Sezzle - Buy Now, Pay Later 4+

One Word for This App.......AMAZING!!!!

Sezzle has given me the chance to be able to shop as if I were a “ Platinum “ credit card holder. My credit is less then desirable in this credit crazed world we live in. Nowadays, if you don’t have a wallet full of plastic, you better have a wallet full of cabbage (cash😊)and I know I sure don’t have either on a day to day basis but I have the closest thing to it.....and that’s S-E-Z-Z-L-E...!!!!! I have 8 kids that I have raised and now with all but my youngest child being grown up and four having family’s, I now have 12 Grandchildren ( Yes 12 🥰) and my youngest only 11 yrs old, well that equals lots of groceries, bills, clothes, shoes, coats, etc... Oh and let’s not forget the presents for birthdays, and Christmas, oh my!!! All I know is if it weren’t for Sezzle, I wouldn’t be the favorite Mimi and not only can I buy things I wouldn’t otherwise be able to, but I’ve been able to purchase things in an emergency with stores that accept SEZZLE, like Autozone for brakes..Twice now!!! THANK YOU SEZZLE!! AS if being AMAZING just for their program wasn’t enough, now they’re going to report to the credit bureaus which will help build my credit!! And all my payments are on time so I’m excited for this new step 😊

Pros and Cons

I love sezzle!! It is a way to purchase items and pay on it every two weeks! That works great for working people! The pros are you can purchase items you might might be able to afford and pay it off while in your possession. The con is the app sometimes has glitches and will say you missed a payment when you didn’t. The customer service is not helpful in these situations nor is asking for a supervisor they will only email you. The con is if this happen they will adjust your spending limit. So I had never missed a payment and gained a credit of $1000 but the app glitched and said I missed a payment when the due date for that payment had not even came yet. It caused me a issue at my bank bc it tried to take the money out ahead of time then that cause a fee without me knowing. I went ahead and paid the payment before knowing about the fee and the rest is history as they say. Sezzle did nothing to accommodate me on this issue when it was there fault that they said I was supposed to pay and I wasn’t. So this is the only issue I’ve had with sezzle. Unfortunately my spending limit got cut back down to $500 and I never missed a payment. But I continue to use them when I really want something but I use other app before I use them because of that issue.

Longtime customer not qualified for Premium

I have been a customer for a few years now. Back when all stores (like Target and Walmart) were available to everyone. Now stores I would normally use this service for (like Target and Walmart) are considered “Premium”. I just logged in one day and they weren’t available to me. No notice. I’m left with stores I have never heard of and will never shop at.
You have to qualify to access their “Premium” paywall of stores. I have waited for over a year now to be qualified and I keep having to get back on the list to sign up for “Premium”. My spending limit also went down to $50. I always paid on time. Whatever their method is to see if we still are allowed a high spending limit is ridiculous. Why would my limit change if I’ve always paid on time?
I have seen other reviews that have the same issues. They shouldn’t have done a premium service and kicked a whole bunch of people who have paid on time off accessing stores we would actually shop at while also dropping our limits to $50…..I don’t understand why your system would drop thousands of peoples limit to $50 each.
I don’t recommend using this platform as there are much better ones out there. This is the only one I can think where you have to have “Premium” access to normal stores. If you don’t, you are able to access stores you have never heard of.

Developer Response ,

We truly appreciate your patronage over the years as it is invaluable and has helped us grow. Our subscriptions are completely optional, so Sezzle may still be used without it. We understand that many of the stores you love may no longer be available to you, but we assure Premium comes with great benefits. We would hate to lose you as a customer. If you'd like to know a bit more about what you gain by signing up for a subscription please do not hesitate to reach out at shoppersupport@sezzle.com. Thank you