Seattle Credit Union 4+

Seattle Metropolitan Credit Union

    • 4.6 • 5.5K Ratings
    • Free



With the Seattle Credit Union mobile app, you can easily:
Manage Your Accounts:
• Quickly and securely access your accounts and add optional security features like passcode and fingerprint authentication
• View activity and balances for all of your Seattle Credit Union accounts
Make Deposits 
• Deposit checks easily using your device’s camera
Make Transfers and Payments
• Pay your bills with Seattle Credit Union's Bill Pay service
• Transfer funds between your Seattle Credit Union accounts and other financial institutions
Get Support on the Go
• Communicate with friendly Seattle Credit Union financial representatives through secure messages
Find ATMs and Branches
• Find Seattle Credit Union ATMs and branches
• Find shared branches and surcharge-free ATMs available through the locator tool
Do Your Banking in English or Spanish
• Set your language preference in the settings to English or Spanish
Contact Us
• Email us at
Seattle Credit Union is federally insured by NCUA and is an Equal Housing Opportunity Lender.

What’s New

Version 19.3.2

Minor bug fixes.

Ratings and Reviews

4.6 out of 5
5.5K Ratings

5.5K Ratings

Is this Bank of America? ,

I miss taking to a human.

I really miss being able to call my branch and speak with a teller immediately. I hate calling, being placed on hold just to be transferred around via a robot that doesn’t understand English. I feel like you’re loosing the founding aspect of a credit union not to mention the SMCU. If I wanted to talk to a robot to be transferred to a teller that isn’t actually sitting at an SMCU Branch I should have joined Bank of America.

Not to mention I can’t post this review without a “nickname”. On my fourth attempt and my “nickname” was already taken. If that doesn’t solidify my issue. I don’t know what does!

jenjen0610 ,

Like it but there’s cons to smaller credit unions

Easy to navigate through, I just don’t like that I have to go to another page to view credit card info. Also doesn’t show the amount total after each subtraction. I’m also used to faster and more immediate service, so the time that it takes for a smaller credit union to process things takes a lot of patience. Was also strongly considering changing banks after I reported fraudulent charges on my account and it took nearly half a year for them to investigate and give me my money back. It was a frustrating process and highly disappointed in the service when one call told me to call another number, only for that number to tell me that it can’t help me, and I needed to call the original number that so called, and the back and forth ensued. Recently also had the trouble of sending money to someone just because the amount was the same as the last time I sent to the person. Had to change it from $100 to $102 to get it sent. Why is that even a thing? If they fear duplicate payments are a mistake, just make them verify another time before it can be sent. When I created a complaint regarding this, no one even bothered responding. App is flawed. Considering changing banks to one that my other siblings use.

Do yourself a favor and don't ,

Not impressed

There are always issues with this app. Last week I had to deposit a check 6-7 times before it would work. The app kept shutting down and the money would not deposit. Also, now we need to sign checks and write our account number on them every time...? So NOT convenient!

Months later ... leaving another review. The fact that I’ve already left a terrible review for this app and I keep getting asked what I think of the app of a perfect example of how horrible this app really is. This app is perpetually down and “being worked on” yet it never improves. If there is one app that I need to work in my phone, it’s my bank app. It has caused me so much frustration time after time, again and again and I’m changing banks soon because of it. It’s so unacceptable that a bank app could even work this terribly.

Months later .... I’m still getting asked to review this app. Un-believable. No improvements have been made. I still have to take picture upon picture of my checks in order to deposit them. Two thumbs down. Again. The app freezes, shuts down and is a constant problem. I’m still planning on changing banks. If anyone can actually read my review, do not go with this bank!!!!

App Privacy

The developer, Seattle Metropolitan Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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