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** Pay off your debt with Spare Change **
Snowball connects to over 3,000 lenders and works for almost any type of debt. Whether you want to pay off a credit card, mortgage, student loan or auto loan, Snowball makes it fast and easy. Our user generate an average of $45 in Spare Change every month…you’d be surprised at how much of an impact a little spare change could have on your Debt.

** Estimate your Savings **
How much will Snowball save you? Check out the in-app Savings Estimator to see if Snowball is right for you. Enter one or all of your debt balances and Snowball will calculate which to pay off first and where to apply your Spare Change to maximize your savings.

** Start Saving **
Setup is simple and takes less than 3 minutes. Connect a Checking Account to Snowball with Instant Account Verification. From that point on, your Spare Change will be calculated on every purchase by rounding the transaction cost to the nearest dollar. Each time your Spare Change amount reaches $5.00, you are given the option to Contribute this Spare Change amount to your debt.

** You’re in Complete Control **
* Manually or Auto-Approve your Spare Change Contributions
* Set a Maximum Amount of Spare Change each month
* Make Additional Contributions

** Paying Your Creditor **
Snowball initiates Spare Change payments to your creditor twice per month. Spare Change that has cleared your checking account on the 1st through the 15th of each month will be initiated on the 17th, Spare Change that has cleared your checking account on the 16th through the last day of the month will be initiated on the 3rd of the following month. A majority of payments are sent electronically, but some creditors require checks.

Our mission is to help every Snowball user achieve a debt free lifestyle, while saving thousands of dollars in interest without impacting your monthly budget.

What’s New

Version 1.3.7

Bug fixes and improvements.

Ratings and Reviews

4.3 out of 5
242 Ratings

242 Ratings

ysixela ,

Amazing customer service

I had an issue with my bank which froze my snowball account. I emailed them on a Friday night expecting to wait until at least Monday to hear back, but to my surprise I had a return email within the hour! The problem was resolved on a Saturday night and they were very helpful in walking me through my problem and making sure it was fixed to my satisfaction and worked with me to get my funds approved and added to my debt account. I was very very pleased with how amazing their customer service is.

Developer Response ,

Thank you so much ysixela ! :) Your user experience and satisfaction is our top priority

gracieloo23 ,

So easy to use!

I got this app because I was looking for a secondary source of contributing towards my pretty substantial student loans in addition to monthly payments. Snowball has been awesome because it’s easy to get set up and I have been depleting my debt every time I make a purchase! I’m already seeing the debt go down and it works for someone like me who doesn’t save well and likes the idea of making payments without realizing I’m doing it! I highly recommend!

Developer Response ,

Thank You :)

Lex At Play ,

Confused & Upset

So I’ve been using this App almost a month. Fully set up & I have approved a couple of transactions set to be applied toward a CC balance mid-month. However, I have been asked to re-authenticate my account to which I add my credentials only to be locked out of my account. I select “reset password” only to be told log in is not possible at this time. This is now day 2 and no resolve or way to contact customer service to assist. Not a settling feeling to have vital financial info loaded into this App, when it’s just about to execute its first payment, it shuts you out with no way to get assistance!

Developer Response ,

Hi Lex At Play,

We are very sorry for the inconvenience this has caused you. Snowball will log a user out from time to time and revalidate credentials as a security feature. This is because we value our user's security above all else. Once logged in you are able to use your touch ID or 6-digit passcode.

I believe our support staff worked with you closely to resolve this issue, which was a result of using an incorrect email address. A password cannot be reset if the email address submitted does not have an account. We hope you found that support was extremely prompt in responding to your inquiry.


The Snowball Team


Snowball Financial Corp
34.7 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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