Sezzle - Buy Now, Pay Later 4+

Sezzle has given me the chance to be able to shop as if I were a “ Platinum “ credit card holder. My credit is less then desirable in this credit crazed world we live in. Nowadays, if you don’t have a wallet full of plastic, you better have a wallet full of cabbage (cash😊)and I know I sure don’t have either on a day to day basis but I have the closest thing to it.....and that’s S-E-Z-Z-L-E...!!!!! I have 8 kids that I have raised and now with all but my youngest child being grown up and four having family’s, I now have 12 Grandchildren ( Yes 12 🥰) and my youngest only 11 yrs old, well that equals lots of groceries, bills, clothes, shoes, coats, etc... Oh and let’s not forget the presents for birthdays, and Christmas, oh my!!! All I know is if it weren’t for Sezzle, I wouldn’t be the favorite Mimi and not only can I buy things I wouldn’t otherwise be able to, but I’ve been able to purchase things in an emergency with stores that accept SEZZLE, like Autozone for brakes..Twice now!!! THANK YOU SEZZLE!! AS if being AMAZING just for their program wasn’t enough, now they’re going to report to the credit bureaus which will help build my credit!! And all my payments are on time so I’m excited for this new step 😊

I love sezzle!! It is a way to purchase items and pay on it every two weeks! That works great for working people! The pros are you can purchase items you might might be able to afford and pay it off while in your possession. The con is the app sometimes has glitches and will say you missed a payment when you didn’t. The customer service is not helpful in these situations nor is asking for a supervisor they will only email you. The con is if this happen they will adjust your spending limit. So I had never missed a payment and gained a credit of $1000 but the app glitched and said I missed a payment when the due date for that payment had not even came yet. It caused me a issue at my bank bc it tried to take the money out ahead of time then that cause a fee without me knowing. I went ahead and paid the payment before knowing about the fee and the rest is history as they say. Sezzle did nothing to accommodate me on this issue when it was there fault that they said I was supposed to pay and I wasn’t. So this is the only issue I’ve had with sezzle. Unfortunately my spending limit got cut back down to $500 and I never missed a payment. But I continue to use them when I really want something but I use other app before I use them because of that issue.

Shopping on line is my thing and I love visiting different stores online but sometimes don’t wish to come up off my Own Money do to whatever other obligations I may have that may compromise my financial resources and Sizzle definitely provides a alternative that doesn’t hurt my pockets. The monthly payment options they offer along with the interest rates NO WAY could I turn away and with each paid off completions I get increase in my loans and that’s the KEY here….. pay off your agreed amount earlier than expected and they don’t charge you the total interest rate who can’t appreciate that?? They increase your spending limit with a light credit inquiry the very first time you sign up. They take a chance of you and as long as you keep your agreed among payments up to date the most they extend the trust. Pretty soon I might be purchasing a car using my dynamic pay history with them lol. Just keep in mind this app issue only for good for people with great responsibility Finanical skills, so if you the type of person who lives for check after check DON’T mess around with this app.