Are you tired of personal finance apps like Quicken that is overloaded with features you don't need? Savings 3 isn't like that. It is powerful enough to do all the personal finance tasks you need, but with none of the complexity you don't.

"Savings answers the call for a personal finance app that isn’t intimidating and difficult to use." – AppStorm

• All yours accounts, neatly organized
With Savings, you can pull all of your accounts (checking, credit card, cash, etc.) into a single app, so you always know your net worth and every transaction that comes in and out of your accounts. By entering and categorizing your transactions, you can analyze your spending habit and create a budget to keep your spending under control.

• Connects to your banks
With bank-grade security offered by Visa Inc., Savings can connect to your banks directly so transactions are downloaded automatically. We recommend that you still enter most transactions by hand; on automatic download, these transactions will automatically be cleared. Bank Connect is available in U.S. and Canada, and requires a $2.99/month subscription. You don't need Bank Connect to use Savings effectively.

• Companion iPhone app
Savings 2 for iPhone is an equally powerful finance app that can be used standalone or as a companion to the Mac app, so that you can enter transactions on the go, see charts, etc. To get it, go to

• Super fast transaction entry
We know entering transaction is something you do a lot, so we made it super fast with payee and category autocompletion. We also made it keyboard-friendly so you can enter data super fast.

• Gain financial insight through charts
Savings' "Breakdown chart" shows you where your money is going, by breaking down your expense (and income) by category. The "Trends chart" shows you up and down trends of your money. For example, see the trend of your overall balance to see if you are getting richer or poorer. You can compare multiple trends side-by-side.

• Never forget to pay a bill
Savings' "Scheduled transactions" feature lets you keep track of all of your recurring bills. Set reminders so you never forget to pay them, and when your bills are due, log the payment with a click of the mouse.

• Reconcile accounts
It's easy to reconcile accounts in Savings. Either do it manually by clicking the pending flag besides each transaction, or automatically by importing OFX, QIF or CSV file from your bank. If you use Bank Connect, you don't need to do anything – reconciliation happens automatically.

• Make a budget
The best way to control your spending is with a budget. With Savings, you can create a monthly or annual budget. Just set an estimate on each expense and income category and track your progress. If you are spending too fast, slow down or adjust your budget.

• iCloud sync
Secure iCloud sync ensures your data is always up-to-date on both your Mac and iPhone.

• Beautiful design
We love the beauty and simplicity of the Mac, so we designed a personal finance app that is equally as beautiful and a joy to use as your Mac.

• Your privacy is always protected
Your data is for your eyes only.

• Savings has more tricks up its sleeves...
Instant transaction search, batch edit multiple transactions, multi-currency support, Dark Mode, passcode protection, import data from Quicken and Microsoft Money, and more.

• Helpful support is just one email away
Got questions? Email anytime.

For privacy and terms of use for SavingsApp and the Bank Connect feature, please visit:

What’s New

Version 3.0.9

Happy holiday seasons!

In this last release of 2020, we made some enhancements to the Budget feature. Just in time for 2021.

1. We added a toolbar button to "Budget for Next Period" after a budget period ends. This will copy your current budget's estimates over to a new budget, saving you time when creating the new budget.

2. We changed the default behavior for when you budget a "Not Budgeted" category. It now defaults to an expense estimate, which is less confusing. Before, it defaults to an income estimate, which we admit does not make a lot of sense :)

Ratings and Reviews

4.2 out of 5
46 Ratings

46 Ratings

Khokomo ,

Great for Budgeting and tracking spending

This is a great App and has been extremely helpful to me in my new efforts to start budgeting my money better. You can label and track your spending so you can see where your money goes and see it in a graph. The visual really helps. You can make a budget for any time length and add various bank accounts and specify what form the money was in e.g. check, cash, card, etc. There is also an option to import transactions directly from your online banking accounts so you dont have so spend a lot of time manually entering everything. I started with the free version and upgraded for a small cost, it was well worth it.

0517FAA ,

Replaced Quicken with much relief!

I have been using ths program for over 8 years and they have been wonderful in both support for specific issues and in continuing to improve the product. I was so completely frustrated with Quicken after having used it successfully for more than a dozen years, that I was ready to go back to spreadsheets when I couldn’t get Quicken to quit linking transactions in different accounts and completely ruining all of my budgets & plans. Then I found Savings. YAY! It was simple and elegant at the same time. I’ve been able to replicate all of my former budgeting processes and am very greatful that I was able to find this software!

Blueyes1125 ,

Easy to Use

I have used Savings for several years now and find it easy to use while giving me all the data I need to handle my finances. Version 1.8.4 gave me even greater abilities with the program. I have had terrific support when I have had questions, which was very appreciated. I highly recommend Savings if you want something simple to use but still have the reports and data you need.

App Privacy

The developer, Savings LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


Savings LLC
9.1 MB

macOS 10.12 or later



Age Rating
In-App Purchases
  1. Bank Connect Monthly Plan $3.99
  2. Bank Connect Annual Plan $35.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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