What do you want to do today?
Sparkle is a digital bank that gives you the freedom to do what you want to do, when you want to do it. Download Sparkle now and join over 120,000 sparkling users across Nigeria.
Why you should use Sparkle?
FREEDOM
~Open an account in minutes
Get started with a personal or business account in 3 minutes with zero documentation. That’s right, 3 minutes or even less! Set your timer and see for yourself.
~Make faster money transfers
Send and receive money from other Sparklers and from over 70 Nigerian banks at lightning speed and lower fees.
~Earn redeemable points when you pay bills
DSTV, Cable TV, Internet subscription, airtime, EKEDC and more. Sparkle makes it easy to pay and schedule recurring payments, so you’re never cut off.
~Sparkling Discounts
Enjoy a life full of discounts. Get 5 -15% off your bills at your favourite places and on your favourite things when you pay with your Sparkle card.
~Send money privately
With our SparklePay Private feature, you can keep your identity hidden when you transfer money or donate to a cause.
~Smash your financial goals with Sparkle Stash
Sparkle helps you save money for your personal and business goals with 3 different savings options; Save as you like, Save by a percentage and Save with interest.
~Be in control of your Card
Get a colourful virtual/physical debit card for cash withdrawals, online payments, and discounts at our partner locations.
SIMPLICITY
~Send money without an account number
Don’t have their account number? No worries! Use Sparkle’s payment link to send money to just about anyone via chat or DM.
~Request money without the awkward conversation
No need to have long conversations when you need money or want someone to pay you back. Use Sparkle’s Request Money feature to ask for money in a fun and simple way.
~Split Bills Easily
After a fun night with your buddies, use Sparkle Split Bill feature to split the bill so everyone can easily pay you.
TRANSPARENCY
~See a breakdown of your finances
Easily keep track of what you spend, how you spend and when. You also get to know which habit you feed the most and so much more.
~No hidden charges or unnecessary bank fees
Get clear transaction notifications and no unexplained deductions from your account.
~Stay updated all the time
We keep you up to date on everything happening with Sparkle; upgrades, scheduled maintenance and sparkling new features.
TRUST
~24/7 Customer Service Support
Need support? You can count on Indy, our intelligent and friendly chat bot to help resolve any complaints you may have. She's all yours!
~Safe Banking
- Sparkle is licensed by the CBN
- Your money is insured by the NDIC
- We're partnered with global brands like PWC and Visa
SPARKLE BUSINESS- your business and banking, all in one app
- Open a bank account in your business name in minutes with zero documentation
- Register your business from the comfort of your mobile device
- Seamlessly manage your daily business admin with in-built Inventory, Payroll, Invoicing, and Customer Management tools.
- No more problems with paying your taxes. Sparkle Business tax feature automatically does your tax calculations, deductions and payments for you.
- Easily switch between your personal and business account in one click
Join over 120,000 Sparklers and enjoy great rewards for spending and saving.
Move to Sparkle in 3 Easy Steps
1. Download the app and open an account
2. Fund your account
3. Start transacting and earning rewards
Download Sparkle Now!
I have had this with Sparkle but they always come through.. a little delay here and there but at the end of the day they come through. They are constantly improving and putting in modern ways of banking for sure. They are good.. we fight like family would but we always settle at the end of the day. You can trust them with your money I run a personal and company account with them.
Developer Response
So happy to have you on the sparkling side! We appreciate your feedback and promise to keep up the sparkling experience. Keep Sparkling!
The glitch in the app
Prettyboii Snooze
Ok so it’s been a long time since I’ve been using this app and I would like to say that it has been amazing experience with sparkle buh these days I don’t know if it’s the app or the bank itself that has been having issues, like it glitches and I can’t even make transactions properly, I made a transaction which my client didn’t receive so I reported the transaction only for me to see that the app is unable to open my email. It’s very weird please and also sometimes it logs me out totally from the app which is very strange cause I haven’t seen that happened before. Please y’all guys should look into that issue and fix it buh other than that, it’s been an amazing experience with you guy and I am hoping you guys do better, thank you.
Loving it so far
adetoun24
Loving it so far. Don’t like to share my bank account number with everyone. Sparkle makes me feel even more safe with the ability and flexibility it provides it’s customers. Can’t wait to see upgrading the source funds for the sparkle account to no longer require a transfer but a secure connection to the bank account directly. This will improve the customer experience a lot.
Developer Response
Sparkling!!! We are glad you enjoy our app. If there is anything we can do for you, just let us know at support@sparkle.ng!
Sparkle23
Spark12pro
I love everything including the customer service…if your receiver doesn’t receive the sent amount in time, if you make a complaint, it gets reversed in literally minutes….keep the good work up and keep my money safe most importantly
Developer Response
Hi Sparkler, music to our ears! We’ll continue to do our best to make sure your experience with us stays sparkling.
Referral code fix
Version 2.0.5
The developer, Sparkle Microfinance Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Location
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Sparkle Microfinance Bank Limited
Size
129.5 MB
Category
Finance
Compatibility
Requires iOS 14.7 or later.
iPhone Requires iOS 14.7 or later.
iPad Requires iPadOS 14.7 or later.
iPod touch Requires iOS 14.7 or later.
Mac Requires macOS 11.5 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.
