Ratio App - Finance Tracker 4+

Expense, income and budget app

Oluwatobi Omotayo

Designed for iPhone

    • Free

iPhone Screenshots


Ratio App lets you see your finances in a whole new light. It analyses your spending patterns to give you personalised insights and tips. Whether you want to pay off debt, save for a vacation, or just live more comfortably, Ratio App helps you make the best financial decisions for your lifestyle.

With Ratio App, you can:

Track your money with ease and elegance.
* Choose from a wide range of categories to suit your spending and income needs.
* Customise your categories to reflect your personal habits and preferences.
* Unique visualisation for your categories with personalised icons
* Scan your receipts. No more manual typing or losing receipts.
* Stay mindful of your spending habits with alerts and prompts that help you make conscious and smart choices.
* Unlike most banking apps, our app lets you list the items in each transaction when adding a description. You can see what each expense transaction entails and how it affects your budget.

Gain insights from your financial data and make better financial decisions.
* See your finances in a whole new light with beautiful and interactive charts that show you the big picture of your money flow.
* Know where your money goes with percentages that show you how each category affects your total spending and income.
* Dive deeper into each category with breakdowns that show you the nitty-gritty of each transaction in each period.
* Get weekly reports that summarise your financial activity and performance and give you tips and suggestions on how to level up your finances.
* Find any transaction from the past with a simple search by keyword, category, date, amount.

Privacy and security.
* Hide your app data with redactions.
* Use the app offline as well as online. Your data is securely synced across all your devices when you are back online.

Use the app on multiple devices with the same account. Whether you use a phone, a tablet, or a computer, you can access your data from any device.

Download Ratio App today and start managing your money smarter.

By installing or using Ratio App, you agree to our Terms: https://www.ratio.app/terms.

What’s New

Version 1.4.0

Thank you for choosing to track your finances with Ratio App!

What's New:

This update is all about simplifying your financial life and ensuring you never miss a beat. Let's dive into the exciting new features:

1. Track Recurring Expenses:

With this update, Ratio App now allows you to effortlessly track your recurring expenses. Whether it's monthly subscriptions, utility bills, or loan payments, the app keeps you in the loop automatically.

2. See Upcoming Bills:

Wondering what bills are on the horizon? The "Upcoming Bills" section provides a snapshot of bills due in the coming days. Stay ahead of your financial commitments and avoid last-minute surprises.

3. Due Bill Reminders:

Never miss a due date again! Ratio App now sends you timely reminders for upcoming bills, ensuring you stay on top of your financial responsibilities.

Your Feedback Matters:

As always, your feedback is crucial to us. Let us know how these new features are enhancing your financial experience and if there's anything else you'd like to see in future updates.

Thank you for choosing Ratio App as your trusted financial companion. We're committed to helping you achieve financial success.

We hope you love it as much as we love building it!

App Privacy

The developer, Oluwatobi Omotayo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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