The Speedy Cash® / Rapid Cash® app helps customers manage their payday loans, title loans, installment loans, and lines of credit from the convenience of their phone. Customers can also take out new loans or draw additional cash on their existing loans. Simply sign in with your existing username and password or create a new account by clicking Apply Now.
- New and existing customers can apply for a new loan
- Locate the nearest Speedy Cash / Rapid Cash store
- Get Push Notifications for important reminders
- See current loan information and manage your account
- Make secure payments
- Send secure messages to US-based Customer Service
- Securely sign loan documents
- Make a due date change
- Get Cash on a Line of Credit
- Request a loan refinance
- Select bank account funding, cash pick up in a Speedy Cash / Rapid Cash store, or fund instantly to your Opt+ Visa® Prepaid Debit Card
About Speedy Cash:
Speedy Cash® is one of the largest, fastest growing providers of short-term loans and financial services in the United States, Canada, and the United Kingdom. We're different! Our licensed, direct lending products and heightened Customer Service focus are at the core of what we offer.
iPhone® is a registered trademark of Apple, Inc.
© Speedy Cash® 1997 – 2018. All Rights Reserved.
This update resolves a minor issue with income verification.
Ratings and ReviewsSee All
Great way to get fast loan
I applied and was approved within an hour. I received $500 in my account at 8am the next morning. I’m really lost on these reviews. The loan is wayyyy too pricey and you can pay up to five times what you borrowed so beware. However, if you truly needed an emergency loan and fast, this is a good option. You are also able to pay it off at any point with a little interest. The people who complain on here HAD to have seen the big bold numbers that show what you will pay and what the total loan will cost you (an arm, a leg, and your favorite pet). I could have declined, but I read the large (not fine) print and made a decision. I also paid it all back and it came with about 50% of what I borrowed but I got the money I needed without asking friends or family. The only other place that’s as good as this one was the RISE app which gave me $1000 the next day and I took care of my issue and made installments on that one. Bottom line is AVOID these at all costs unless you need it. Secondly, please don’t be the type to ignore the LARGE print and give bad reviews because some people really need this and they should know the truth. I tried several and ignored many based on bad reviews until I took a chance. If I have it my way I will NEVER EVER EVER use one of these again...but if I do (fingers crossed that I won’t) it will be Speedy Cash or RISE.
My current experience
Prompt service my only problem is why my pay off amount is different from my loan balance on the app and I just made a payment thru my account and it has not been taken out yet I’m thinking maybe because it’s Saturday after bank hours and may be taken out next business day but it would ideal to have it taken out as soon as you get the Thanks For Your Payment message or maybe I should make payment directly off my card because I saw two options pay thru bank account or MasterCard I have visa so I chose bank account and it has not been deducted...I would recommend speedy cash for those who are really in need and can afford to pay it off the key is to pay off more then what your minimum payment is per statement but I do recommend once you pay it off keep SpeedyCash in your back pocket for serious emergencies
Legitimate loan app
I never write reviews about anything and to be completely honest I was a bit skeptical about this app (or any loan app for that matter) but I really needed some emergency funding so I bit the bullet. The application process took about 5 minutes and I was approved for $255. I only borrowed 100 and didn’t need to pay back until my next payday with an interest of $17! This app is so convenient for legitimate SpeedyCash and the way for you to get in trouble is if you are not responsible! Just make your payments on time or early if you can and dont take out the exact loan you are qualified for! Example: if you qualify for $500 don’t take out $500 if you know you can’t pay it back. Just be responsible (like with any other loan/credit situation) and you should be good to go. This app has saved me so many times and I have nothing but positive things to say!
With Family Sharing set up, up to six family members can use this app.