Qonto - Business Finance App 4+

All-in-one business account


    • 4.8 • 165 Ratings
    • Free

iPhone Screenshots


Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.

Get started with a powerful Business Account for all your everyday banking needs.

- Local IBANS
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from instant SEPA to SWIFT - so you can pay, and get paid, faster.
- Transactions: unlimited history and real-time notifications.
- Financing: easy access to integrated financing options.

Then, leverage our Financial tools to keep track of your money and help you grow your business.

- Invoice management: centralize invoices & receipts in one place, get paid faster & automate your outgoing payments
- Spend management: control team spending with budgets, automatic receipt collection & tailored access.
- Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.

Follow Qonto for news and company updates

What’s New

Version 20240515.0

No major changes this time around - your Qonto app is getting an upgrade to make managing your finances easier, whether you’re solo or part of a team.

Ratings and Reviews

4.8 out of 5
165 Ratings

165 Ratings

halfteaspoon ,


Great banking services and most simple. Exactly what I expect from a bank. Thank you Qonto for making it possible.

Developer Response ,

Hi halfteaspoon, thank you for this great feedback! We are glad to provide you the banking service you deserve! Have a lovely week! 😊

Cg02544 ,

Frozen Funds

Currently Qonto is illegally withholding funds from me that are being direct deposited from a German employer as well as child welfare funds paid by the German government. They continue to tell me excuses and promise the money will be available within a week and I am now having to pay an attorney to take legal action. Highly recommend that you do not register for an account with Qonto for this reason.

Developer Response ,

Hi Cg02544,

we are very sorry that you have had this experience. Qonto manages business accounts and not the private funds of our customers. We also have to comply with official procedures when an account is seized due to seizure.
We will do our best to help you. As we have not been able to identify you, please email me, Sara, at careteam@qonto.com and I will do my best to help you.
Thank you for your understanding.
Yours sincerely

jffdffh ,

Abs Concept

Wonderful work not have any problem never thanks

Developer Response ,

Hi jffdffh, thank you very much for your feedback! Have a very nice day! 😊

App Privacy

The developer, Qonto, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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