smiONE Visa Prepaid Card 4+

I just got the app thinking it would be better than signing in on the web. Wrong. I can’t even log in on the app. AND, the company is seeming fishy. I’ve had a declined transaction of $100 on the 1st, when I only went to the gas station that day and paid at the counter ($5) for gas. It’s been doing weird things on its own trying to charge whatever (because it isn’t showing me what was being charged for $100). I just had to switch to direct deposit on a different card because I also haven’t received my payments (even though they say it arrives 1-2 days). It’s been 5 days and still nothing on this card. Smh

The banking not just the app is all around a negative experience. When i get my paycheck direct deposited into the account smione holds a part of it like feeding me my own paycheck in crumbs. Also... direct deposit sometimes takes an extra two or three than average. For example i got paid on the 24th and still its the 28 and i have t gotten a cent from my paycheck. Chime bank is a great alternative and they don't play around with your money, it is released right away and sometimes even two days in advance something that will never ever happen with this horrible smione bank. Go out of business this is a horrible bank.

You can never check your account from more than one place( phone and computer) the app isn’t the same from one device to another. It steals your money!!! Or doesn’t allow your whole deposit to be available some weeks I’ll receive half of the total deposit on Wednesday and the other half on Friday or the following Monday. It not worth the headache. -10 Stars