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◆◆◆ The Costco of Finance ◆◆◆
Exclusive access to simple yet powerful financial tools and rewards. Set lifestyle goals like planning a trip or buying a home (coming soon) and access some of the biggest discounts available.

Membership costs $8/month. No hidden fees.

Don’t miss out. Stop budgeting, and start living with Quo.

Our mission is to make financial wellness accessible to everyone and give you the peace of mind you deserve.

Quo gives you clear action plans and rewards for your lifestyle goals
• Get exact cost estimates and breakdowns for your trips
• Access members-only hotel discounts that are *guaranteed* to be lower than any publicly available site
• Get an exact and clear action plan towards buying your dream home (coming soon)
• Buy your home through Quo and get thousands in cashback rewards (coming soon)

Quo is an easier, better way to plan
• No more weekly or monthly limits
• Assign each dollar a bucket, and know exactly how much you have to spend
• Adjust or reset your plan whenever you need to keep up with real life
• Quickly link external accounts to see all your finances in one place
• Friends paying you back for dinner? Adjust your transactions for reimbursements
• Split your transactions into multiple categories

Quo protects you against unexpected expenses
• Set aside money seamlessly and automatically for any goal
• Organize your savings in FDIC insured accounts
• Qualified members can access loans for unexpected expenses

Quo helps you monitor and improve your credit health
• See your credit score and get notified anytime it changes
• View EVERY factor and account affecting your credit score
• Get personalized recommendations on how you could improve your credit
• Simulate how different actions, like taking out a loan or paying off a credit card, could change your credit score

We take your security and data very seriously.
Your information and data are protected by multi-level safeguards. All of your data is secured with the same 256-bit encryption that banks use. We never sell any of your personal information to unauthorized third parties.

What’s New

Version 1.2.9

Plan your trips with Quo and get massive discounts, plus bug fixes and updates!

Ratings and Reviews

4.5 out of 5
93 Ratings

93 Ratings

Jory0518 ,

Budgeting Tool Suggestion

So far I like the app and the budgeting tool but I wish that you had the option of adding custom buckets. The options are fairly limited and I prefer to have very specific buckets to keep me accountable.

Thelonious Kung ,

Love Quo!

So far, I really love Quo! It’s so much cleaner than other apps I’ve used. I’ve always struggled with budgeting, but Quo’s way of organizing information is much cleaner and easier to work with... in the past I’ve just always been too overwhelmed with categorizing my spendings.

I’m also really interested in their emergency loans... I’ve had trouble in the past so it’s good to know that someone has my back.

Developer Response ,

Glad our system has been working for you! Our full membership will be ready soon.

Fumming Shopper ,

Quo, thank you.

I never write reviews but Quo deserves one. I’m in a really bad financial situation and often woke up stressed over how i would be able to my pay bills before pay day. Then my Quo card came and i managed to knock three bills out and still have money from my loan left over. Thank you. Thank you so much for helping me when no one else would.

App Privacy

The developer, Quo Finance Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Purchases
  • Contact Info
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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