We love saving you time, RCU's Mobile App lets you bank on your schedule!

Redwood Credit Union’s Mobile App for iPhone® & iPad® is free and secure for Members

Card Controls – Your cards, anywhere anytime.
Freeze your card, set alerts, report a card lost or stolen, activate and view a digital card, change your PIN, and more, all in one place.

Mobile Lending – Our best loans, credit cards, and rates right in the palm of your hand.
Looking for a low-rate credit card, that new vehicle you’ve had your eye on, or maybe your dream home? Applying for a loan is easier than ever.

¿Hablas español? Nosotros también. Haga clic Español en la página de inicio de sesión para cambiar la aplicación a español.

Access Your Account:
• Register your account in the app to use mobile & online banking
• Fast and secure log in with Face ID® & Touch ID®
• Forgot your username or password? Get it through the app!
• Update your address, email, phone number, & more under Profile & Settings.
• Use Quick Balance to see balances without signing in.
• View an overview of accounts, loans, credit cards & investments in Account Summary. Select an account to view transaction history.
• Overdraft controls - set a backup option for when there's not enough in your account.
• Fast transaction search
• Order new checks
• Stop payment on a check
• View your credit score (where applicable)
• Set up & edit account alerts. View sent alert history.
• Questions about your account? Contact us securely through the app!

Payments Simplified:
• RCUpay, easily send money to friends & family—even if they aren't an RCU Member!
• Schedule one-time or recurring transfers & payments
• Quick Pay - RCU loan payment reminders
• Make a loan payment by mobile deposit using Pay Loan by Check
• Set up & make payments or transfers to and from your accounts at other financial institutions
• Keep track of transfers & payments you've scheduled
• Get your loan payoff amount for any time in the next 30 days
• Free Bill Pay service - add or edit payees, and pay bills on the go.

Card Management:
• All your cards, right where you want them. Swipe to view all your cards and details.
• View & redeem your RCU credit & debit rewards points for cash or other rewards.
• Not using your debit or credit card? Freeze it for extra security until you’re ready to use it again.
• Gain control over your spending with debit & credit card alerts & controls. Block online transactions or set alerts for purchases above certain amounts.
• Request a balance transfer to consolidate other card balances to your RCU Visa.®
• Report your credit or debit card lost or stolen. (This will cancel your card & issue a new one, so if it’s only misplaced, freeze it instead.)
• Add upcoming travel notes to ensure access when you’re out of town.
• Adjust debit card ATM & purchase limits to meet your needs.
• Set your PIN on all your cards. Update your PIN on existing cards or set the PIN on your new card.
• Activate new credit & debit cards

Mobile Features:
• Landscape view for iPad - adjust the app to your preferred orientation.
• Autocapture for mobile deposit takes the pictures for you—just align your camera over the check.
• Locate nearby branches & fee-free ATMs
• Search for answers to your questions using AskRCU
• Check current holds & pending deposits
• Use Device Settings to name your device, enable Face ID/Touch ID, Quick Balance, remember your device, set your language, and manage animations.

*Please Note:
• Apple Pay® is made available by Apple. Load your RCU credit or debit card into Apple Pay today!
• iPhone, iPad, Face ID, Touch ID, and Apple Pay are registered trademarks of Apple Inc.

What’s New

Version 3.4.1

Update : Fixed a pesky bug that was causing the iPad to only rotate one direction.

New Bill Pay!
Check out our new and improved payments center. Setup one-time or recurring payments with the option to receive a notification when the payment has been made. Sign up for eBills and we’ll tell you when your next bill is due. Organize your billers by using Groups and track all your payments, past, present, and future.

eStatements – access all your RCU account, credit card, and mortgage statements all in one place, and say good-bye to paper statements forever.

Manage Cards – our new cards page was redesigned with you in mind. All of your card information in one place. Freeze your card, set alerts, report a card lost or stolen, and more!

Mobile Lending – get our best products and rates, right in the palm of your hand. Applying for a loan has never been easier.

Insurance – that’s right we do insurance too! Look for Insurance in our slide out menu and get a live quote for your home or auto right on your phone.

For all that you love!

Ratings and Reviews

3.6 out of 5
114 Ratings

114 Ratings

User252 ,

Landscape view

I was disappointed that landscape view is not accessible from this app because I use it almost exclusively on my iPad. The problem with the online banking web site is that I cannot access the online banking with a single click. There is no icon for online banking.

Developer Response ,

Good news, we are pushing out a new app today that has landscape support for iPads included.
Please let us know what you think, once you are able to take a look.

Thank you,
Redwood Credit Union

Kittiesfromhell ,

Can’t paste password

Just updated to iOS 14.1 and this problem was introduced. I use a password manager and when I short or long press on the password bar the screen jumps around, the keyboard gets in the way, and/or the cursor in the bar quits. Please fix this :)

1/24 Edit: Any updates on this? It’s been about 3 months since I posted this and 2 months since it was supposed to be fixed.

3/16 Edit: Thanks for providing the tip about double tapping to paste my password, that allowed me to get around this bug for a while. Today I noticed that the app crashes 100% of the time when I double tap and paste my password. I think you need better QA :P

Developer Response ,

8/5 UPDATE: Way too long in the coming, but our updated app is in the app store. You shouldn't need to do any more work arounds. Please let us know if you continue to see any problems.

Thank you,
Redwood Credit Union

VeganGirlGaby ,

I love it

I’m new to RCU. About 1 month. The user face is a bit dated, but it HAS EVERYTHING you need. And it’s easy to find things. Most importantly for me, every-time you make a transaction, they what your NEW balance is and posts it on the bottom right of that individual transaction. My previous bank doesn’t do this and I always had to do the math myself. I really hope this specific feature doesn’t go away now that they are releasing an update. Either way, love you guys!

Developer Response ,

Thank you for the great rating and review! We do have a new website coming in a couple weeks but we will not be changing our mobile or online banking platform this year. We are looking at moving to a new platform but it will most likely not be sooner than the end of next year.
We've worked hard to develop all the features currently in the mobile app, so we will be looking to have those available in any new platform we move to as well.
All our best,
Redwood Credit Union

App Privacy

The developer, Redwood Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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