Access your SEFCU account information quickly, securely, and easily with our free* app! Check balances, make transfers, view transaction histories, and find the nearest SEFCU branch or ATM right from the palm of your hand**.
Use SEFCU's app to:
• Locate ATMs and SEFCU branches
• View account summaries
• Review account transaction histories
• Use SEFCU iPay to pay bills
• Make transfers
• Manage your account anywhere
• View check images
• Deposit checks using your phone’s camera
• View Member Rewards offers (not available on the iPad®)
About SEFCU:
Established in 1934, SEFCU is one of the largest credit unions in New York State. In addition to full service retail and commercial banking products and services, SEFCU is committed to supporting the community through the donation of time and talent of its staff and members, as well as monetary contributions to help people and make an impact in the communities it serves. Find us on Facebook® and follow us on Twitter®. Visit for complete membership eligibility requirements.
*Wireless carrier rates may apply.
**Must be enrolled in SEFCU OnLine to use this app.

To learn how we protect your privacy, please visit

What’s New


- Accounts UI changes
- Added a payment shortcut for loan accounts
- Updated view for Account details
- Extended configuration for additional Account details attributes
- Camera permission text generalized
- General enhancements and defect fixes

Ratings and Reviews

4.8 out of 5
10.8K Ratings

10.8K Ratings

audioSG ,

Accounts are often unavailable to access

Id say at least once or twice a month, I’ll try to login to the app only to receive a message that my accounts are unavailable, with no explanation. I’m currently trying to access my accounts but I’m being told they don’t exist now by both the app and the online portal, leaving me unable to access any of my funds.

This problem occurred before their massive update and has persisted since. And don’t even get me started on how badly SEFCU has treated me with loans before, an employee failed to file paperwork I completed at a branch and I was reported delinquent because of their mistake, which I was not notified of until my credit score dropped dramatically a month later. I then had to renegotiate the loan with them under a much higher interest rate, which I have been stuck paying since. What they did should be illegal but I have no idea how to resolve it, customer service has been completely unhelpful with all these matters.

I basically could not make a stronger recommendation to work with another bank. I cannot wait to close my accounts with SEFCU after this string of frustrations, they do not have the customer at heart and it shows in the accessibility of this app and all their services.

Michele336 ,

Worst Bank Ever

My personal experience with this credit union has been severely traumatic. On a lighter note, I’ve been with CapCom for over 25 years and NEVER had a bad experience. I thought I would attempt a small loan at this establishment for a second Range Rover. They never sent out invoices to our address, never called us, the story is so convoluted I have zero tolerance for their ignorance and staff incompetent antics.
My credit at 53 is FLAWLESS not ONE late payment. However, since this place did not fairly take ownership of their incompetent financial institution I have decided a year later to write as many reviews about this incident.
Each month I also attempt to make payment on their APP which has also been a continued issue the past year. So we have to go into the bank and make payment because their APP is not appropriately wired (much like Cap Com) to immediately make a payment.
Quit disturbing to say the least. In fact, all my years of banking at various institutions I have never witnessed such slow pace workmanship. Do not make relations with this Credit Union. Their customer service is by far the worst!

lmm57 ,

James, Solutions Professional at the Member Solutions Center, does not want to fix my problem.

I can’t download my credit card statement in pdf format. James doesn’t think my problem is important because he has not received any other reports of this same problem. He suggested I delete the app and start over. I wonder if James had to attend “Solutions Professional” training to come up with that brilliant “solution,” or whether he is naturally intuitive and focused right in on the benefits of deleting the app. For now, I have to go online to download my pdf statement, which works fine. if you download this app and have any problems, ask for James. He is sure to have more brilliant solutions.


51.4 MB

Requires iOS 11.0 and watchOS 2.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish, Traditional Chinese

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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