Keep track of your finances when and wherever you need it. Or use a lot of service features: find the nearest ATM or branch. Sparkasse is easy to use and secure.

The official app of the Sparkasse

* Features *

- Set up any number of bank accounts you have
- Set up multiple accounts
- Payments: single, scheduled, reference, reverse and SEPA transfers
- Send money and receive it with "Kwitt" - up to €30 even without TAN. Please note: This function is available, if offered by your Sparkasse
- Share expenses among involved people with Kwitt group feature
- Standing order and direct debit functions
- Charts to analyze your personal finances
- Enhanced functionality: Store locator, ATM search
- Stock market news, quotes and forex (according to your institute)
- Service functions of your Sparkasse: card lock, releases, opening hours and appointments

* Requirements *

- Access depends on whether your financial institution makes it available online via HBCI PIN/TAN or FinTS PIN/TAN protocol
- Supported TAN security methods: chipTAN manuell, chipTAN QR, chipTAN comfort (optical), pushTAN; iPod touch in addition: smsTAN

* Secure *

Sparkasse ensures maximum safety in accordance with the provisions of the German financial institutions for online banking:

- communication via direct and secure interfaces
- high encryption
- password-protected
- automatic lock (the app locks itself after five minutes of non-use)
- PSD 2 ready: this makes mobile banking even more secure

* Please note *

1) You do not need to have an account of a German Sparkasse to use the app. You can add any other accounts of different banks as well
2) For support requests please send your inquiry directly out of the app
3) Use can run up a bill within your financial institute. Please check whether this may be passed to you
4) Further Information see
5) Some features of the app are only available if your financial institution supports them. In addition, you can use the function Kwitt only when using the app on an iPhone.

What’s New

Version 5.3.0

New in version 5.3.0:

+++ pushTAN and Sparkasse +++
Our dream team from Sparkasse and S-pushTAN is getting even closer! New pushTAN connections can now be unlocked directly in Sparkasse on the home page. And please remember: The app's home page is optional, you can turn it off and on at any time via the settings.

+++ More security +++
When you log in to mobile banking, you will be asked to enter a TAN every 90 days. Just in time for these 90 days, the Sparkassen app gives you the option to add the counter to 90 days on the home page until the next TAN query. More information can be found at:

+++ More comfort with the new whitelist +++
After transfers, add the recipients IBAN conveniently to your personal whitelist. Confirm once with a TAN and in the future you can make transfers to this recipient without entering a TAN.

+++ More optimizations +++
Also in this version we have fixed a few minor bugs of the app.

Ratings and Reviews

4.7 out of 5
5.4K Ratings

5.4K Ratings

Kabal-K ,

Great app

It’s a great app and it’s very useful.
Thanks to this app you can now view all your transactions and monitor your account online without going to the bank. 👍🏾

Cait-Li ,

Great app but lost some useful features with updates

The app is very useful for keeping track of multiple bank accounts at once in one place.
However, even though expenses can still be categorized, the overview of spendings by category is no longer included in the recent update.

shahriar42 ,

Monthly payments

Each month I’m paying 7€ for cost to bank. I want to decrease this amount but i don’t know how? Please explain me.
Best regards


Star Finanz GmbH
101.9 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Czech, German, Polish, Turkish

Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
© 2019 Star Finanz GmbH - Ein Unternehmen der Finanz Informatik und der Sparkassen Finanzgruppe


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