RetirePlan 4+

Katherine Philip

Designed for iPad

    • 4.4 • 114 Ratings
    • $4.99
    • Offers In-App Purchases



RetirePlan is an iPad app that helps you answer all your questions about your retirement. If you have questions about your retirement finances, this is the app to answer them.

When can I retire?
How much do I need to save every year?
How much money will I get every year in my retirement?
How long will my money hold out in my retirement?

In just a few seconds you can enter your data and assumptions and the graph will update to show you if your plan will work. If you have more time to spend you can enter as much detail as you want to refine your plan.

The sliders give you an easy way to see what different values will do to your plan. Need to enter a value outside the slider range? press the amount and a calculator will pop up to let you enter whatever number you need. The slider range will update automatically.

Bring up the spreadsheet to see all the details for every year of the plan.

Email your results.

Use the settings to add your spouse, include or remove Social Security, and show or hide inflation and interest rates.

Use the + button to add a pension, send a child to college, large upcoming expenses, add additional rates of return and retirement income assumptions.

include Tax assumptions to get an even more accurate picture of your future.

What’s New

Version 2.0.4

Fixed two issues:
- If you try to Duplicate a Scenario when you have used up all your Scenarios, you will now receive an error message, rather than an infinite spinner.
- Sharing a Scenario will now use your customized name for each Event (e.g. "My Favorite Pension" instead of just "Receive Pension").

Ratings and Reviews

4.4 out of 5
114 Ratings

114 Ratings

Zabubabobby ,

Welcome improvement - excellent customer service!

After using this app and loving it for several years, the visual layout and functionality was totally redesigned last year. At that time, the app took 10 steps backward, IMO, and I gave it a one star review and began looking for another retirement app. >>> UPDATE: I also sent an email to the developer stating my complaint. To his credit, he responded quickly and communicated the reasoning behind the update AND addressed some of the issues that I had. The most recent update is a much improved version, I am updating my review to four stars. I still like the previous version (prior to the redesign) better, but for now, this is a very good app.

b'way=love ,

Nice, Simple App

Read some of the reviews and felt compelled to add my own. Firstly, you should ignore most of the reviews that are years old, as they include complaints that have long since been addressed. More recent complaints seem to be the app lacking the ability to address RMD’s or different retirement dates for spouses. This appears to be true, however, I would counter that this is well beyond the intended scope of this app. This is a great tool for simple “what if’s?” to assess the feasibility of various saving or spending scenarios. Simply put, it can get you in the ballpark. Expecting a $5 iPad app to calculate a comprehensive retirement plan is simply unreasonable - the real world is far too complex. If you want to have some fun and noodle around with savings levels, retirement dates and the like, have at it, you won’t be disappointed. I have been using it for years in this way. Poke around the drop down list when you select “+” and you be able to concoct some workarounds to help with your specific situation. ****Jan 2024 Update**** Late 2023 provided a clunky update that moved all input to tiles along the bottom of the screen. Another update in Jan 2024 has already addressed this, moving the inputs back to the left side of the screen where they started. Note that at some point (not sure when), RMD’s were added, but it is still not possible to designate different retirement dates for spouses. Still the best five bucks I ever spent.

MeeseintheSprings ,

Love This App!

I was really happy to see the latest update. I am always worried that Apple might make some iOS change that breaks something and I really don't want to use anything else.

My only request is if you might be able to either come up with some sort of web based application or native Mac OS app to run on my Macbook? I know I can run the iPad app on MacOS now but it still has sizing issues and artifacts. I would love a web app to be able to have the same functionality from the iPad app in the browser. I know this is not a minor undertaking and would require some sort of subscription to pay for the hosting and data storage.

Anyway, thanks again for your great application!

App Privacy

The developer, Katherine Philip, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

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