Easy, affordable car insurance on your mobile phone. Pricing primarily based on how you drive, not who you are. Take the test drive and you could save hundreds.
Root is the easier, more affordable way to insure your stuff. Good drivers can save hundreds on car insurance with a personalized rate based on your driving. Bundle with renters or homeowners for more coverage and more savings—get a discount on your homeowners insurance just for bundling, and renters starts at only $6/month. It’s affordable coverage for the things that matter most, and it’s all conveniently located in the Root app.
Root car insurance:
Unlike traditional car insurance companies that base rates on demographics, like your age, marital status, or gender, we use a mobile app to measure driving behavior and base rates primarily on how people drive. By removing bad drivers from the equation, we’re able to keep our rates low. Good drivers save up to $900 a year. It’s the fair way to price car insurance. There's a reason we’ve been featured in Forbes, TechCrunch, Wired, The Washington Post, and Fortune Magazine.
Root renters insurance:
If you rent your house, condo, or apartment, you can get renters insurance starting at just $6/month. It covers your stuff when it's in your home and when it’s not (like your suitcase in a hotel), damage to your stuff from smoke or fire, a place to stay if your home is too damaged to live in, and even medical expenses if someone gets hurt in your home. And, it’s surprisingly cheap. Bundle with auto and have everything you need right in the app.
Get personalized protection for you, your home, and your belongings with Root Home. Your Root Home policy allows you to customize your homeowners coverage to best fit your needs, with easy payment setup and 24/7 customer service. Save on your homeowners insurance when you bundle with auto—it’s simple and convenient to bundle right in the Root app.
To start and see how much you could save, download the Root app today.
Why choose Root car insurance?
Good drivers can save hundreds
• Drive with the Root app for a free quote
• Your driver score is the #1 factor that goes into your rate
• Don’t pay for bad drivers (like you would with other companies)
Car insurance, all in an app
• Customize to fit your budget and pay for your policy
• Add vehicles and drivers
• Make changes and instantly see the difference in price
• File a claim and snap photos to submit in 5 minutes
• Good driver discount automatically applied
• Roadside Assistance included with every policy
• Free Lyft rides on select holidays
• Earn referral bonus offers
Why bundle car insurance with renters or homeowners?
• Save on your homeowners or renters policy when you bundle
• Sign up is simple—customize your coverage right in the app
• Personalized protection for you, your home, and your stuff
• All your policies conveniently in one app
Download the Root app to get a quote.
Learn more at: https://www.joinroot.com
Disclaimer for quotes: WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.
Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated.
Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply.
Not available in all states.
Disclaimer for Root Home: Root Insurance Agency provides homeowners insurance through Homesite Group Incorporated at go.homesite.com. Coverage not available in all states.
Copyright ROOT 2020. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH.
Telematics is not used and resulting represented savings are not applicable in California. Referral program also not applicable in California. Visit joinroot.com/califaq for more information. Roadside Assistance purchased as separate coverage in CA.
This week's release contains a few bug fixes and performance updates.
Ratings and ReviewsSee All
Can’t Stop Raving
I’ve already posted a review, but I HAD to make another one because Root is AMAZING! Auto insurance these days is a nightmare- I had one accident in 15 years of an otherwise perfect driving record. I’ve never had a ticket and my credit isn’t horrible, but for some reason, all the other insurance companies want to charge me over 200 dollars a month for insurance! Even the pay by mile insurance wants that from me. It’s absolutely insane! I used to pay under 40 dollars a month and, after turning 25, though I can’t expect the same rate with this economy, I did expect much better than what everyone wants to give me. Root gives me the best rate out of everyone! I had to change my policy because I just got a new car and, though the price isn’t ideal, compared to what everyone else is charging, it’s absolutely amazing. I had to make an actual phone call so the dealership could speak to someone and I didn’t wait on hold for long and the lady who answered- her first name is Angela but I didn’t get her last name- was so incredibly nice and super competent. I always get a fast reply when I email you guys, too. I didn’t know what to expect with an app-based insurance but it’s so nice. I don’t know what affects the rates- maybe once a certain amount of time has passed since I had my accident it’ll get better? I don’t know. What I do know is that Root is wonderful.
Developer Response ,
Update: Thank you so much for your ongoing support, ShatnerLover! We're lucky to have you in the Root family. 😍 Regarding your rates, we look at a number of factors every 6 months upon the renewal of your policy, and you can read about some of them here: bit.ly/RootRateChange.
Looked at Root insurance about a year ago and they were not in my state (Kentucky). This time, they were though! When first signing up, I had an issue with setting up two drivers. Customer service was very responsive and got the issue resolved. After 3 weeks, we got a quote. The rate Root offered was great! The rate with Root is saving us $320 a year over Liberty Mutual and we got higher coverages like $50,000 Personal Injury Protection and no deductible compared to $10,000 with and a deductible with Liberty Mutual. And, we no longer need to pay for AAA since roadside assistance is included!
The Root app is so easy to use and we were really happy to see that if we need to make any changes to our policy, we can do so right in the app and see how it affects our rate. I can’t say enough good things about this app and company! I also sent an app suggestion to them and got a very quick and friendly response! Considering the price, benefits, and exceptional customer service, I have a feeling we will be staying with Root insurance for a very long time!
Root has certainly gone above and beyond in finding ways to put their customers first and treat us like an insurance company should! I will definitely be referring other customers to Root and highly recommend them for auto insurance!
Developer Response ,
Aw! We love to hear stories like these! Thanks for sharing, thebulder! 😍
Honestly I wish I had done this sooner! The app makes everything so easy and convenient. The reason I had decided to download it was because my coworker had a tire go flat at work. She was freaking out and was very concerned that she wouldn’t be able to get home. I asked her if she had roadside assistance and it was like a lightbulb went off in her head! She had forgotten that her new insurance automatically came with it. So together we navigated the app and it was the first time I had heard about Root and I was SO impressed with how easy it was. Just the tap of a few buttons and a guy was there in no time. I must say however the only downfall was the guy just aired up the tire rather than putting on a spare even though she needed the spare put on but luckily that air was enough to get her to a tire place. My only advice is maybe get some sort of grading system for the people that do roadside assistance because the dude was not the nicest. Anyways I decided to download the app. I did the 2 week test drive (came back perfect) and immediately signed up for Root. I went from paying $110 to $60 with more coverage now than before! I’m literally telling everyone about this insurance company. I don’t know if y’all offer rental insurance but you should!
Developer Response ,
Hi, Dawng2579. Thanks for taking the time to leave a review. We're glad we could be there for your coworker and that we could help you save. We're also sorry to hear of any issues when your coworker received Roadside Assistance. Our customer support team would love to hear of any feedback, and she can reach them at firstname.lastname@example.org. Regarding rental car coverage (for when you file a claim with Root), that is an option, and you can add that in the Root app.
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