Smart Financial Mobile 4+

Smart Financial Credit Union

Designed for iPad

    • 4.8 • 13.1K Ratings
    • Free



Smart Financial Mobile App simplifies your life.
The Smart Financial Mobile App gives you the freedom to conveniently and safely:
• Access your account anytime and anywhere
• Manage your transactions and view account activities
• Transfer funds
• Pay bills (enrollment required)
• Deposit checks at your convenience
• Locate the nearest ATM
• Contact Member Services
• Receive notifications
• View statements (tablet app only)
Available tools to help make smarter decisions:
• Budgeting
• Savings
Enjoy new and updated features that include:
• User-friendly interface
• Balance Peek (enrollment required)
• Quick login with Fingerprint ID (enrollment required)
• View check images
• Mobile banking enrollment
• Budgeting tools
• Saving tools

What’s New

Version 4012.2.0

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

Ratings and Reviews

4.8 out of 5
13.1K Ratings

13.1K Ratings

Lady doesn't ,


Hard to communicate with someone live. The mobile app have a lot of glitches, like remote deposit, it’s always crashing. However the feature of transferring money is lightening speed. Overall I am satisfied with this bank compared to say Amegy. I don’t like that when income tax season comes they want to hold all my money and won’t give it to me for several days, they “hold it” but it’s a government check. Don’t get. I’ve been banking here now for a good 3 years, and I will continue to be a loyal customer, I just think they have a long way to go before it is more efficient.

kingwood customer ,


Love the app! Our local office is terrible. Terrible location as well. No drive thru. Nobody inside to help you but to point you to a kiosk. Instead if transactions other employers can be getting these people in and out in a kind friendly hurry. People don’t like to stand in line. Short line ok. Long line moving on. But no line moving is terrible. I was there for one hour depositing these checks into the kiosk. It was miserable. One of the folks could have helped me quicker since I just open an account for my daughter. But after the young lady finished opening that Acct, I had to use the kiosk also by standing in that long line again. Terrible set up. Need more people not computers behind them working with you. I try everything in my power not to go there.

NetNet90 ,

Small town vibe

We have been members/consumers for over 25 years. When we joined we were young and had some debt issues. They help us recover and looked at her credit as an individual with such care
and compassion despite our bad credit scores back then. Fast forward to the present, they are always willing and able
To help us with any and all of our financial needs. We are thankful because a larger chain just doesn't seem as dedicated as a credit union does.

App Privacy

The developer, Smart Financial Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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