READYSAVE 529 4+

I like the app because I can get a clear quick view on how much we’re saving each year and what we’ll be deducting from our state taxes. I also like that I can increase the monthly deposits right from the app. It’s simple and intuitive. So many financial apps don’t nail that elegant simplicity and create friction and frustration instead, out of touch with the core functions users need and want. So kudos to the team who designed this app.

I really like the Vanguard funds used, very low fees and good historical performance. However, the app is missing basic features like, what is my account’s yield performance in % for the month/year/5 years etc. If I have multiple accounts, how do their yield %s compare and what is my overall yield over multiple time horizons? What is the AA of each fund I invest in? Can I compare my current fund performance to others available in NYSaves? If I have an end goal amount, am I on track to reach it? I understand this is not a day trading app, but a little more sophistication is needed to give it 4-5 stars.

The app is fine and works well. My suggestion is minor. I only keep my most used apps on my Home Screen. The rest I leave stored in the iOS App Library. I can never remember this app’s name. When I search for it on my phone I always try ‘529’ and ‘MOST’ because those are the names I associate with my Missouri 529. I don’t know how search works in iOS, but please either add ‘529’ to the app title (i.e., Ready Save 529) or add it as keywords that iOS can associate with it in the smart search.