Simplify Budget » CashFlow Up‪!‬ 4+

Money, Bills & Assets Planner


    • 4.0 • 5 Ratings
    • Free
    • Offers In-App Purchases


■ Master Your Finances Today!
Experience the power of intuitive financial management. Trusted by thousands for over a decade, our app is at the forefront of personal, family and small business financial planning. "Indispensable," say our users, choosing us for a smarter, more effective approach to their money management needs. It's not just an app, it's a lifestyle change! Whether you're tackling debt and looking for a visual 'debt payoff planner' or seeking a reliable 'budget forecaster,' this app makes it seamless and effective.

■ Your Ultimate Financial Companion
▸ Effective Debt Management: Plan your debt payoff strategically with ease, ensuring a balanced financial future.
▸ Budget Planning Simplified: Our cash flow focused 'budget planner' helps you forecast and manage finances with visually.
▸ Stay on Top of Bills: With the simplicity of scheduling a calendar alert for your future expenses, you will become the best 'bills organizer' who will never miss a payment!

■ Empowering You with Control and Insight
Say goodbye to the frustration of traditional budgeting methods. CashFlow Up! empowers you with tools to not just track past expenses like everyone else, but to really focus on your future net cash flow by projecting your entire financial future with the power of 'cash flow forecasting.'

■ Key Features for Comprehensive Financial Management
▸ Advanced Forecasting: Visualize your financial journey up to 10 years ahead.
▸ Multiple Forecasts: Ideal for personal, family, and small business planning.
▸ Secure & Private: Your financial data stays protected on your device.

■ Efficiency Meets Simplicity
① Input your income and expenses in minutes.
② See visual representation of your future account(s) balances.
③ Enjoy peace of mind with a clear financial path!

■ Join Our Community
Experience the ease of managing your finances & embrace a tool that evolves with your life, from managing personal or family expenses to overseeing small business finances.

■ Your Privacy, Our Priority
Your financial data is yours alone. Rest assured, your financial data stays on your device and your iCloud alone, shielded by standard iOS security.

■ Terms & Usage
For best results, keep any of your variable budget items up-to-date. By using CashFlow Up! you agree to our terms and conditions. Standard Terms of Use (EULA) -

What’s New

Version 1.9.75

We keep on simplifying! Still absolutely no bank connections, just pure cashflow that only you can see. Thanks for all the great feedback!

Ratings and Reviews

4.0 out of 5
5 Ratings

5 Ratings

Calypsogirl ,

So far, it’s great!

I have a better handle on my cash flow and expenses after 1 night of setting it up than I’ve ever had. This just works - add/customize expense names, flexibility with dates for week/month/year/one time. I’m paid every two weeks and this made it easy to see where I was getting low, as well as the impact of service charges that just need to go! Update: even better on day 2. It’s easy to delete accounts from the list by swiping left and clicking delete - as i discovered from setting things up wrong. Now the savings line is going up! And boy have I been wasting money. Analyzing the past expenses to fine tune this process is next. Thanks CostLog!

RebeccaTally ,

Wish I didn’t update

I have been using this app for several months. I updated and it wiped all my information. I re-entered everything and the iCloud sync takes forever to update. I have tried to update my starting balance several times before with no luck. Also, the archived transactions seem to be omitting the previous 3 days or more of information. My starting balance will be off from expected, I look in the history and the past several days of transactions are missing and don’t appear to be accounted for in the balance. This morning I looked at my starting balance and it was $3000 more than expected. I went to history and flipped back and it went up another $3000 on top of what was already there with no apparent explanation-making the forecasted balances essentially useless. Never had issues with glitches like this before the update. Hope it can get fixed quickly! I check this app pretty much every day to compare to my bank account and what has cleared that was due.

Developer Response ,

Rebecca, these issues should now be fixed in 1.9.7. It’s been a bit rough the past few months but we’re focused on much better user experience and reliability for the 2.0 app rewrite - thanks for understanding!

Dr Z Slifkin ,

Fantastic App

I love this app, I’ve been using it for a couple years now and it’s so much better than trying to budget the old fashioned way. My only fear is if this app stops working or stops being supported, I don’t know what I’d do.

My one and only gripe, and the reason I docked a star, is that it is extremely slow. I have an iPhone 13 Pro Max so I highly doubt it’s my device. Every time you do anything in the app a spinning icon pops up and it takes a good 5-10 seconds between being able to do anything.

Developer Response ,

Thanks for the compliment. Could you contact us via UserVoice in the app or at so we can better attend to your needs?

Update: good news, we’ve identified the culprit and fix is on the way!

App Privacy

The developer, QApps LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

More By This Developer

You Might Also Like