service, and the customer support from people like Jeff and other has been exceptional. I do want to add that this criticism that you have to wait a few days for your funds to transfer into your bank account is utterly ridiculous. Public is no different from any other company in this regard. If I try to move money from my checking account at one bank to a savings account at another, it always takes 3-5 days. That said, more often than not, my money with Public gets transferred within 1-2 days. In short, I highly recommend this platform, especially for those who are new to investing. I haven’t regretted my decision to move my funds to this company.
Developer Response ,
Hi zaamrod, Thank you so much for your kind review and all your feedback and support! We are on a mission to make the stock market work for everyone and we are excited you are a part of that. We strive to have many types of investments to help our members. If you have any questions or suggestions on how we can improve the app, please give us a shout via the in-app chat or by email at support@public.com! Happy Investing!
You will not get your money if you cash out it takes a few days maybe a couple weeks
So now I’m afraid to cash out because I’m not gonna be able to get my money when I need it takes a long time for them to give me your money back that if you get it back the full amount hopefully they improve instead of waiting it don’t make sense when you can just deposit money quick and easy but you can’t get your money quick and easy that doesn’t make sense I would understand one day or two but five days six days a week sometimes that’s really tough right now we’re living in tough times people need money now that be nice if they can approve this and you’re able to cash out your money when you need it and there’s hidden fees to it’s hard to get a hold of them takes about 24 hours by time you hear from them it would be nice to cash out your money ASAP just like we put money in this app it should be the same take out the money like the other apps The other apps let you cash out the same day I just never understand that maybe he hast to go through seven different people until he gets approved I don’t know they need to work on this
Developer Response ,
Thank you for the review and feedback. There are federal regulations that require funds to settle. This timeline can range from 2 to 7 business days depending on where the funds came from. You'll always know your funds are available for withdrawal when they appear in the "Withdrawable Cash" portion of your portfolio. We're always here to help; if you ever have any questions, we're here for you via the in-app chat or by email at support@public.com!
App Privacy
The developer, Open to the Public Investing, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Open to the Public Investing, Inc.
- Size
- 278.4 MB
- Category
- Finance
- Compatibility
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- iPhone
- Requires iOS 15.0 or later.
- iPad
- Requires iPadOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
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English
- Age Rating
- 4+
- Copyright
- © 2024 Public Holdings, Inc.
- Price
- Free
Supports
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